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Backup Documents 04/25/2017 Item #16D3 1 6 4 . ORIGINAL DOCUMENTS CHECKLIST & ROUTING SLIP Li TO ACCOMPANY ALL ORIGINAL DOCUMENTS SENT TO THE BOARD OF COUNTY COMMISSIONERS OFFICE FOR SIGNATURE Print on pink paper. Attach to original document. The completed routing slip and original documents are to be forwarded to the County Attorney Office at the time the item is placed on the agenda. All completed routing slips and original documents must be received in the County Attorney Office no later than Monday preceding the Board meeting. **NEW** ROUTING SLIP Complete routing lines#1 through#2 as appropriate for additional signatures,dates,and/or information needed. If the document is already complete with the exception of the Chairman's signature,draw a line through routing lines#1 through#2,complete the checklist,and forward to the County Attorney Office. Route to Addressee(s) (List in routing order) Office Initials Date 1. Kristi Sonntag Community& Human Services 2. Jennifer Belpedio County Attorney Office 3. BCC Office Board of County \ � Commissioners %,,, tAzs\--t 4. Minutes and Records Clerk of Court's Office 4247 �7 " � PRIMARY CONTACT INFORMATION �^' Normally the primary contact is the person who created/prepared the Executive Summary. Primary contact information is needed in the event one of the addressees above,may need to contact staff for ad itional or missing information. Name of Primary Staff Kristi Sonnta Phone Number 252-2486 Contact/ Department Agenda Date Item was 04.25.17 Agenda Item Number 16D3 Approved by the BCC Type of Document First Amendment to Big Cypress Housing Number of Original 4 Attached Corporation SHIP Documents Attached PO number or account number if document is to be recorded INSTRUCTIONS & CHECKLIST Initial the Yes column or mark"N/A"in the Not Applicable column,whichever is Yes N/A(Not appropriate. (Initial) pplicable) 1. Does the document require the chairman's original signature? KS am O 2. Does the document need to be sent to another agency for additional signatures? If yes, N/A provide the Contact Information(Name;Agency;Address;Phone)on an attached sheet. 3. Original document has been signed/initialed for legal sufficiency. (All documents to be signed by the Chairman,with the exception of most letters,must be reviewed and signed by the Office of the County Attorney. 4. All handwritten strike-through and revisions have been initialed by the County Attorney's KS N/A Office and all other parties except the BCC Chairman and the Clerk to the Board 5. The Chairman's signature line date has been entered as the date of BCC approval of the KS document or the final negotiated contract date whichever is applicable. 6. "Sign here"tabs are placed on the appropriate pages indicating where the Chairman's KS signature and initials are required. 7. In most cases(some contracts are an exception),the original document and this routing slip N/A should be provided to the County Attorney Office at the time the item is input into SIRE. Some documents are time sensitive and require forwarding to Tallahassee within a certain time frame or the BCC's actions are nullified. Be aware of your deadlines! 8. The document was approved by the BCC on 4/25/17 and all changes made during the KS meeting have been incorporated in the attached document. The County Attorney's Office has reviewed the changes,if applicable. 9. Initials of attorney verifying that the attached document is the version approved by the KS BCC,all changes directed by the BCC have been made,and the document is ready for the Chairman's signature. r , I:Forms/County Forms/BCC Forms/Original Documents Routing Slip WWS Original 9.03.04,Revised 1.26.05,Revised 2.24.05;Revised 11/30/12 1 6 u 4 MEMORANDUM Date: April 26, 2017 To: Kristi Sonntag, Grants Manager Housing, Human & Veteran Services Department From: Teresa Cannon, Deputy Clerk Minutes and Records Department Re: First Amendment to Big Cypress Housing Corporation SHIP Attached for your records are three (3) originals of the document referenced above (Item #16D3) approved by the Board of County Commissioners on Tuesday, April 25, 2017. An original has been kept by the Minutes and Records Department in the Board's Official Records. If you have any questions, please contact me at 252-8411. Thank you 16O3 Grant- SHIP FY 2014 2015 2015-2016 Activity: - Rental Rehabilitation SPONSOR: -Big Cypress Housing Corporation DUNS # - 064723252 CSFA# - 52.901 FIRST AMENDMENT TO AGREEMENT BETWEEN COLLIER COUNTY AND BIG CYPRESS HOUSING CORPORATION THIS AGREEMENT is made and entered into this oc`J day of AA- r t \ , 2017, by and between Collier County, a political subdivision of the State of Florida, ("COUNTY" or Grantee") having its principal address as 3339 E. Tamiami Trail, Suite 211,Naples FL 34112, and Big Cypress Housing Corporation a private not-for-profit corporation existing under the laws of the State of Florida, having its principal office 19308 SW 380th Street, Florida City, FL 33034 ("SPONSOR"). WHEREAS, on June 28, 2016, Item 16D17, the County entered into an Agreement with Sponsor to undertake rental rehabilitation of affordable housing rental units. WHEREAS, the Parties desire to amend the Agreement to reduce funding from fiscal funding year 2014-2015 by $500,000 and increase funding from fiscal funding year 2015-2016 by $500,000. The change in funding year will extend the time of performance to June 30, 2018. WHEREAS, the Parties also desire to replace Request for Payment and Quarterly Progress report exhibits and to remove or add language to allow for better administration and a more organized format. NOW, THEREFORE, in consideration of the mutual promises and covenants herein contained, it is agreed by the Parties as follows: Words Struck-Through are deleted; Words Underlined are added 1 �` / ¢ t ,r. 10 ,„', I. DEFINITIONS AND PURPOSE A. DEFINITIONS Terms shall be as defined in the State Housing Incentives Partnership (SHIP) Program, Florida Statute 420.9071 and Chapter 67-37 of the Florida Administrative Code, and any amendments thereto (also referred as the SHIP Program). B. PURPOSE The purpose of this Agreement is to state the terms and conditions under which the SPONSOR will implement the Scope of Service summarized in Section II of this Agreement. II. SCOPE OF SERVICE The SPONSOR shall, in a satisfactory and proper manner . . - ••- - . . -- e. .1- , perform the necessary tasks to administer and implement the described services herein incorporated by reference as Exhibits B C A & B (Rental Rehabilitation Project Requirements and Budget Narrative) in accordance with the terms and conditions of Sponsor's Requests for Applications dated March 21, 2016 for, the Rental Rehabilitatio ' -• . • •-.:' '.. .. •.. Acquisition or Acquisitions of State Housing Initiatives Partnership Funding Cycle Fiscal Years 2014-2015 and 2015-2016. SPONSOR's Application dated March 21, 2016, III. SPECIAL GRANT CONDITIONS A. Within 30 days of the execution of this Agreement, the SPONSOR must deliver to CHS the project to include staff assignment. The following resolutions and policies must be adopted, if not previously adopted, by the SPONSOR's governing body,within 60 days of contract execution: 1. Affirmative Fair Housing Policy 2. Procurement Policy including Code of Conduct 3. Affirmative Action Policy 4. Conflict of Interest Policy 5. Equal Opportunity Policy 6. Sexual Harassment Policy 7. Procedures for meeting the requirements set forth in Section 504 of the Rehabilitation Act of 1973, as amended(29 U.S.C. 794) 8. Fraud Policy 9. Tenant Waitlist Policy 10. Tenant Grievance Policy 11. Tenant Guidelines (Income) 2 f; -_ ! 4 ` ` IV. TIME OF PERFORMANCE This Agreement shall be in effect from June 4-28 2016 through June 30, 2O1-2018. for FY 11 . .. :, .. . . - .• -• -. .' -- . •. . .. - . - . I. - ..' h--the - ..• must remain in effect throughout the development process of the Project and is terminer including all SHIP assisted units. V. AGREEMENT AMOUNT It is expressly agreed and understood that the total amount to be disbursed by the COUNTY for the use by the SPONSOR during the term of the Agreement shall not exceed FIVE HUNDRED THOUSAND DOLLARS ($500,000.00). The budget identified for the Project shall be as follows SSP-Funds Project Component One: Rehabilitation to rental $500,000.00 units. (Maximum $30,000.00 per unit) TOTAL $--500,080.00 Modifications to the "Budget and Scope" may only be made if approved in advance by the COUNTY. Budgeted fund shifts between cost categories and activities shall not be more than 10% and does not signify a change in scope. Fund shifts that exceed 10% of a cost category shall only be made with Board approval. All services specified in Section II. Scope of Services shall be performed by SPONSOR employees, or shall be put out to competitive bidding under a procedure acceptable to the COUNTY and State requirements. The SPONSOR shall enter into contract for improvements with the lowest, responsive and qualified bidder. Contract administration shall be handled by the SPONSOR and monitored by CHS, which shall have access to all records and documents related to the project. The County-will - . . . . .. . . . ... • • . . . - .. _ . -- • . - - - . e° • : - - .- . . Funds will be secured by a zero percent (0%) forgivable loan. A subordinate mortgage will be executed and placed on the property rehabilitated. Loan will have a teen of fifteen(15) years. -- . 'e _e ... . •- • : .. . :;:. ,.. -• - , - . • - First Right of Refusal: If the SPONSOR offers the Property for sale before fifteen (15) years after the SPONSOR's receipt of the Certificate of Occupancy, or at any other time when there 3 16133 are existing mortgages on the Property funded under the SHIP program, then the SPONSOR must give a right of first refusal (ROFR) for a 90 day period, to experienced non-profit organizations, reasonably approved by the County for purchase of the Property, at the then current market value, for continued occupancy by eligible persons. The 90 day right of first refusal period begins when a legal advertisement appears in a local newspaper of general circulation or other method authorized by statute or regulation offering the Property for sale to non-profit organizations. County approval of any nonprofit organization submitting an offer of the full requested sale price or any other offer considered in the sole determination of the SPONSOR to be reasonable, will be based on the criteria listed in the affordable multi-family rental housing development strategy sponsor selection criteria, in the County's FY 2013-2016 SHIP Local Housing Assistance Plan. If either; (a) the 90-day right of first refusal period expires and the SPONSOR is not then a party to an active contract for purchase and sale of the Property, with an eligible nonprofit organization,reasonably approved by the County; or (b) a contract for purchase and sale of the Property is entered into by the SPONSOR and an eligible nonprofit organization, reasonably approved by the County,within such 90-day ROFR period but terminated by either party pursuant to the terms thereof subsequent to the 90-day period then the SPONSOR can offer the property for the fair market value for continued occupancy with eligible tenants. VI. PAYMENT The County shall provide an initial loan disbursement of$250,000 for rehabilitation activities and will reconcile actual expenditures reported to the funds disbursed to the Sponsor based on the properly completed Invoice with an accompany Al A or equivalent documentation. Once the initial loan disbursement is reconciled and expended by the Sponsor, the Sponsor shall submit a final loan request for $250,000 until all funds are disbursed not to exceed $500,000. All funds are secured by a promissory note and mortgage signed prior to the disbursement of any funds to secure the funds. Should the SPONSOR fail to perform the promissory note will be due and payable for the amount disbursed to date. Any funds disbursed to the Sponsor that are not expended or were determined to have been expended for unallowable costs . .. - . . .o:• . will not be used towards the total expenditure cost allowed towards the project. The County shall recoup such overpayments. In the event an overpayment is identified after the end of the contract and no further invoice is due,the Sponsor shall remit the overpayment to the County via check. The County shall release a check in the amount of$250,000 upon entering an agreement with SPONSOR ' -. . ...' . •. - . - . !0. .._ •. . - . . forgivable note for the rehabilitation. Thereafter the SPONSOR will request a second loan disbursement upon submission and approval by CHS of SPONSOR'S AIA documentation that shows funds have been expensed properly and in a timely manner - ' : :•- The SPONSOR shall ensure the performance of this Agreement. The second -- - - ., . .' . . - . _ . . Final reconciliation invoices are due no . - •e .. .. - ,.. • : -- -- . Proof of eligible expenditures made to the 4 i'',I '. - .. .:: project must be provided to CHS before the end of the Agreement. All eligible and approved expenditures received before end of Agreement will be used towards total project cost and a modification to mortgage may be recorded to reflect the actual cost expended on project. No disbursements will be made until approved by CHS and the Collier County Clerk of Courts for grant compliance and adherence to any and all applicable local, state or federal requirements. The second loan disbursement will be made upon receipt of a properly completed invoice and in compliance with §218.70, Florida Statutes, otherwise known as the "Local Government Prompt Payment Act." The COUNTY reserves the right to withhold any future loan disbursements as a result of incomplete or altered invoices, inadequately documented expenses, or expenses for items and services the COUNTY deems not to be usual, customary and reasonable expenses related to improvements of the Project. Additionally, the COUNTY reserves the right to not pay any contractor, subcontractor, material men or supplier wherein a dispute arises. A.I .'` . . •. - : . .. • :. --•-- • •. irk performed based on the SPONSOR'S delivery to the COUNTY (i) an invoice, and subsequent documents to Support the first loan disbursement to include but not limited to (ii) AIA G703, disbursement, and (v) such other documentation and information as reasonably requested by the COUNTY. All disbursements by the COUNTY will be made to the SPONSOR who shall be responsible for paying the Contractor. Notwithstanding anything herein to the contrary, the COUNTY shall have no obligation to fund the work if: (i) the—SPONSOR is in default under the terms of this Agreement or any other agreement between the SPONSOR and the COUNTY, or (ii)the request includes items not in a budget approved by the COUNTY. The COUNTY has the right,to be exercised in its sole and absolute discretion, to delay funding of the work until such time that it receives a title endorsement from a nationally recognized title insurance company providing that the Property and the improvements thereon, are free from construction liens, if applicable. The SPONSOR shall comply with Chapter 713, Florida Statutes in all respects. VII. NOTICES Notices required by this Agreement shall be in writing and delivered via mail (postage prepaid), commercial courier, or personal delivery or sent by facsimile or other electronic means. Any notice delivered or sent as aforesaid shall be effective on the date of delivery or sending. All notices and other written communications under this Agreement shall be addressed to the individuals in the capacities indicated below, unless otherwise modified by subsequent written notice. COLLIER COUNTY ATTENTION: Rayncsha Hudnell, Grant Coordinator Priscilla Doria, Grant Coordinator Collier County Government Community and Human Services 3339 E Tamiami Trial, Suite 211 Naples,Florida 34112 5 Email to: ' • ::.- .:.:- ., '- PrisciilaDoria@colliergov.net 1 6 0 Phone: 239-252-5312 SPONSOR ATTENTION: Steve Kirk,President Big Cypress Housing Corporation 19308 SW 380th Street,POB 343529 Florida City,FL 33034 Email to: Stevekirk@ruralneighborhoods.org Phone: 305-242-2142 VIII. GENERAL CONDITIONS A. GENERAL COMPLIANCE The SPONSOR agrees to comply with the requirements as outlined in Section 420.907 of the Florida Statutes and Chapter 67-37 of the Florida Administrative Code. The SPONSOR also agrees to comply with all other applicable state and local laws, regulations, and policies governing the funds provided under this Agreement. The SPONSOR agrees to utilize funds available under this Agreement for Rental Rehabilitation. B. CODE OF ETHICS AND CONDUCT The SPONSOR shall comply with the Code of Ethics and Conduct for Construction Professionals developed by Construction Management Association of America(CMAA). Adhering to this code of ethics is critical to demonstrating ethical conduct within the construction industry. This code of ethics is not intended to replace, but rather to supplement, any code of ethics that the SPONSOR already uses in their organization. C. INDEPENDENT CONTRACTOR Nothing contained in this Agreement is intended to, or shall be construed in any manner, as creating or establishing the relationship of employer/employee between the parties. The SPONSOR shall at all times remain an "independent contractor" with respect to the services to be performed under this Agreement. The COUNTY shall be exempt from payment of all Unemployment Compensation, FICA, retirement benefits, life and/or medical insurance and Workers' Compensation Insurance, as the SPONSOR is an independent SPONSOR. D. WORKERS' COMPENSATION The SPONSOR, its contractors and subcontractors, shall provide Workers' Compensation Insurance coverage for all of its employees involved in the performance of this contract. E. INSURANCE 6 - t 1603 ; The SPONSOR shall furnish a Certificate of Insurance naming Collier County as an additional insured with general liability limits of at least$1,000,000 per occurrence in accordance with Exhibit A"H" (Insurance Requirements). F. INDEMNIFICATION To the maximum extent permitted by Florida law, the SPONSOR shall indemnify and hold harmless Collier County, its officers, agents and employees from any and all claims, liabilities, damages, losses, costs, and causes of action which may arise out of an act, or omission, including, but not limited to, reasonable attorneys' fees and paralegals' fees, to the extent caused by the negligence, recklessness, or intentionally wrongful conduct of the SPONSOR or any of its agents, officers, servants, employees, contractors, patrons, guests, clients, licensees, invitees, or any persons acting under the direction, control, or supervision of the SPONSOR in the performance of this Agreement. This indemnification obligation shall not be construed to negate, abridge or reduce any other rights or remedies which otherwise may be available to an indemnified party or person described in this paragraph. The SPONSOR shall pay all claims and losses of any nature whatsoever in connection therewith and shall defend all suits in the name of the COUNTY and shall pay all costs (including attorney's fees) and judgments which may issue there-on. This Indemnification shall survive the termination and/or expiration of this Agreement. This section does not pertain to any incident arising from the sole negligence of Collier County. The foregoing indemnification shall not constitute a waiver of sovereign immunity beyond the limits set forth in Section 768.28,Florida Statutes. G. GRANTOR RECOGNITION The SPONSOR agrees that all notices, informational pamphlets, press releases, advertisements, descriptions of the sponsorships of the Program, research reports and similar public notices prepared and released by the SPONSOR for, on behalf of, and/or about the Program shall include the statement: "FINANCED BY FLORIDA HOUSING FINANCING COPORATION (FHFC) AND COLLIER COUNTY COMMUNITY AND HUMAN SERVICES DIVISION" and shall appear in the same size letters or type as the name of the SPONSOR. This design concept is intended to disseminate key information regarding the development team as well as Equal Housing Opportunity to the general public. Construction signs shall comply with applicable COUNTY codes. H. AMENDMENTS The COUNTY and/or SPONSOR may amend this Agreement, at any time, provided that such amendments make specific reference to this Agreement, and are executed in writing, signed by a duly authorized representative of each organisation, and approved 7 3A~ ~s8 1 6 03 by the Grantee's governing body. Such amendments shall not invalidate this Agreement, nor relieve or release the Grantee or SPONSOR from its obligations under this Agreement. The COUNTY may, in its discretion, amend this Agreement to conform with federal, state or local governmental guidelines, policies and available funding amounts, or for other reasons. If such amendments result in a change in the funding, the scope of services, or schedule of the activities to be undertaken as part of this Agreement, such modifications will be incorporated only by written amendment signed by both Grantee and SPONSOR. Expiration of Agreement: If the SPONSOR does not complete the project within the time period, the COUNTY Manager or designee may grant a cumulative time extension of no more than 180 days and modify any subsequent project work plans to reflect the extension. SUSPENSION OR TERMINATION Either party may terminate this Agreement, at any time, by giving written notice to the other party of such termination,and specifying the effective date thereof, at least 90 days before the effective date of such termination. In the event of any termination for convenience, all finished or unfinished documents, data, reports or other materials prepared by the SPONSOR under this Agreement shall, at the option of the COUNTY, become the property of the COUNTY. The COUNTY may also suspend or terminate this Agreement,in whole or in part, if the SPONSOR materially fails to comply with any term of this Agreement, or with any of the rules, regulations or provisions referred to herein, in addition to other remedies as provided by law. If through any cause, the SPONSOR shall fail to fulfill in a timely and proper manner its obligations under this Agreement, or violates any of the covenants, agreements, or stipulations of this Agreement, the COUNTY shall thereupon have the right to terminate this Agreement or suspend loan disbursements in whole or part by giving written notice to the SPONSOR of such termination or suspension of loan disbursements and specify the effective date thereof, at least five (5) working days before the effective date of termination or suspension. See Section VII. G. — Corrective Action for escalation steps leading to suspension or termination for non-compliance. If loan disbursements are withheld, Community and Human Services Division staff shall specify in writing the actions that must be aken by the SPONSOR as a condition precedent to resumption of loan disbursements and shall specify a reasonable date for compliance. Sufficient cause for suspension of loan disbursements shall include,but not be limited to: * Ineffective use of funds. * Failure to comply with Section II, Scope of Service of this Agreement. * Failure to submit periodic reports as determined by the COUNTY. J. PURCHASING 8 All All purchasing for services and goods, including capital equipment, shall be made by purchase order or by a written contract and in conformity with the thresholds of Collier County Purchasing Policy. Purchasing Threshold Policy Dollar Range($) Quotes Under$3K 1 Written Quote $3K to $50K 3 Written Quotes Request for Proposal(RFP) Above$50K Invitation for Bid(IFB) VUTIX. ADMINISTRATIVE REQUIREMENTS A. RECORDS TO BE MAINTAINED The SPONSOR shall maintain all records required by the COUNTY that are pertinent to the activities to be funded under this Agreement as established in Exhibit B A_ (Rental Rehabilitation Project Requirements). B. RETENTION The SPONSOR shall retain all records pertinent to expenditures incurred under this Agreement for a period of five (5) fiscal years after the funds have been expended and accounted for, provided applicable audits have been released. Notwithstanding the above, if there is litigation, claims, audits, negotiations or other actions that involve any of the records cited and that have started before the expiration of the five-year period, then such records must be retained until completion of the actions and resolution of all issues, or the expiration of the ten-year period,whichever occurs later. C. DISCLOSURE The SPONSOR shall maintain records in accordance with Florida's Public Information Law(F.S. 119). D. CLOSEOUTS The SPONSOR's obligation to the COUNTY shall not end until all closeout requirements are completed. Activities during this closeout period shall include,but not be limited to: disposing of program assets (including the return of all unused materials, equipment, program income balances, and receivable accounts to the COUNTY), close out monitoring and determining the custodianship of records. In addition to the records retention outlined in Section VIII.B, the SPONSOR shall comply with Section 119.021 Florida Statutes regarding records maintenance, preservation and retention. A conflict between state and federal law records retention requirements will result in the more stringent law being applied such that the record must be held for the longer duration. Any balance of unexpended funds which have been disbursed must be returned to the 9 160 .01 County. Any funds paid in excess of the amount to which the SPONSOR is entitled under the terms and conditions of this Agreement must be refunded to the COUNTY. The SPONSOR shall also produce records and information that complies with Section 215.97, Florida Single Audit Act. At the time of closeout, if not already done, the County shall secure a note and mortgage on the property for the amount of SHIP funds invested. The SPONSOR shall be responsible for ongoing reporting, subject to onsite monitoring, tenant income qualification activities and continued use for a period of 15 years. E. AUDITS AND INSPECTIONS 1. Audits Pursuant to Florida Statute 215.97(6) (Florida Single Audit Act), in the event that the SPONSOR expends a total amount of State awards equal to or in excess of$500,000 in any fiscal year of such SPONSOR, the SPONSOR must have a State single or project-specific audit for such fiscal year in accordance with Section 215.97, Florida Statutes; applicable rules of the Executive Office of the Governor and the Comptroller, and Chapter 10.650,Rules of the Auditor General. In connection with these audit requirements, the SPONSOR shall ensure that the audit complies with the requirements of Section 215.97(7), Florida Statutes. This includes submission of a reporting package as defined by Section 215.97(2)(d), Florida Statutes, and Chapter 10.650, Rules of the Auditor General. The financial reporting package must be delivered to the COUNTY within 45 days after delivery of the financial reporting package to the SPONSOR but no later than 180 days after the SPONSOR's fiscal year end. Submit the financial reporting package and Exhibit G F to the Grant Coordinator. If the SPONSOR expends less than $500,000 in State awards in its fiscal year, an audit conducted in accordance with the provisions of Section 215.97,Florida Statutes,is not required. In the event that the SPONSOR expends less than $500,000 in State awards in its fiscal year and elects to have an audit conducted in accordance with the provision of Section 215.97, Florida Statutes, the cost of the audit must be paid from non-State funds. 2. Inspections The SPONSOR'S records with respect to any matters covered by this Agreement shall be made available to the COUNTY and/or the FHFC at any time during normal business hours, as often as the COUNTY or the FHFC deems necessary, to audit, examine, and make excerpts or transcripts of all relevant data. F. MONITORING The SPONSOR agrees that CHS will carry out no less than one (1) annual on-site monitoring visit and evaluation activities as determined necessary for a period of fifteen (15) years. At the COUNTY's discretion, a desk top review of the activities may be conducted in lieu of an on-site visit. The continuation of this Agreement is dependent upon satisfactory evaluations. The SPONSOR shall, upon the request of CHS, submit information and status reports required by CHS to enable CHS to evaluate said progress 10 j3 33� A .� t At %.F) and to allow for completion of reports required. The SPONSOR shall allow CHS to monitor the SPONSOR on site. Such site visits may be scheduled or unscheduled as determined by CHS. The COUNTY will monitor the performance of the SPONSOR based on goals and perfoimance standards as stated with all other applicable federal, state and local laws, regulations, and policies governing the funds provided under this Agreement. Substandard performance, as determined by the COUNTY, will constitute noncompliance with this Agreement. If corrective action is not taken by the SPONSOR within a reasonable period of time after being notified by the COUNTY, contract suspension or termination procedures will be initiated. The SPONSOR agrees to provide the COUNTY, or the COUNTY's internal auditor(s) access to all records related to performance of activities in this agreement. G. CORRECTIVE ACTION Corrective action plans may be required for noncompliance, nonperformance, or unacceptable performance under this Agreement. Penalties may be imposed for failures to implement or to make acceptable progress on such corrective action plans. In order to effectively enforce Resolution 2013-228, Community and Human Services (CHS) Division has adopted an escalation policy to ensure continued compliance by recipients, SPONSORS, or any entity receiving grant funds from CHS. CHS's policy for escalation for non-compliance is as follows: 1. Initial non-compliance may result in Findings or Concerns being issued to the entity and will require a corrective action plan be submitted to the Division within 15 days following the monitoring visit. • Any pay requests that have been submitted to the Division for payment will be held until the corrective action plan has been submitted. • CHS will be available to provide Technical Assistance (TA) to the entity as needed in order to correct the non-compliance issue. 2. If in the case an Entity fails to submit the corrective action plan in a timely manner to the Division,the Division may require a portion of the awarded grant amount be returned to the Division. • The Division may require upwards of five percent (5%) of the awarded amount be returned to the Division, at the discretion of the CHS Director. • The entity may be considered in violation of Resolution 2013-228. 3. If in the case an Entity continues to fail to correct the outstanding issue or repeats an issue that was previously corrected, and has been informed by the Division of their substantial non-compliance,by certified mail;the Division may require a portion of the awarded grant amount be returned to the Division. 11 1 60 3 ; • The Division may require upwards of ten percent (10%) of the awarded amount be returned to the Division,at the discretion of the CHS Director. • The entity will be considered in violation of Resolution 2013-228 4. If in the case after repeated notification the Entity continues to be substantially non-compliant, the Division may recommend the contract or award be terminated. • The Division will make a recommendation to the Board of County Commissioners to immediately terminate the agreement or contract. The Entity will be required to repay all funds disbursed by the County for project that was terminated. The entity will be considered in violation of Resolution No. 2013-228 If in the case the Entity has multiple agreements with the Division and is found to be non-compliant, the above sanctions may be imposed across all awards at the Director's discretion. H. PAYMENT PROCEDURES The Sponsor will retain a Licensed General Contractor, Architect and/or Inspector who will perform a review and inspection of the Project prior to each additional disbursement following the initial loan disbursement, verifying that the costs claimed are allowable, unit rehabilitation is satisfactory, and reports are timely as outlined under the provisions of this Agreement. Failure to submit required progress reports in accordance with Exhibit DE (Quarterly Progress Report) may result in disbursement delays as determined by Community and Human Services. PROGRESS REPORTS The SPONSOR shall submit regular Quarterly Progress Report (Exhibit -E) to the COUNTY in the form,content and frequency required by the COUNTY. ICY.CIVIL RIGHTS COMPLIANCE —The SPONSOR agrees that no person shall, on the ground of race, creed, color, religion, national origin, sex, handicap, familial status, marital status or age be excluded from the benefits of, or be subjected to discrimination under any activity carried out by the SPONSOR in performance of this Agreement. Upon receipt of evidence of such discrimination, the COUNTY shall have the right to terminate this Agreement. The SPONSOR will take affirmative action to ensure that all employment practices are free from such discrimination. Such employment practices include but are not limited to the following: hiring,upgrading, demotion,transfer, recruitment or recruitment advertising, layoff,termination,rate of pay or other forms of compensation,and selection for training, including apprenticeship. The 12 rt� , fR NiHH 'tiuV aiax� SPONSOR agrees to post in conspicuous places, available to employees and applicants for employment, notices setting forth the provisions of this nondiscrimination clause. XXI. PROHIBITED ACTIVITY The SPONSOR is prohibited from using funds provided herein or personnel employed in the administration of the program for: political activities; sectarian or religious activities; lobbying, political patronage, and nepotism activities. XLXII. SEVERABILITY OF PROVISIONS If any provision of this Agreement is held invalid, the remainder of this Agreement shall not be affected thereby, if such remainder would then continue to conform to the terms and requirements of applicable law. XII. XIII. AVAILABILITY OF FUNDS The parties acknowledge that the Funds originate from SHIP grant funds from FHFC and must be implemented in full compliance with all of SHIP rules and regulations and any agreement between COUNTY and FHFC governing FHFC funds pertaining to this Agreement. In the event of curtailment or non-production of said state funds, the financial sources necessary to continue to pay the SPONSOR all or any portions of the funds will not be available. In that event, the COUNTY may terminate this Agreement, which termination shall be effective as of the date that it is determined by the County Manager or designee, in his-her sole discretion and judgment, that the funds are no longer available. In the event of such termination, the SPONSOR agrees that it will not look to, nor seek to hold the COUNTY, nor any individual member of the County Commissioners and/or County Administration, personally liable for the performance of this Agreement, and the COUNTY shall be released from any further liability to the SPONSOR under the terms of this Agreement. XIII.XIV. DEFAULTS,REMEDIES,AND TERMINATION This Agreement may also be terminated for convenience by either the County or the SPONSOR, in whole or in part, by setting forth the reasons for such termination, the effective date, and, in the case of partial terminations, the portion to be terminated. However, if in the case of a partial termination, the County determined that the remaining portion of the award will not accomplish the purpose for which the award was made, the County may terminate the award in its entirety. The following actions or inactions by the SPONSOR shall constitute a Default under this Agreement: A. Failure to comply with any of the rules, regulations or provisions referred to herein, or such statutes, regulations, executive orders, and SHIP guidelines, policies or directives as may become applicable at any time; B. Failure, for any reason, of the SPONSOR to fulfill, in a timely and proper manner, its 13 1 6 0 3 obligations under this Agreement; C. Ineffective or improper use of funds provided under this Agreement; D. Submission, by the SPONSOR to the COUNTY, of reports that are incorrect or incomplete in any material respect. E. Submission by the SPONSOR of any false certification; F. Failure to materially comply with any terms of this Agreement; G. Failure to materially comply with the terms of any other agreement between the County and the SPONSOR relating to the project. In the event of any default by the SPONSOR under this Agreement, the County may seek any combination of one or more of the following remedies: 1. Require specific performance of the Agreement, in whole or in part; 2. Require the use of, or change in,professional property management; 3. Require immediate repayment by the SPONSOR to the County of all SHIP funds the SPONSOR has received under this Agreement; 4. Apply sanctions, if determined by the County to be applicable; 5. Stop all payments,until identified deficiencies are corrected; 6. Terminate this Agreement by giving written notice to the SPONSOR of such termination and specifying the effective date of such termination. If the Agreement is terminated by the County as provided herein, the SPONSOR shall have no claim of payment or claim of benefit for any incomplete project activities undertaken under this Agreement. . I $ . _:.s ! . •.... II :.` -.. : . . ! .... • • '::. XV. OPPORTUNITIES FOR SMALL AND MINORITY/WOMEN OWNED BUSINESS ENTERPRISES The SPONSOR will use its best efforts to afford small businesses, minority business enterprises, and women's business enterprises the maximum practicable opportunity to participate in the performance of this contract. As used in this contract, the terms "small 14 160H 3 business"means a business that meets the criteria set forth in section 3(a) of the Small Business Act, as amended (15 U.S.C. 632), and "minority and women's business enterprise" means a business at least fifty-one (51) percent owned and controlled by minority group members or women. For the purpose of this definition, "minority group members" are Afro-Americans, Spanish-speaking, Spanish surnamed or Spanish-heritage Americans, Asian-Americans, and American Indians. The SPONSOR may rely on written representations by businesses regarding their status as minority and female business enterprises,in lieu of an independent investigation. XVI. AFFIRMATIVE ACTION The SPONSOR agrees that it shall be committed to carry out pursuant to the COUNTY's specifications an Affirmative Action Program in keeping with the principles as provided in President's Executive Order 11246 of September 24, 1966. The COUNTY shall provide Affirmative Action guidelines to the SPONSOR to assist in the formulation of such program. Prior to the award of funds, the SPONSOR shall submit for approval, a plan for an Affirmative Action Program. The Affirmative Action Program will need to be updated throughout the fifteen year affordability period and must be re-submitted to County within 30 days of each update/modification. XVII. CONFLICT OF INTEREST The SPONSOR covenants that no person under its employ who presently exercises any functions or responsibilities in connection with the Project, has any personal financial interest, direct or indirect, in the Project areas or any parcels therein, which would conflict in any manner or degree with the performance of this Agreement and that no person having any conflict of interest shall be employed by or subcontracted by the SPONSOR. The SPONSOR covenants that it will comply with all-provisions of FL 287.057f 17) "Conflict of Interc3t", and 2 CFR 200.318, and any additional State and County statutes, regulations, ordinance or resolutions governing conflicts of interest. Any possible conflict of interest on the part of the SPONSOR or its employees shall be disclosed, in writing, to CHS provided, however, that this paragraph shall be interpreted in such a manner so as not to unreasonably impede the statutory requirement that maximum opportunity be provided for employment of and participation of low and moderate-income residents of the project target area. The SPONSOR will notify the COUNTY, in writing, and seek COUNTY approval, prior to entering into any contract with an entity owned, in whole or in part,by a covered person or an entity owned or controlled, in whole or in part,by the SPONSOR. The COUNTY may review the proposed contract to ensure that the contractor is qualified and that the costs are reasonable. Approval of an identity of interest contract will be in the COUNTY's sole discretion. This provision is not intended to limit the SPONSOR's ability to self-manage the projects using its own employees. XVIII.INCIDENT REPORTING If services to clients are to be provided under this agreement, the SPONSOR and any subcontractors shall report knowledge or reasonable suspicion of abuse,neglect,or exploitation of a child, aged person,or disabled adult to the County. 15 16O3e XIX. RELIGIOUS ORGANIZATIONS State funds may be used by religious organizations or on property owned by religious organizations only in accordance with requirements set in Florida Statue, Chapter 196.011.The SPONSOR shall comply with First Amendment Church/State principles as follows: A. It will not discriminate against any employee or applicant for employment on the basis of religion and will not limit employment or give preference in employment to persons on the basis of religion. B. It will not discriminate against any person applying for public services on the basis of religion and will not limit such services or give preference to persons on the basis of religion. C. It will retain its independence from Federal, State and Local Governments and may continue to carry out its mission, including the definition, practice and expression of its religious beliefs, provided that it does not use direct State funds to support any inherently religious activities, such as worship,religious instruction or proselytizing. D. The funds shall not be used for the acquisition, construction or rehabilitation of structures to the extent that those structures are used for inherently religious activities. Where a structure is used for both eligible and inherently religious activities, SHIP funds may not exceed the cost of those portions of the acquisition, construction or rehabilitation that are attributable to eligible activities in accordance with the cost accounting requirements applicable to SHIP funds in this part. Sanctuaries, chapels, or other rooms that a SHIP funded religious congregation uses as its principal place of worship, however,are ineligible for SHIP funded improvements. XX. NATURAL DISASTER In the event of a natural disaster, this Agreement may be suspended or terminated and funds transferred to recovery activities as determined by the COUNTY. Funds subject to this provision shall be those that are not contractually committed for construction, design or other such third party private vendors. XXI. ENFORCEMENT OF AGREEMENT The benefits of this Agreement shall inure to, and may be enforced by the COUNTY for the duration of the Agreement, whether or not the COUNTY shall continue to be the holder of the Mortgage, whether or not the Project loan may be paid in full, and whether or not any bonds issued for the purpose of providing funds for the project are outstanding. The SPONSOR warrants that it has not,and will not,execute any other agreement with provisions contradictory to, or in opposition to, the provisions hereof, and that, in any event, the requirements of this Agreement are paramount and controlling as to the rights and obligations herein set forth and supersede any other requirements in conflict herewith. However, this shall not preclude the COUNTY from subordinating its loan to construction financing. 16 *; 1603 XXII. ACQUISITION,RELOCATION,AND DISPLACEMENT: The SPONSOR acknowledges that the SPONSOR will bear sole responsibility for any costs or reimbursements, legal or otherwise, from person or persons claiming that they have been involuntarily displaced by the acquisition of real property associated with development of the Project. XXHl. COPYRIGHTS AND PATENTS If this Agreement results in a book or other copyright materials or patent materials, The SPONSOR may copyright or patent such, but Collier COUNTY and the State of Florida reserve a royalty-free, nonexclusive, and irrevocable license to reproduce, publish or otherwise use such materials and to authorize others to do so. XXIV. FORCE MAJURE The SPONSOR covenants and agrees that subject to matters of force majeure the work shall be completed on or before Twelve (12)months from the date of this Agreement. This Agreement shall be amended between the COUNTY and the SPONSOR when all permits have been issued to set forth and determine the date of commencement of the work. Matters of force majeure shall include,but not necessarily be limited to bonafide weather disturbances, strikes, shortages of material, governmental delays, exclusive of those caused by or as a result of the fault of the Construction Manager, and those matters over which the Construction Manager has no control. Force majeure shall not be construed to reduce the obligation of the SPONSOR to timely complete the project because of the failure of contractors and subcontractors to timely complete their work,unless such delay is within the definition of the term force majeure, XXV. COUNTERPARTS OF THE AGREEMENT This Agreement, consisting of thirty (30) enumerated pages and the exhibits and attachments referenced herein, shall be executed in two counterparts, each of which shall be deemed to be an original,and such counterparts will constitute one and the same instrument. ' I 17 t , :; 160 : IN WITNESS WHEREOF,the SPONSOR and the County, have each,respectively, by an authorized person or agent,hereunder set their hands and seals on the date first written above. ATTEST: DWIGHT E.BROCK, CLERK BOARD OF COUNTY COMMISSIONERS OF COLLIER COUNTY, FLORIDA ', '''• / 0,,,,,,, N. P .0 ,„,,, AX:7 By. erk PENNY TAY1', CHAI' Attest s a a • ati 'a s signatwe Dnly. Dated: 4 12-to i' I ;\ 1`1(SEAIL( ) Date Big Cypress Housing Corporation By AOC / � Sign.II:- Steve Kirk,President / / Dt Approved as to form and legality: Jenna er A. Belpedio Assistant County Attorney 31310 18 - 11 � $ 3 EXHIBIT A-"H" INSURANCE REQUIREMENTS The SPONSOR shall furnish to Collier County,do Community and Human Services Division, 3339 E. Tamiami Trail, Suite 211, Naples, Florida 34112, Certificate(s) of Insurance evidencing insurance coverage that meets the requirements as outlined below: 1. Workers' Compensation as required by Chapter 440,Florida Statutes. 2. Commercial General Liability including products and completed operations insurance in the amount of$1,000,000 per occurrence and $2,000,000 aggregate. Collier County must be shown as an additional insured,with respect to this coverage. 3. Automobile Liability Insurance covering all owned, non-owned and hired vehicles used in connection with this contract in an amount not less than$1,000,000 combined single limit for combined Bodily Injury and Property Damage. Collier County shall be named as an additional insured. DESIGN STAGE(IF APPLICABLE) In addition to the insurance required in 1 — 3 above, a Certificate of Insurance must be provided as follows: 4. Professional Liability Insurance in the name of the SPONSOR or the licensed design professional employed by the SPONSOR, in an amount not less than $1,000,000 per occurrence/$1,000,000 aggregate, providing for all sums which the SPONSOR and/or the design professional shall become legally obligated to pay as damages for claims arising out of the services performed by the SPONSOR or any person employed by the SPONSOR, in connection with this contract. This insurance shall be maintained for a period of two (2) years after the certificate of Occupancy is issued. Collier County shall be named as an additional insured. CONSTRUCTION PHASE(IF APPLICABLE) In addition to the insurance required in 1 — 4 above, the SUBRECIPEINT shall provide or cause its Subcontractors to provide original certificates indicating the following types of insurance coverage prior to any construction: 5. Completed Value Builder's Risk Insurance on an "All Risk" basis in an amount not less than one hundred (100%) percent of the insurable value of the building(s) or structure(s). The policy shall be in the name of Collier County and the SPONSOR. 6. In accordance with the requirements of the Flood Disaster Protection Act of 1973 (42 U.S.C. 4001), the SPONSOR shall assure that for activities located in an area identified by the Federal Emergency Management(FEMA) as having special flood hazards, flood insurance under the National Flood Insurance Program is obtained and maintained as a condition of financial assistance for acquisition or construction purposes (including rehabilitation). 19 ;" »A '4) f i a f OPERATION/MANAGEMENT PHASE(IF APPLICABLE) After the Construction Phase is completed and occupancy begins,the following insurance must be kept in force throughout the duration of the loan and/or contract: 7. Workers' Compensation as required by Chapter 440,Florida Statutes. 8. Commercial General Liability including products and completed operations insurance in the amount of$1,000,000 per occurrence and $2,000,000 aggregate. Collier County must be shown as an additional insured with respect to this coverage. 9. Automobile Liability Insurance covering all owned, non-owned and hired vehicles used in connection with this contract in an amount not less than$1,000,000 combined single limit for combined Bodily Injury and Property Damage. Collier County as an additional insured. 10. Property Insurance coverage on an "All Risk" basis in an amount not less than one hundred(100%) of the replacement cost of the property. Collier County must be shown as a Loss payee with respect to this coverage A.T.LM.A. 11. Flood Insurance coverage for those properties found to be within a flood hazard zone for the full replacement values of the structure(s) or the maximum amount of coverage available through the National Flood Insurance Program(NFIP). The policy must show Collier County as a Loss Payee A.T.I.M.A. 20 1603 p3 EXHIBIT BA RENTAL REHABILITION PROJECT REQUIREMENTS 1.) PROJECT DESCRIPTION The Project is for the rehabilitation of existing affordable residential rental housing at Mainstreet Village, an affordable housing community, located at 104 Anhinga Circle, Immokalee, Florida which consists of seventy-nine (79) one-story rental apartments. The project will be in accordance with the SHIP Program and the Collier County 2013- 2016 Local Housing Assistance Plan (LHAP) FY 2013 2016, The SPONSOR shall perform the following activity under this agreement: a) Rehabilitate existing rental property a. Rehabilitation to rental units including,but not limited to, building permits; interior and exterior building repairs; and site improvements to landscape, private sidewalks, parking and streets; b. Maximum $30,000 per unit. The SPONSOR is required to comply with all applicable program requirements of the State Housing Initiatives Partnership (SHIP)Program, including but not limited to Section 420.907 420.9079,Florida Statutes and Rule 67-37,Florida Administrative Code. Any or all of these regulations may,but are not required to,be specifically set forth in any additional loan documents executed in connection with the Loan. 1) Affordability of SHIP Assisted Units: For the duration of the Affordability Period(15- -- . - , - - . . a -- . . .r '.• •. . - ." • - . - -- • - -. . . -- . . - - - -- - . -• .. - . -- . - • verified annual income that does not exceed 5!° ; : _-- ` -• ,.. :.s - - •- , • arc revised annually and arc available from the COUNTY. . ' ! . . •. . .•.. . .. . . - • ! - • . ,. •- - - - - .. • - -•- ... . . . -- '--- -• - - - -.....- • - - -. D- -. -- - a-S-I i . `- units carry rent and occupancy restrictions un • • - , ! , :o in in reserved fee and rented to households which qualify for the following: Income Limits • - - <50% Very-Lew 40 Total of Units(Minimum) 40 - - . _ • _ _ . : . . -.!' - . . .. . ...• ' 21 6 j ie) period: • . . .. - • . . - • - - ' • . •• ----- .w •. • -- I ._ - • - 1 1 111 11 (FIVE HUNDRED DOLLARS), is provided by the COUNTY through the, SHIP PROCRA#I. Project construction will commence and be completed as defined, and set forth in the affordable housing development schedule incorporated by reference. In no event will rehabilitation commence later than 120 days from the date of this agreement—nor—will rehabilitation -be completed later than 24 months from the date of this agreement. Rehabilitation will progress in accordance with the construction schedule submitted by the SPONSOR to obtain financing. 2.) Compliance: Tenant Eligibility, Income&Rent Requirements: The SPONSOR shall determine and verify the income eligibility of tenants in accordance with HUD Section 8 housing assistance programs in 24 CFR Part 5 for the Project. Income shall be calculated by annualizing verified sources of income for the household as the amount of income to be received by a household,during the 12 months, following the effective date of the determination. The Annual Gross Income, as defined in Section 420.9071(4), F.S,must be used and the SHIP Program income limits cannot be exceeded. The SPONSOR shall maintain complete and accurate income records pertaining to each tenant occupying a SHIP- assisted unit. Onsite inspections will be conducted annually upon reasonable prior written notice to verify compliance with tenant income,rents and the minimum propel 1 ! •! • - .. - .. " , - ;7 37, A minimum of forty (40) units assisted shall be occupied by tenants whose total household income does not exceed 50% of the median annual income adjusted for family size for households as defined by the Department of Housing and Urban Development (HUD). SPONSOR may voluntarily increase the number of units assisted within this income category, While occupying the rental unit, a very-low income household's annual income may increase to an amount not to exceed 140 percent of the area's median income adjusted for family size. Rent on these units shall be restricted to the SHIP Program rent limits. Maximum rent limits are revised annually and can be found at: http://apps.floridahousing.org/StandAlone/FHFC ECM/AppPage ListPage.aspx?PageID=36 3.) Restriction on Use: The SPONSOR is required to comply with all applicable program requirements of the State Housing Initiatives Partnership (SHIP)Program, including but not limited to Section 420.907-420.9079, Florida Statutes and Rule 67-37, Florida Administrative Code. Any or all of these regulations may, but are not required to, be specifically set forth in any additional loan documents executed in connection with the Loan. The SPONSOR shall include such language as the County may require in any agreements with prospective tenants of the Project, or any portion, thereof to evidence 22 such requirements. 4.) Default of Subordinate Mortgage: The Subordinate Mortgage and Note shall provide that a default shall occur if: a. Sale; if proceeds are not sufficient to pay off the mortgage note, then the property owner (not-for-profit or for profit)may contact the County regarding a settlement amount of the SHIP loan. b: Title transfer, either voluntarily or by operation of law,divested of title by judicial sale, levy or other proceedings, including foreclosure or Deed in Lieu. c. Refinance; a refinance of the first mortgage may be approved without repayment if the request is submitted in writing and the refinance is at a lower fixed rate, with no cash out, in accordance with the"Subordination Policy". d. Property will no longer serve the intended target population. e. Repayment of the loan is required in full when any of the aforementioned conditions is met- Other defaults that may trigger repayment, if not cured within any applicable cure or notice period following a monitoring: Lack of compliance by the SPONSOR with the State statutes or County Codes, which has not been corrected within thirty days of written notice from the County; extremely low income families and individuals, in accordance with the provisions of •. - - . I I ; . h.f. The SPONSOR abandons, and/or ceases to use the Property as affordable rental housing to tenants, without the prior written approval of the County; Subject to the rights of USDA Rural Development as First Mortgagee, and Florida Housing as Second Mortgagee, the outstanding Loan balance shall become due and payable upon default of this Agreement, the Mortgage or the Note, if not cured within any applicable cure or notice period. 5. Assurance of Public Purpose: -The SPONSOR covenants that if the SPONSOR is unable or unwilling to develop the property in accordance with the terms and conditions incorporated herein, no lease, sale, or title transfer to any third party shall occur prior to giving the COUNTY, a 90 (Ninety) day notification, during which time the COUNTY shall have the right, solely at the COUNTY'S discretion, to purchase or find another SPONSOR to purchase the Project, in order to carry out the eligible activities of the SHIP Program,for an amount not to exceed the amount of funds provided by the COUNTY through the Program. 6. Affirmative Marketing: The SPONSOR shall adopt appropriate procedures for 23 6 3 affirmatively marketing the SHIP-assisted units. Affirmative marketing consists of good faith efforts to provide information and otherwise to attract to the available housing, eligible persons from all racial, ethnic and gender groups in the housing market area. The SPONSOR shall be required to use affirmative fair housing marketing practices in soliciting renters, determining eligibility, concluding transactions, and affirmatively further fair housing efforts. The SPONSOR must maintain a file containing all marketing efforts (i.e. copies of newspaper ads,memos of phone calls, copies of letters, etc.) to be available for inspection on request by the COUNTY. The SPONSOR must provide a description of intended actions that will inform and otherwise attract eligible persons from all racial, ethnic, and gender groups in the housing market of the available housing. The SPONSOR must provide the COUNTY with an assessment of the affirmative marketing program. Assessment must include: a) methods used to inform the public and potential renters about federal fair housing laws and affirmative marketing policy,b)methods used to inform and solicit applications from persons in the housing market who are not likely to apply without special outreach; and c) records describing actions taken by the participating entity and/or owner to affirmatively market emits; and records to assess the results of these actions. 7. Tenant Leases and Protections: Tenants applying for rental housing units shall be qualified on a first-qualified, first-served basis. Tenants must be income-eligible and of the Florida Landlord Tenant Act defined in Chapter 83 Part II of the Florida Statutes, SHIP Program, and COUNTY requirements, which prohibit certain lease terms. All tenant leases for assisted units shall be expressly subordinate to the Mortgage and shall contain clauses, among others,wherein each individual lessee: A. Agrees that the household income, household composition and other eligibility requirements shall be deemed substantial and material obligations of the tenancy; that the tenant will comply promptly with all requests for information with respect thereto from the SPONSOR or the COUNTY, and that tenant's failure to provide accurate information about household income or refusal to comply with a request for information with respect thereto shall be deemed a violation of a substantial obligation of his/her tenancy; and B. Agrees not to sublease to any person or family who does not meet income qualifications as determined,verified, and certified by the SPONSOR; and C. States that the rental unit is the primary residence of the tenant; and D. Agrees that the lease shall be for a one-year period, unless other terms are mutually agreed upon by the SPONSOR and tenant. The SPONSOR will submit to the County, a copy of the tenant/owner lease agreement. Prior to signing by the tenant,the lease will be reviewed for compliance with affirmative marketing, tenant selection and SHIP provisions stated in Section 420.907- 420.9079,Florida Statues and Rule 67-37, Florida Administrative Code. 8. Project Requirements: The SPONSOR agrees to not undertake any activity that may adversely affect historic or environmental sensitivity of the site and to mitigate any findings identified in an environmental assessment. The SPONSOR agrees that in the 24 i1 fov �r-': •- I ffi 1#N LJ 1 event that the Project is located in a Designated Flood Zone, all government requirements for construction in a flood zone shall be satisfied. rehabilitation schedule to include the following: and in no event will rehabilitation commence later than 120 days from the date of this Agreement completion of initial lease up. TENTATIVE SCHEDULE (Not a Condition of Payment) • ' _ August 30,2016 Bid Solicitation October 1,2016 Initial subcontractor bids (BCHC projects multiple bids to be awarded due completed. to types of rehabilitation work to be-performed) Exterior/Interior Work Commenced September 30,2016 Construction Completed No later than June 30, 2018 9. Property Standards: The SPONSOR attests that the Project will meet the standards of the Florida Building Code and all applicable local codes, standards, ordinances, and zoning ordinances at the time of project completion and throughout the duration of the affordability period. The Project will also meet the accessibility requirements at 24 CFR part 8, which implements Section 504 of the Rehabilitation Act of 1973 (29 U.S.C. 794) and covered multifamily dwellings, as defined at 24 CFR 100.201, and the design and construction requirements at 24 CFR 100.205,which implement the Fair Housing Act (42 U.S.C. 3601-3619). In accordance with the Local Housing Assistance Plan,a sponsor shall follow each SHIP Program strategy program requirements below: Energy Efficient Best Practices: Section 420.9075(3)(d), F.S. defines Energy Efficient Best Practices as: innovative design, green building principles, storm resistant construction or other elements that reduce long term costs relating to maintenance, utilities or insurance. Collier County requires the use or inclusion,when appropriate, of the following: energy star appliances; low-E windows; additional insulation (for increased R-value); ceramic tile;tank-less water heater; 14 and 15 SEER air conditioning units; stucco; florescent light bulbs; and impact resistant windows and doors. .. . .. -- a :. - • . of Property, and other propert • .. _ -• - . -- : .- e -i• . .' . . - ... COUNTY. 25 J. 6 Lig EXHIBIT CB Budget Narrative Rental Rehabilitation The total SHIP allocation to the SPONSOR for the Rental Rehabilitation,Program shall not exceed FIVE HUNDRED THOUSAND DOLLARS ($500,000.00). Sources for these funds are as follows: SHIP Funding Year Rental Rehab Total 2014 2015 2015-2016 $500,000.00 $500,000-89 Total Funds - $500,000.00: $50000,00 Uses of these funds are as follows: Funds shall be disbursed in the following manner for the following uses: 1. Rehabilitation expenditure per dwelling unit: The expenditure per dwelling unit may not exceed $ 30, 000 2. Rehabilitation expenditure per property shall not exceed$500,000. 3. The initial disbursement will be issued following execution of agreement and occur monthly thcr after shall be upon submission of Exhibit"D"(Request for Payment). 4. Sponsor shall provide proof of expenditures to equal initial advance prior to receiving the second lean disbursement. 26 1603 3 EXHIBIT HC REPORTS Report Title Documentation Required Due Date Quarterly Report Progress report detailing 10 days after the end of the accomplishments calendar quarter Invoice for Advance ... . - ..•- • • • - •- ! -• 1• , . - AdvanceReconeiliation Request Exhibit E,Promissory Note and p +� •- Mortgage(initial request) .. e -- • _ execution) Insurance Proof of coverage in accordance Annually within 30 days after with Exhibit A/Declaration page renewal SPONSOR Audit Audit report,Management Within 9 months after the end of Letter and Exhibit G the SPONSOR fiscal year through 2031 Quarterly Operating Statement Revenue and Expense and all 10 days after the end of the necessary supporting calendar quarter year. documentation as requestesd Tenant/Lease Agreement Lease Submit prior to signing by first Special Grant Policies See Section III(B) Within 60 days of contract Conditions execution. Project Schedule See Section III(A) Within 30 days of contract execution. 27 :,•;A EXHII3IT "E" 4fi, Lq . LT e ... Li.1 P I/IP % e 1•Iir. •• 11.1 . 9 - e P • .41. :".: SY: .‘: it ; .t• vpit' ' GC 1. .• :1111 Street,Florida City, FL 33034 Project Name: Main Street Village Project No: Payment Request it Total-Paymenti Period of Availability: The Agency has incurred the indebtedness listed below between and SECTION II: STATUS OF FUNDS - • . - $0700 . ' - - $0700 -- . • • 1: - -- 9 Past Claims Paid on this Account $0700 4 Amount of Previous Unpaid Requests 57 Amount of Today's Request 6, Current Grant Balance{Initial Grant Amount Awarded Less Sum of all requests) $0700 I certify that this request for payment has been made in accordance with the terms and conditions of -- • -- - ;- --- - 9 .1'• : . . -- ' • .9 . -- - belief, all grant requirements have been followed. Signature Date Title Authorizing Grant Authorizing Grant Coordinator Accountant Supervisor Department Director (approval required$15,000 and above) (approval required$15,000 and above) 28 16D3 EXHIBIT"D" REQUEST FOR PAYMENT SECTION I: Sponsor Name: Big Cypress Housing Corporation Sponsor Address: 19308 SW 380th Street,Florida City,FL 33034 Project Name: Main Street Village Payment Request# Contract Period: The Agency has incurred the indebtedness listed below between and SECTION II: 1. Grant Amount Awarded 2. Sum of Past Claims Paid on this Account 3' Total Grant Amount Awarded Less Sum Of Past Claims Paid on this Account 4. Amount of Previous Unpaid Requests 5. Amount of Today's Request 6. Current Grant Balance(Initial Grant Amount Awarded Less Sum of all requests) I certify that this request for payment has been made in accordance with the terms and conditions of the Agreement between the COUNTY and us as the SPONSOR.To the best of my knowledge and belief,all grant requirements have been followed. Signature Date Title Authorizing Grant Coordinator Authorizing Grant Accountant Supervisor Department Director' (approval required $15,000 and above) (approval required$15,000 and above) Y 29 1 6 0 3 1, EXHIBIT"F" QU-ARTERLY-PROGRESS-REPORT " " ' • ,•-•-• :" -, -- • • • •- Status Report for the Quarter Ending: Submittal Date: Project Name: Project Number: .•e,• . '• • - . g-Cor-noratian Contact Person: Telephone:----Pax: . e I 9 • ; • ; ;• : Numb- . ' •- : • •: . • EXPENDITUEDATA - A .- -. • • . - A -- .- -. • - . . . • - - : - . • - • Name of Contractor Address Amount of Contract Income Date Client Income Category Income Amount Identify c.r.y issues tl. t y c use del y in mooting sefivdt•led oxpend'two.deadline dates. Date Signature 30 v / 1603 ; , EXHIBIT "E" QUARTERLY PROGRESS REPORT Complete form for preceding quarter and submit to Community and Human Services staff by the 10th of the following quarterly month. Sponsor Name: Quarter Year: Period Ending: 3/31 6/30 9/30 12/31 Project Name: • Contact Person: Telephone: E-mail: Describe what actions have been taken and total funds expended on this project during this quarter period. What events/actions are scheduled for the next month? Identify any issues that may cause delay in meeting scheduled expenditure deadline dates. Date Signature Title 31 to 1. () Ci ..,:) Y i EXHIBIT F" ' 1 ANNUAL AUDIT MONITORING REPORT Circular 2 CFR 200.500 requires Collier County to monitor SPONSOR of federal awards to determine if SPONSOR are compliant with established audit requirements. Accordingly, Collier County requires that all appropriate documentation is provided regarding your organizations compliance. In determining Federal awards expended in a fiscal year, the entity must consider all sources of Federal awards based on when the activity related to the Federal award occurs, including any Federal award provided by Collier County. The determination of amounts of Federal awards expended shallbe in accordance with the guidelines established by OMB Circular A-133, for fiscal years beginning before December 26,`2014, and established by 2 CFR Part 200, Subpart F Audit Requirements, for fiscal years beginning on or after December 26, 2014. This form may be used to monitor Florida Single Audit Act(Statute 215.97) requirements. SPONSOR Name First Date of Fiscal Year(MM/DD/YY) Last Date of Fiscal Year(MM/DD/YY) Total Federal Financial Assistance Expended Total.State Financial Assistance Expended during most during most recently completed Fiscal Year recently completed Fiscal Year $ $ Check A or B. Check C if applicable. The federal/state expenditure threshold for our fiscal year ending as indicated above has been met and a ❑ Circular A-133 or 2 CFR Part 200, Subpart F Single Audit has been completed or will be completed by . Copies of the audit report and management letter are attached or will be provided within 30 days of completion. We are not subject to the requirements of OMB Circular A-133 or 2 CFR Part 200, Subpart F because we: El El Did not exceed the expenditure threshold for the fiscal year indicated above El Are a for-profit organization ❑ Are exempt for other reasons explain An audited financial statement is attached and if applicable, the independent auditor's management letter. Findings were noted, a current Status Update of the responses and corrective action plan is included separate from the written response provided within the audit report.While we understand that the audit report contains a El written response to the finding(s), we are requesting an updated status of the corrective action(s) being taken. Please do not provide just a copy of the written response from your audit report, unless it includes details of the actions, procedures, policies, etc. implemented and when it was or will be implemented. Certification Statement I hereby certify that the above information is true and accurate. Signature Date Print Name and Title 32 1603 EXHIBIT 4I". "G" COLLIER COUNTY CONS 1'RUCTION REHAB PROGRAM MANUAL OF PRACTICE SELECTIVE REHAB PROCEDURES as may be amended from time to time. REFERENCE DATE: JUNE 24,2014 ITEM# 16D.1 PAGE LEFT BLANK INTENTIONALLY 33 ft:Ft%_ 160 3 ORIGINAL DOCUMENTS CHECKLIST & ROUTING SLIP TO ACCOMPANY ALL ORIGINAL DOCUMENTS SENT TO THE BOARD OF COUNTY COMMISSIONERS OFFICE FOR SIGNATURE Print on pink paper. Attach to original document. The completed routing slip and original documents are to be forwarded to the County Attorney Office at the time the item is placed on the agenda. All completed routing slips and original documents must be received in the County Attorney Office no I ter than Monday preceding the Board meeting. ! ,� �� **NEW** ROUTING SLIP 6C08tvt'S1-'` to Complete routing lines#1 through#2 as appropriate for additional signatures,dates,and/or information needed. f the document is already complete with the exception of the Chairman's signature,draw a line through routing lines#1 through#2,complete the checklist,and forward to the County Attorney Office. Route to Addressee(s) (List in routing order) Office Initials Date 1. Kristi Sonntag Community&Human fh/2-for- Services j 2. Jennifer Belpedio County Attorney Office I,1 In 3. BCC Office Board of County VT Commissioners v�/s ' \c=t�t-1 4. Minutes and Records Clerk of Court's Office1--) Ak) PRIMARY CONTACT INFORMATION Normally the primary contact is the person who created/prepared the Executive Summary. Primary contact information is needed in the event one of the addressees above,may need to contact staff for additional or missing information. Name of Primary Staff Kristi Sonntag/ HS Phone Number 252-2486 Contact/ Department Agenda Date Item was 4/25/17 =-v-„—• ( "3 Approved by the BCC Type of Document Subordination Agreement Number of Original 3 44 Attached Documents Attached PO number or account number if document is to be recorded INSTRUCTIONS & CHECKLIST Initial the Yes column or mark"N/A"in the Not Applicable column,whi.him ' Yes N/A(Not appropriate. (Initial) Applicable) 1. Does the document require the chairman's original signa - KS Stamp OK if Or; 01;_";:k.I N 01- Original is NOT required 2. Does the document need to be sent to another agency for additis- signature'. I - , N/A provide the Contact Information(Name;Agency;Address;Phone)on an a"ac ed sheet. 3. Original document has been signed/initialed for legal sufficiency. (All documents to be KS signed by the Chairman,with the exception of most letters,must be reviewed and signed by the Office of the County Attorney. 4. All handwritten strike-through and revisions have been initialed by the County Attorney's N/A Office and all other parties except the BCC Chairman and the Clerk to the Board 5. The Chairman's signature line date has been entered as the date of BCC approval of the KS document or the final negotiated contract date whichever is applicable. 6. "Sign here"tabs are placed on the appropriate pages indicating where the Chairman's KS signature and initials are required. 7. In most cases(some contracts are an exception),the original document and this routing slip KS should be provided to the County Attorney Office at the time the item is input into SIRE. Some documents are time sensitive and require forwarding to Tallahassee within a certain time frame or the BCC's actions are nullified. Be aware of your deadlines! 8. The document was approved by the BCC on 4/25/17 and all changes made during the meeting have been incorporated in the attached document. The County Attorney's Office has reviewed the changes,if applicable. 9. Initials of attorney verifying that the attached document is the version approved by the (y� BCC,all changes directed by the BCC have been made,and the document is ready 'or the Chairman's signature. �5\cmcve—e4o. 0-h�j v-ecx-r e`-v\ - �S Su`csiKc xtoSL ._�c an�r��cc�t ' ' —�Y-�. I:Forms/County Forms/BCC Forms/Original Documents Routing Slip WWS Original 9 03 04.Revised 1.26.05,Revised 2.24.05;Revised 11/30/12 r. ^ 16D 3 -f S, County,of Collier CLERK OF THE-CIR UIT COURT COLLIER COUN ',Y COU . THOUSE 1 Dwight E. Broct Clerk Qf Circuit 3315 TAMIAMI TRL E STE 102 P.O.BOX 413044 NAPLES, FL 34112-5324NAPLES,FL 34101-3044 Clerk of Courts • Comptroller • Auditor-•'Custodian of County Funds August 10, 2017 Shutts & Bowen, LLP Attn: Kathleen Maurer 200 South Biscayne Blvd. Suite 4100 Miami, Florida 33131 Re: Subordination Agreements — Big Cypress Housing Corporation Transmitted herewith are three (3) originals of the above referenced document for further signature, as adopted by the Collier County Board of County Commissioners of Collier County, Florida on Tuesday, April 25, 2017, during Regular Session. Please return a fully executed original to our office in the envelope provided for your convenience, it will be kept as part of the Boards Official Records. Very truly yours, DWIGHT E. BROCK, CLERK n6A 41, Martha Vergara, Deputy lerk Enclosure Phone- (239) 252-2646 Fax- (239) 252-2755 Website- www.CollierClerk.com Email-CollierClerk@collierclerk.com collierclerk.com 160 3 PULL AND RETAIN THIS COPY BEFORE AFFIXING TO THE PACKAGE,NO POUCH NEEDED. 11 t� g E ill y g1 r Li & 2.1,- s -2 t. ' EN a a m U.� ff. Li _ Si111 t2 .1S $ 8 uf= € �'E c m � mI ❑ E 1!/ii W a = ti B ❑ �a rt- 411• o $ o co ❑ a v SII P J m o ❑ e li FJ El❑ E„g Lr C a .-6... L FE 1 ,42 vi a g v 5 I m ❑ ❑ i>424 i E: S 6 l E • " E G mo A" o y 82 � a _m' A v t 8 e 3 m Qa Q I: 0 Y - .�• d 1 g z� g < �� E _❑ - e Elk a Deo • a ; Y c` m � K a a A 1 2a c d x o g8 ' rm� , j y P 1 ill E Lrl u'Ss dS g uS v uS y E' cif,' £ fa U e a Lz WI 611 LLli 1 y 4i Zdi I Z i a 11131 a IQi a ❑ LI ❑ . ❑ . ❑ ❑ ❑ J r 0 i1 €i M Mgas _ —, lii _iill tifi ,1-1 ii op Cy- --� ❑ Lri r �` N a Q a i . ca s c I i Its 41— a= $ itszi E j --7) Z , 1 1 e lik g I .1 ft N Q I r 0 e . moo c� ; 1l t,,,. G) .'"' A..., ,..„, N 6. •- (--\ II -015 1 ...y. 0 E 42 Fm LI i I Q m� S t o f { �Lo int SI 4' !1 I!s2� cJt 3 A .. r. N rn I — 6EEE E9b 0081 X3Pa3O9 0081 W0a'XepaJ i 60 3 THIS INSTRUMENT PREPARED Draft#2 07/25/17 BY AND RETURN TO: NON File No.: 391.927 Junious D.Brown III,Esq. Nabors,Giblin&Nickerson,P.A. 1500 Mahan Drive,Suite 200 Tallahassee,Florida 32308 ABOVE SPACE RESERVED FOR RECORDING PURPOSES ONLY SUBORDINATION AGREEMENT (Main Street Village Apartments / HOME/2000-05111) THIS SUIkORDINATION AGREEMENT (this "Agreement") is made and entered into as of s: � ZS , 2017, by and among (i) FLORIDA HOUSING FINANCE CORPORATION, a public corporation and a public body corporate and politic duly created and existing under the laws of the State of Florida ("Senior Lender"), (ii) COLLIER COUNTY, FLORIDA, a political subdivision organized and existing under the laws of the State of Florida (the "Subordinate Lender") (which term as used in every instance shall include Subordinate Lender's successors and assigns), and (iii) BIG CYPRESS HOUSING CORPORATION, a Florida non-profit corporation ("Borrower"). RECITALS A. Senior Lender issued a loan to the Borrower under the HOME Investment Partnerships Program governed by the Florida Housing Finance Corporation and the applicable rules of Florida Housing related thereto as codified at Fla. Admin. Code, Chapter 67-48, in effect as of March 8, 2000, in the original principal amount of THREE MILLION TWO HUNDRED EIGHTY THOUSAND AND NO/100 DOLLARS ($3,280,000) (the "Senior Loan"). The Senior Loan has been secured by a Mortgage and Security Agreement, made by Borrower for the benefit of Senior Lender, dated May 3, 2002 and recorded June 27, 2002, in O.R. Book 3062, Page 3354, of the Public Records of Collier County, Florida (the "Senior Security Instrument") on a multifamily rental housing development located on certain real property in Collier County, Florida, known as Main Street Village Apartments (the "Property"). The Property is more fully described in Exhibit "A" attached hereto. The Borrower's obligation to repay the Senior Loan is evidenced by a Promissory Note, dated May 3, 2002 and maturing May 3, 2035 (the "Senior Note"). B. The Borrower has requested that Senior Lender permit the Subordinate Lender to maintain its subordinate loan previously made to Borrower in the original principal amount of FIVE HUNDRED THOUSAND AND NO/100 DOLLARS ($500,000) (the "Subordinate Subordination Agt (Main Street Village Apartments/HOME/2000-051 H) 160 3 Loan") and secure the Subordinate Loan by maintaining a subordinate mortgage lien previously placed against the Property. C. The Senior Lender has agreed to permit the Subordinate Lender to maintain the Subordinate Loan and to maintain a subordinate mortgage lien previously placed against the Property, subject to all of the conditions contained in this Agreement. NOW, THEREFORE, in order to induce the Senior Lender to permit the Subordinate Lender to maintain the Subordinate Loan previously made to the Borrower and to maintain a subordinate mortgage lien previously placed against the Property, and in consideration thereof, the Senior Lender, the Subordinate Lender and the Borrower agree as follows: 1. Definitions. In addition to the terms defined in the Recitals to this Agreement, for purposes of this Agreement the following terms have the respective meanings set forth below: "Affiliate" means, when used with respect to a Person, any corporation, partnership,joint venture, limited liability company, limited liability partnership, trust or individual controlled by, under common control with, or which controls such Person (the term "control" for these purposes shall mean the ability, whether by the ownership of shares or other equity interests, by contract or otherwise, to elect a majority of the directors of a corporation, to make management decisions on behalf of, or independently to select the managing partner of, a partnership, or otherwise to have the power independently to remove and then select a majority of those individuals exercising managerial authority over an entity, and control shall be conclusively presumed in the case of the ownership of 50% or more of the equity interests). "Borrower" means the Person named as such in the first paragraph of this Agreement and any other Person (other than the Senior Lender) who acquires title to the Property after the date of this Agreement. "Business Day" means any day other than Saturday, Sunday or a day on which the Senior Lender is not open for business. "Default Notice" means: (a) a copy of the written notice from the Senior Lender to the Borrower stating that a Senior Loan Default has occurred under the Senior Loan; or (b) a copy of the written notice from the Subordinate Lender to the Borrower stating that a Subordinate Loan Default has occurred under the Subordinate Loan. Each Default Notice shall specify the default upon which such Default Notice is based. "Person" means an individual, estate, trust, partnership, corporation, limited liability company, limited liability partnership, governmental department or agency or any other entity which has the legal capacity to own property. 2 Subordination Agt (Main Street Village Apartments/HOME/2000-05111) 160 3 "Senior Lender" means the Person named as such in the first paragraph on page 1 of this Agreement and any other Person who becomes the legal holder of the Senior Note after the date of this Agreement. "Senior Loan Default" means the occurrence of an "Event of Default" as that term is defined in the Senior Loan Documents. "Senior Loan Documents" means the Senior Note, the Senior Security Instrument and all other documents evidencing, securing or otherwise executed and delivered in connection with the Senior Loan. "Subordinate Lender" means the Person named as such in the first paragraph on page one (1) of this Agreement and any other Person who becomes the legal holder of the Subordinate Note after the date of this Agreement. "Subordinate Loan Agreement" means that certain Agreement Between Collier County and Big Cypress Housing Corporation, dated June 28, 2016, by and between the Borrower and the Subordinate Lender governing the administration and disbursement of the proceeds of the Subordinate Loan to the Borrower. "Subordinate Loan Default" means a default by the Borrower in performing or observing any of the terms, covenants or conditions in the Subordinate Loan Documents to be performed or observed by it, which continues beyond any applicable period provided in the Subordinate Loan Documents for curing the default. "Subordinate Loan Documents" means the Subordinate Note, the Subordinate Security Instrument, the Subordinate Loan Agreement, the Subordinate Regulatory Agreement, and all other documents evidencing, securing or otherwise executed and delivered in connection with the Subordinate Loan. "Subordinate Note" means the State Housing Initiatives Partnership (SHIP) Program Promissory Note dated June 24, 2016, made by the Borrower to the Subordinate Lender, or order, to evidence the Subordinate Loan. "Subordinate Regulatory Agreement" means the Land Use Restriction Agreement dated as of June 28, 2016 and recorded August 1, 2016, in O.R. Book 5299, Page 976, of the Public Records of Collier County, Florida, as may be amended from time to time, encumbering the Property in connection with the Subordinate Loan. "Subordinate Security Instrument" means the State Housing Initiatives Partnership (SHIP) Program Second Mortgage dated June 28, 2016 and recorded September 1, 2016, in O.R. Book 5309, Page 3529, of the Public Records of Collier County, Florida, encumbering the Borrower's interest in the Property as security for the Subordinate Loan. 3 Subordination Agt (Main Street Village Apartments/HOME/2000-051H) 16U 3 2. Permission to Maintain Mortgage Lien Against Property. The Senior Lender agrees, notwithstanding the prohibition against inferior liens on the Property contained in the Senior Loan Documents and subject to the provisions of this Agreement, to permit the Subordinate Lender to maintain the Subordinate Security Instrument and other recordable Subordinate Loan Documents previously recorded against the Property (which are subordinate in all respects to the lien of the Senior Security Instrument, other than as set forth herein) to secure the Borrower's obligation to repay the Subordinate Note and all other obligations, indebtedness and liabilities of the Borrower to the Subordinate Lender under and in connection with the Subordinate Loan. Such permission is subject to the condition that each of the representations and warranties made by the Borrower and the Subordinate Lender in Section 3 is true and correct on the date of this Agreement and on each date on which the proceeds of the Subordinate Loan are disbursed to the Borrower. If any of the representations and warranties made by the Borrower and the Subordinate Lender in Section 3 are not true and correct on those dates, the provisions of the Senior Loan Documents applicable to unpermitted liens on the Property shall apply. 3. Borrower and Subordinate Lender Representations and Warranties. The Borrower and the Subordinate Lender each make the following representations and warranties to the Senior Lender: (a) The Borrower makes the following representations and warranties to the Senior Lender: (1) Subordinate Note. The Subordinate Note shall be deemed to contain the following provision: "The indebtedness evidenced by this Note is and shall be subordinate in right of payment to the prior payment in full of the indebtedness evidenced by a Promissory Note dated May 3, 2002 in the original principal amount of $3,280,000 (the "Senior Note") issued by BIG CYPRESS HOUSING CORPORATION, a Florida non-profit corporation ("Borrower") and payable to Florida Housing Finance Corporation, its successors and assigns (the "Senior Lender"), as their respective interests may appear, or order, to the extent and in the manner provided in that certain Subordination Agreement, dated as of August , 2017 (the "Subordination Agreement"), among the Senior Lender, Borrower and COLLIER COUNTY, FLORIDA, a political subdivision organized and existing under the laws of the State of Florida (the "Subordinate Lender"). The State Housing Initiatives Partnership (SHIP) Program Second Mortgage securing this Note is and shall be subject and subordinate in all respects to the liens, terms, covenants and conditions of the Mortgage and Security Agreement, securing the Senior Note, as more fully set forth in the Subordination Agreement. The rights and remedies of Subordinate Lender and each subsequent holder of this Note under the Subordinate State Housing Initiatives Partnership (SI-IIP) Program Second Mortgage securing this Note are subject to the restrictions and limitations 4 Subordination Agt (Main Street Village Apartments I HOME/2000-051 H) 6D 3 set forth in the Subordination Agreement. Each subsequent holder of this Note shall be deemed, by virtue of such holder's acquisition of the Note, to have agreed to perform and observe all of the terms, covenants and conditions to be performed or observed by the Subordinate Lender under the Subordination Agreement." (2) Relationship of Borrower to Subordinate Lender and Senior Lender. The Subordinate Lender is not an Affiliate of the Borrower and the Borrower is not in possession of any facts which would lead it to believe that the Senior Lender is an Affiliate of the Borrower. (3) Subordinate Loan Term. The term of the Subordinate Note is scheduled to end before the term of the Senior Note. Borrower and Subordinate Lender acknowledge and agree that the failure of the Subordination Loan to be forgiven as provided in Paragraph 3 of the Subordinate Note shall constitute a default under this Agreement and any subsequent payment due to Subordinate Lender under the Subordinate Note shall be subject to the terms herein. (4) Subordinate Loan Documents. The executed Subordinate Loan Documents are substantially in the same forms as those submitted to, and approved by, Senior Lender prior to the date of this Agreement. Prior to the execution of this Agreement, Borrower shall deliver to Senior Lender an executed copy of each of the Subordinate Loan Documents, certified to be true, correct and complete. (b) The Subordinate Lender makes the following representations and warranties to the Senior Lender: (1) Subordinate Note. The Subordinate Note shall be deemed to contain the following provision: "The indebtedness evidenced by this Note is and shall be subordinate in right of payment to the prior payment in full of the indebtedness evidenced by a Promissory Note dated May 3, 2002 in the original principal amount of $3,280,000 (the "Senior Note") issued by BIG CYPRESS HOUSING CORPORATION, a Florida non-profit corporation ("Borrower") and payable to Florida Housing Finance Corporation, its successors and assigns (the. "Senior Lender"), as their respective interests may appear, or order, to the extent and in the manner provided in that certain Subordination Agreement, dated as of August , 2017 (the "Subordination Agreement"), among the Senior Lender, Borrower and COLLIER COUNTY, FLORIDA, a political subdivision organized and existing under the laws of the State of Florida (the "Subordinate Lender"). The State Housing Initiatives Partnership (SHIP) Program Second Mortgage securing this Note is and shall be subject and subordinate in all respects to the liens, terms, covenants and conditions of the Mortgage and Security Agreement, securing the Senior Note, as more fully set forth in the Subordination Agreement. The rights and remedies of Subordinate Lender and each subsequent holder of this Note under the Subordinate State Housing Initiatives Partnership (SHIP) Program 5 Subordination Agt (Main Street Village Apartments/HOME/2000-051H) 160 3 Second Mortgage securing this Note are subject to the restrictions and limitations set forth in the Subordination Agreement. Each subsequent holder of this Note shall be deemed, by virtue of such holder's acquisition of the Note, to have agreed to perform and observe all of the terms, covenants and conditions to be performed or observed by the Subordinate Lender under the Subordination Agreement." (2) Subordinate Loan Term. The term of the Subordinate Note is scheduled to end before the term of the Senior Note. Borrower and Subordinate Lender acknowledge and agree that the failure of the Subordination Loan to be forgiven as provided in Paragraph 3 of the Subordinate Note shall constitute a default under this Agreement and any subsequent payment due to Subordinate Lender under the Subordinate Note shall be subject to the terms herein. (3) Subordinate Loan Documents. The executed Subordinate Loan Documents are substantially in the same forms as those submitted to, and approved by, Senior Lender prior to the date of this Agreement. 4. Terms of Subordination. (a) Agreement to Subordinate. The Senior Lender and the Subordinate Lender agree that: (i) the indebtedness evidenced by the Subordinate Loan Documents is and shall be subordinated in right of payment, to the extent and in the manner provided in this Agreement to the prior payment in full of the indebtedness evidenced by the Senior Loan Documents, and (ii) the Subordinate Security Instrument and the other Subordinate Loan Documents are and shall be subject and subordinate in all respects to the liens, terms, covenants and conditions of the Senior Security Instrument and the other Senior Loan Documents and to all advances heretofore made or which may hereafter be made pursuant to the Senior Security Instrument and the other Senior Loan Documents (including but not limited to, all sums advanced for the purposes of (1) protecting or further securing the lien of the Senior Security Instrument, curing defaults by the Borrower under the Senior Loan Documents or for any other purpose expressly permitted by the Senior Security Instrument, or (2) constructing, renovating, repairing, furnishing, fixturing or equipping the Property). (b) Subordination of Subrogation Rights. The Subordinate Lender agrees that if, by reason of the advance payment by Subordinate Lender of real estate taxes, casualty insurance premiums or other monetary obligations of the Borrower to protect the Property, the Subordinate Lender, by reason of its exercise of any other right or remedy under the Subordinate Loan Documents, acquires by right of subrogation or otherwise a lien on the Property which would (but for this subsection) be senior to the lien of the Senior Security Instrument, then, in that event, such lien shall be subject and subordinate to the lien of the Senior Security Instrument, only to the extent of the amount advanced, provided that Subordinate Lender gives Senior Lender prior written notice of its intent to advance sums for real property taxes and/or casualty insurance. (c) Payments Before Senior Loan Default. Until the Subordinate Lender receives a Default Notice of a Senior Loan Default from the Senior Lender, the Subordinate Lender shall be 6 Subordination Agt (Main Street Village Apartments/HOME/2000-051H) 360 3 entitled to retain for its own account all payments made under or pursuant to the Subordinate Loan Documents. (d) Payments After Senior Loan Default. The Borrower agrees that, after it receives notice (or otherwise acquires knowledge) of a Senior Loan Default, it will not make any payments under or pursuant to the Subordinate Loan Documents (including but not limited to principal, interest, additional interest, late payment charges, default interest, attorney's fees, or any other sums secured by the Subordinate Security Instrument) without the Senior Lender's prior written consent excluding, however, such sums which were due and owing and received by the Subordinate Lender prior to receipt of said notice or the time it otherwise acquires knowledge of the Senior Loan Default. The Subordinate Lender agrees that, after it receives a Default Notice from the Senior Lender with written instructions directing the Subordinate Lender not to accept payments from the Borrower on account of the Subordinate Loan, it will not accept any payments under or pursuant to the Subordinate Loan Documents (including but not limited to principal, interest, additional interest, late payment charges, default interest, attorney's fees, or any other sums secured by the Subordinate Security Instrument) without the Senior Lender's prior written consent. If the Subordinate Lender receives written notice from the Senior Lender that the Senior Loan Default which gave rise to the Subordinate Lender's obligation not to accept payments has been cured, waived, or otherwise suspended by the Senior Lender, the restrictions on payment to the Subordinate Lender in this Section 4 shall terminate, and the Senior Lender shall have no right to any subsequent payments made to the Subordinate Lender by the Borrower prior to the Subordinate Lender's receipt of a new Default Notice from the Senior Lender in accordance with the provisions of this Section 4(d). (e) Remitting Subordinate Loan Payments to Senior Lender. If, after the Subordinate Lender receives a Default Notice from the Senior Lender in accordance with subsection (d) above, the Subordinate Lender receives any payments under the Subordinate Loan Documents, the Subordinate Lender agrees that such payment or other distribution will be received and held in trust for the Senior Lender and unless the Senior Lender otherwise notifies the Subordinate Lender in writing, will be promptly remitted, in kind to the Senior Lender, properly endorsed to the Senior Lender, to be applied to the principal of, interest on and other amounts due under the Senior Loan Documents in accordance with the provisions of the Senior Loan Documents. By executing this Agreement, the Borrower specifically authorizes the Subordinate Lender to endorse and remit any such payments to the Senior Lender, and specifically waives any and all rights to have such payments returned to the Borrower or credited against the Subordinate Loan. Borrower and Senior Lender acknowledge and agree that payments received by the Subordinate Lender, and remitted to the Senior Lender under this Section 4, shall not be applied or otherwise credited against the Subordinate Loan, nor shall the tender of such payment to the Senior Lender waive any Subordinate Loan Default which may arise from the inability of the Subordinate Lender to retain such payment or apply such payment to the Subordinate Loan. (f) Agreement Not to Commence Bankruptcy Proceeding. The Subordinate Lender agrees that during the term of this Agreement it will not commence, or join with any other creditor in commencing any bankruptcy reorganization, arrangement, insolvency or 7 Subordination Agt (Main Street Village Apartments/HOME/2000-05I H) 1613 3 liquidation proceedings with respect to the Borrower, without the Senior Lender's prior written consent. 5. Default Under Subordinate Loan Documents. (a) Notice of Default and Cure Rights. The Subordinate Lender shall deliver to the Senior Lender a Default Notice within five (5) Business Days in each case where the Subordinate Lender has given a Default Notice to the Borrower. Failure of the Subordinate Lender to send a Default Notice to the Senior Lender shall not prevent the exercise of the Subordinate Lender's rights and remedies under the Subordinate Loan Documents, subject to the provisions of this Agreement. The Senior Lender shall have the right, but not the obligation, to cure any Subordinate Loan Default within 60 days following the date of such notice provided, however that the Subordinate Lender shall be entitled, during such 60-day period, to continue to pursue its rights and remedies under the Subordinate Loan Documents. All amounts paid by the Senior Lender in accordance with the Senior Loan Documents to cure a Subordinate Loan Default shall be deemed to have been advanced by the Senior Lender pursuant to, and shall be secured by the lien of, the Senior Security Instrument. (b) Subordinate Lender's Exercise of Remedies After Notice to Senior Lender. If a Subordinate Loan Default occurs and is continuing, the Subordinate Lender agrees that, without the Senior Lender's prior written consent, it will not commence foreclosure proceedings with respect to the Property under the Subordinate Loan Documents or exercise any other rights or remedies it may have under the Subordinate Loan Documents, including, but not limited to accelerating the Subordinate Loan, collecting rents, appointing (or seeking the appointment of) a receiver or exercising any other rights or remedies thereunder unless and until it has given the Senior Lender at least 60 days' prior written notice; during such 60 day period, however, the Subordinate Lender shall be entitled to exercise and enforce all other rights and remedies available to the Subordinate Lender under the Subordinate Loan Documents and/or under applicable laws. Notwithstanding anything to the contrary in this Section 5(b), during such 60 day period, Subordinate Lender shall be entitled to exercise its rights to enforce covenants and agreements of the Borrower relating to income, rent or affordability restrictions. (c) Cross Default. The Borrower and the Subordinate Lender agree that a Subordinate Loan Default shall constitute a Senior Loan Default under the Senior Loan Documents and the Senior Lender shall have the right to exercise all rights or remedies under the Senior Loan Documents in the same manner as in the case of any other Senior Loan Default. If the Subordinate Lender notifies the Senior Lender in writing that any Subordinate Loan Default of which the Senior Lender has received a Default Notice has been cured or waived, as determined by the Subordinate Lender in its sole discretion, then provided that Senior Lender has not conducted a sale of the Property pursuant to its rights under the Senior Loan Documents, any Senior Loan Default under the Senior Loan Documents arising solely from such Subordinate Loan Default shall be deemed cured, and the Senior Loan shall be reinstated, provided, however, that the Senior Lender shall not be required to return or otherwise credit for the benefit of the Borrower any default rate interest or other default related charges or payments received by the Senior Lender during such Senior Loan Default. 8 Subordination Agt (Main Street Village Apartments/HOME/2000-051 H) 160 3 6. Default Under Senior Loan Documents. (a) Notice of Default and Cure Rights. The Senior Lender shall deliver to the Subordinate Lender a Default Notice within five (5) Business Days in each case where the Senior Lender has given a Default Notice to the Borrower. Failure of the Senior Lender to send a Default Notice to the Subordinate Lender shall not prevent the exercise of the Senior Lender's rights and remedies under the Senior Loan Documents, subject to the provisions of this Agreement. The Subordinate Lender shall have the right, but not the obligation, to cure any such Senior Loan Default within 60 days following the date of such notice; provided, however, that the Senior Lender shall be entitled during such 60-day period to continue to pursue its remedies under the Senior Loan Documents. Subordinate Lender may have up to 90 days from the date of the Default Notice to cure a non-monetary default if during such 90-day period Subordinate Lender keeps current all payments required by the Senior Loan Documents. In the event that such a non-monetary default creates an unacceptable level of risk relative to the Property, or Senior Lender's secured position relative to the Property, as determined by Senior Lender in its sole discretion, then Senior Lender may exercise during such 90-day period all available rights and remedies to protect and preserve the Property and the rents, revenues and other proceeds from the Property. All amounts paid by the Subordinate Lender to the Senior Lender to cure a Senior Loan Default shall be deemed to have been advanced by the Subordinate Lender pursuant to, and shall be secured by the lien of, the Subordinate Security Instrument. (b) Cross Default. The Subordinate Lender agrees that, notwithstanding any contrary provision contained in the Subordinate Loan Documents, a Senior Loan Default shall not constitute a default under the Subordinate Loan Documents if no other default occurred under the Subordinate Loan Documents until either (i) the Senior Lender has accelerated the maturity of the Senior Loan, or (ii) the Senior Lender has taken affirmative action to exercise its rights under the Senior Security Instrument to collect rent, to appoint (or seek the appointment of) a receiver or to foreclose on (or to exercise a power of sale contained in) the Senior Security Instrument. At any time after a Senior Loan Default is determined to constitute a default under the Subordinate Loan Documents, the Subordinate Lender shall be permitted to pursue its remedies for default under the Subordinate Loan Documents, subject to the restrictions and limitations of this Agreement. If at any time the Borrower cures any Senior Loan Default to the satisfaction of the Senior Lender, as evidenced by written notice from the Senior Lender to the Subordinate Lender, any default under the Subordinate Loan Documents arising from such Senior Loan Default shall be deemed cured and the Subordinate Loan shall be retroactively reinstated as if such Senior Loan Default had never occurred. it 7. Conflict. The Borrower, the Senior Lender and the Subordinate Lender each agree that, in the event of any conflict or inconsistency between the terms of the Senior Loan Documents, the Subordinate Loan Documents and the terms of this Agreement, the terms of this Agreement shall govern and control solely as to the following: (a) the relative priority of the security interests of the Senior Lender and the Subordinate Lender in the Property; (b) the timing of the exercise of remedies by the Senior Lender and the Subordinate Lender under the Senior Security Instrument and the Subordinate Security Instrument, respectively; and (c) solely as between the Senior 9 Subordination Agt (Main Street Village Apartments/HOME/2000-051 H) 160 3 Lender and the Subordinate Lender, the notice requirements, cure rights, and the other rights and obligations which the Senior Lender and the Subordinate Lender have agreed to as expressly provided in this Agreement. Borrower acknowledges that the terms and provisions of this Agreement shall not, and shall not be deemed to: extend Borrower's time to cure any Senior Loan Default or Subordinate Loan Default, as the case may be; give the Borrower the right to notice of any Senior Loan Default or Subordinate Loan Default, as the case may be other than that, if any, provided, respectively under the Senior Loan Documents or the Subordinate Loan Documents; or create any other right or benefit for Borrower as against Senior Lender or Subordinate Lender. 8. Rights and Obligations of the Subordinate Lender Under the Subordinate Loan Documents and of the Senior Lender under the Senior Loan Documents. Subject to each of the other terms of this Agreement, all of the following provisions shall supersede any provisions of the Subordinate Loan Documents covering the same subject matter: (a) Protection of Security Interest. The Subordinate Lender shall not, without the prior written consent of the Senior Lender in each instance, take any action which has the effect of increasing the indebtedness outstanding under, or secured by, the Subordinate Loan Documents, except that the Subordinate Lender shall have the right, after ten (10) business days' notice to Senior Lender, to advance funds to cure Senior Loan Defaults pursuant to Section 6(a) above and advance funds pursuant to the Subordinate Security Instrument for the purpose of paying real estate taxes and insurance premiums, making necessary repairs to the Property and curing other defaults by the Borrower under the Subordinate Loan Documents. (b) Condemnation or Casualty. In the event of: a taking or threatened taking by condemnation or other exercise of eminent domain of all or a portion of the Property (collectively, a "Taking"); or the occurrence of a fire or other casualty resulting in damage to all or a portion of the Property (collectively, a "Casualty"), at any time or times when the Senior Security Instrument remains a lien on the Property, the following provisions shall apply: (1) The Subordinate Lender hereby agrees that its rights (under the Subordinate Loan Documents or otherwise) to participate in any proceeding or action relating to a Taking and/or a Casualty, or to participate or join in any settlement of, or to adjust, any claims resulting from a Taking or a Casualty shall be and remain subordinate in all respects to the Senior Lender's rights under the Senior Loan Documents with respect thereto, and the Subordinate Lender shall be bound by any settlement or adjustment of a claim resulting from a Taking or a Casualty made by the Senior Lender; provided, however, this subsection and/or anything contained in this Agreement shall not limit the rights of the Subordinate Lender to file any pleadings, documents, claims or notices with the appropriate court with jurisdiction over the proposed Taking and/or Casualty; and (2) All proceeds received or to be received on account of a Taking or a Casualty, or both, shall be applied (either to payment of the costs and expenses of repair and restoration or to payment of the Senior Loan) in the manner set forth in the Senior 10 Subordination Agt (Main Street Village Apartments/HOME/2000-051 H) 16D 3 Security Instrument; provided, however, that if the Senior Lender elects to apply such proceeds to payment of the principal of, interest on and other amounts payable under the Senior Loan, any proceeds remaining after the satisfaction in full of the principal of, interest on and other amounts payable under the Senior Loan shall be paid to, and may be applied by, the Subordinate Lender in accordance with the applicable provisions of the Subordinate Loan Documents, provided however, the Senior Lender agrees to consult with the Subordinate Lender in determining the application of Casualty proceeds, provided further however that in the event of any disagreement between the Senior Lender and the Subordinate Lender over the application of Casualty proceeds, the decision of the Senior Lender, in its sole discretion, shall prevail. (c) No Modification of Subordinate Loan Documents. The Borrower and the Subordinate Lender each agree that, until the principal of, interest on and all other amounts payable under the Senior Loan Documents have been paid in full, it will not, without the prior written consent of the Senior Lender in each instance, increase the amount of the Subordinate Loan, increase the required payments due under the Subordinate Loan, decrease the term of the Subordinate Loan, increase the interest rate on the Subordinate Loan, or otherwise amend the terms of the Subordinate Loan in a manner that creates an adverse effect upon the Senior Lender under the Senior Loan Documents. Any unauthorized amendment of the Subordinate Loan Documents or assignment of the Subordinate Lender's interest in the Subordinate Loan without the Senior Lender's consent shall be void ab initio and of no effect whatsoever. 9. Modification or Refinancing of Senior Loan. In an Event of Default or threatened, imminent default, under the Senior Loan Documents, the Subordinate Lender consents to any agreement or arrangement in which the Senior Lender waives, postpones, extends, reduces or modifies any provisions of the Senior Loan Documents, including any provision requiring the payment of money, without the prior approval of Subordinate Lender. Subordinate Lender further agrees that its agreement to subordinate hereunder shall not extend to any new mortgage debt which is for the purpose of refinancing all or any part of the Senior Loan (including reasonable and necessary costs associated with the closing and/or the refinancing) that has not been previously approved by Subordinate Lender; and that all, after approval, the terms and covenants of this Agreement shall inure to the benefit of any holder of any such refinanced debt; and that all references to the Senior Loan, the Senior Note, the Senior Security Instrument, the Senior Loan Documents and Senior Lender shall mean, respectively, the refinance loan, the refinance note, the mortgage securing the refinance note, all documents evidencing securing or otherwise pertaining to the refinance note and the holder of the refinance note. 10. Default by the Subordinate Lender or Senior Lender. If the Subordinate Lender or Senior Lender defaults in performing or observing any of the terms, covenants or conditions to be performed or observed by it under this Agreement, the other, non-defaulting lender shall have the right to all available legal and equitable relief 11 Subordination Agt (Main Street Village Apartments/HOME/2000-051 H) 160 3 11. Notices. Each notice, request, demand, consent, approval or other communication (hereinafter in this Section referred to collectively as "notices" and referred to singly as a "notice") which the Senior Lender or the Subordinate Lender is required or permitted to give to the other party pursuant to this Agreement shall be in writing and shall be deemed to have been duly and sufficiently given if: (a) personally delivered with proof of delivery thereof (any notice so delivered shall he deemed to have been received at the time so delivered); or (b) sent by Federal Express (or other similar national overnight courier) designating early morning delivery (any notice so delivered shall be deemed to have been received on the next Business Day following receipt by the courier); or (c) sent by United States registered or certified mail, return receipt requested, postage prepaid, at a post office regularly maintained by the United States Postal Service (any notice so sent shall be deemed to have been received two (2) days after mailing in the United States), addressed to the respective parties as follows: Senior Lender: Florida Housing Finance Corporation 227 North Bronough Street, Suite 5000 Tallahassee, Florida 32301-1329 Attention: Executive Director Phone: (850) 488-4197 with a copy to: Nabors, Giblin &Nickerson, P.A. 1500 Mahan Drive, Suite 200 Tallahassee, Florida 32308 Attention: Junious D. Brown III, Esq. Phone: (850) 224-4070 Email: ibrown@ngn-tally.com Subordinate Lender: Collier County Community & Human Services Division SHIP Purchase Assistance Program 3339 E. Tamiami Trail, Building H, Suite 211 Naples, Florida 34112 Attention: Kristi Sonntag, Manager Phone: (239) 252-2486 Email: KristiSonntag@colliergov.net with copy to: Collier County Community & Human Services Division 3339 E. Tamiami Trail, Building H, Suite 211 Naples, Florida 34112 Attention: Kristi Sonntag, Manager Phone: (239) 252-2486 Email: KristiSonntag@colliergov.net 12 Subordination Agt (Main Street Village Apartments/HOME/2000-051 H) 16 ;D 3 Borrower: Big Cypress Housing Corporation 19308 SW 380th Street Florida City, Florida 33034 Attention: Steven C. Kirk Phone: (305) 242-2142 Email: kirknet@yahoo.com with a copy to: Shutts & Bowen LLP 200 South Biscayne Boulevard, Suite 4100 Miami, Florida 33131 Attention: Robert Cheng Phone: (305)415-9083 Email: rcheng@shutts.com Any party may, by notice given pursuant to this Section, change the person or persons and/or address or addresses, or designate an additional person or persons or an additional address or addresses for its notices, but notice of a change of address shall only be effective upon receipt. 12. General. (a) Assignment/Successors. This Agreement shall be binding upon the Borrower, the Senior Lender and the Subordinate Lender and shall inure to the benefit of the respective legal successors and assigns of the Senior Lender and the Subordinate Lender. (b) No Partnership or Joint Venture. The Senior Lender's permission for the placement of the Subordinate Loan Documents does not constitute the Senior Lender as a joint venturer or partner of the Subordinate Lender. Neither party hereto shall hold itself out as a partner, agent or Affiliate of the other party hereto. (c) Senior Lender's and Subordinate Lender's Consent. Wherever the Senior Lender's consent or approval is required by any provision of this Agreement, such consent or approval may be granted or denied by the Senior Lender in its sole and absolute discretion, unless otherwise expressly provided in this Agreement. Wherever the Subordinate Lender's consent or approval is required by any provision of this Agreement, such consent or approval may be granted or denied by the Subordinate Lender in its sole and absolute discretion, unless otherwise expressly provided in this Agreement. (d) Further Assurances. The Subordinate Lender, the Senior Lender and the Borrower each agree, at the Borrower's expense, to execute and deliver all additional instruments and/or documents reasonably required by any other party to this Agreement in order to evidence that the Subordinate Security Instrument is subordinate to the lien, covenants and conditions of the Senior Security Instrument, or to further evidence the intent of this Agreement. (e) Amendment. This Agreement shall not be amended except by written instrument signed by all parties hereto. 13 Subordination Agt (Main Street Village Apartments/HOME/2000-051 H) 16U 3 ( Governing Law. This Agreement shall be governed by the laws of the State in which the Property is located. (g) Severable Provisions. If any provision of this Agreement shall be invalid or unenforceable to any extent, then the other provisions of this Agreement shall not be affected thereby and shall be enforced to the greatest extent permitted by law. (h) Term. The term of this Agreement shall commence on the date hereof and shall continue until the earliest to occur of the following events: (i) the payment of all of the principal of, interest on and other amounts payable under the Senior Loan Documents; (ii) the payment of all of the principal of, interest on and other amounts payable under the Subordinate Loan Documents, other than by reason of payments which the Subordinate Lender is obligated to remit to the Senior Lender pursuant to Section 4 hereof; (iii) the acquisition by the Senior Lender of title to the Property pursuant to a foreclosure or a deed in lieu of foreclosure of, or the exercise of a power of sale contained in, the Senior Security Instrument; or (iv) the acquisition by the Subordinate Lender of title to the Property pursuant to a foreclosure or a deed in lieu of foreclosure of, or the exercise of a power of sale contained in, the Subordinate Security Instrument, but only if such acquisition of title does not violate any of the terms of this Agreement. (1) Counterparts. This Agreement may be executed in any number of counterparts, each of which shall be considered an original for all purposes; provided, however, that all such counterparts shall together constitute one and the same instrument. [COUNTERPART SIGNATURE PAGES TO FOLLOW] 14 Subordination Agt (Main Street Village Apartments/HOME/2000-05I H) 160 3 COUNTERPART SIGNATURE PAGE TO SUBORDINATION AGREEMENT (Main Street Village Apartments /HOME /2000-05111) IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the day and year first written above. SENIOR LENDER: WITNESSES: FLORIDA HOUSING FINANCE CORPORATION Print: By: Ken Reecy Print: Director of Multifamily Programs Address: 227 North Bronough Street, Suite 5000 Tallahassee, Florida 32301-1329 [SEAL] STATE OF FLORIDA COUNTY OF LEON The foregoing instrument was acknowledged before me this day of , 2017, by KEN REECY, as Director of Multifamily Programs of the FLORIDA HOUSING FINANCE CORPORATION, a public corporation and a public body corporate and politic duly created and existing under the laws of the State of Florida, on behalf of Florida Housing. Said person is personally known to me or has produced a valid driver's license as identification. Notary Public; State of Florida Print Name: My Commission Expires: My Commission No.: S-1 160 3 COUNTERPART SIGNATURE PAGE TO SUBORDINATION AGREEMENT (Main Street Village Apartments/HOME/2000-05111) IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the day and year first written above. SUBORDINATE LENDER: N COLLIER O Y, FLORIDA WITNESSES: By: - -- Print: Name: Tex,h aks.. o o Title: Cv,..,r,,,,,y -- Print: 3aRct —74.---.'141,—;1 E ,S.. ,- . 3o3 Address: N a p i e S, FL—o"i dei 3 i i STATE OF FLORIDA ►u ' 6 .„k3 COUNTY OF COLLIER The foregoing instrument was acknowledged .- .ore me this day of , 2017 by as of COLLIER COUNTY, FLORIDA, a political subdivision organiz-. and existing under the laws of the State of Florida, on behalf of said political subdivision. uch person is personally known to me or has produced as iden ' ication. Notary Public; State of Florida Print Name: My Commission Expires: My Commission No.: _ ALTS' 1 IGH1 �( Approved as to form and legality tel h Oeep vtYClerk' Assistant County Atte •sr Attest as to Chairman's signature only.. S-2 160 3 COUNTERPART SIGNATURE PAGE TO SUBORDINATION AGREEMENT (Main Street Village Apartments/ HOME/2000-051 H) IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the day and year first written above. BORROWER: BIG CYPRESS HOUSING CORPORATION, a WITNESSES: Florida non-profit corporation Print: By: Steven C. Kirk President and Chief Executive Officer Print: Address: 19308 SW 380th Street Florida City, Florida 33034 STATE OF FLORIDA COUNTY OF The foregoing instrument was acknowledged before me this day of , 2017, by STEVEN C. KIRK, as President and Chief Executive Officer of BIG CYPRESS HOUSING CORPORATION, a Florida non-profit corporation, on behalf of the corporation. Said person is personally known to me or has produced a valid driver's license as identification. Notary Public; State of Florida Print Name: My Commission Expires: My Commission No.: S-3 160 3 EXHIBIT "A" LEGAL DESCRIPTION (Main Street Village Apartments) Tract B,Roberts Ridge, according to the map or plat thereof, as recorded in Plat Book 25, Page(s) 100 and 101, as recorded in the Public Records of Colliern County, Florida. Subordination Agt (Main Street Village Apartments/HOME/2000-051H) 160 Form SHIP AR/2009 67-37.008(3)(f),F.A.C. Effective Date:11/2009 Title: SHIP Annual Report Report Status: Unsubmitted Collier County/Naples FY 2016/2017 Interim-2 Form 1 SHIP Distribution Summary Homeownership Expended Encumbered Unencumbered Code Strategy Amount Units Amount Units Amount Units 3 Owner Occupied Rehab $816,226.00 15 10 Construction Assistance $603,093.20 12 Homeownership Totals: $1,419,319.20 27 Rentals Expended Encumbered Unencumbered Code Strategy Amount Units Amount Units Amount Units 12 Special Needs Rental $410,082.88 2 14 Rehab Rental $324,995.00 26 21 Rental Development $324,995.00 26 Rental Totals: $1,060,072.88 54 Subtotals: $2,479,392.08 81 Additional Use of Funds Use Expended Encumbered Unencumbered Administrative $65,149.17 $153,207.63 Homeownership Counseling $49,377.00 Admin From Program Income $27,062.15 Admin From Disaster Funds Totals: $65,149.17 $229,646.78 $2,479,392.08 81 Total Revenue (Actual and/or Anticipated) for Local SHIP Trust Fund Source of Funds Amount State Annual Distribution $2,232,945.00 Program Income (Interest) S27,038.79 Program Income (Payments) $514,204.24 Recaptured Funds Disaster Funds Other Funds Page 1 16D 3 Form SHIP AR/2009 67-37.008(3)(f),F.A.C. Effective Date: 11/2009 Carryover funds from previous year $.00 *Carry Forward to Next Year: $.00 Total: $2,774,188.03 NOTE: This carry forward amount will only be accurate when all revenue amounts and all expended, encumbered and unencumbered amounts have been added to Form 1 Form 2 Page 2 160 3 Form SHIP AR/2009 67-37.008(3)(f), F.A.C. Effective Date: 11/2009 Rental Unit Information Description Eff. 1 Bed 2 Bed 3 Bed 4 Bed The amount of rent charged for a rental unit based on the unit size complies with the Rent Limits posted on the Florida Housing website Recap of Funding Sources for Units Produced ("Leveraging") Source of Funds Produced Amount of Funds Expended to through June 30th for Units Date % of Total Value SHIP Funds Expended Public Moneys Expended NaN Private Funds Expended NaN Owner Contribution NaN Total Value of All Units $.00 NaN SHIP Program Compliance Summary - Home Ownership/Construction/Rehab FL Statute Compliance Category SHIP Funds Trust Funds % of Trust Fund Minimum % Homeownership $2,183,568.00 .00% 65% Construction / Rehabilitation $2,183,568.00 .00% 75% Program Compliance - Income Set-Asides Income Category SHIP Funds SHIP Funds SHIP Funds Total of Total Expended Encumbered Unencumbered SHIP Funds Available Funds %* Extremely Low $740,016.68 $740,016.68 27.16% Very Low $692.516.49 $692,516.49 25.42% Low $786,858.91 $786,858.91 28.88% Moderate $260,000.00 $260,000.00 9.54% Over 120%-140% $.00 .00% Totals: $.00 $.00 $2,479,392.08 $2,479,392.08 90.99% Project Funding for Expended Funds Only Income Category Total Funds Mortgages, Total Funds SHIP Total SHIP Total # Mortgages, Loans & SHIP Grants Grant Funds Units Loans & DPL's DPL Unit#s Unit#s Expended Extremely Low $.00 0 Very Low $.00 0 Low $.00 0 Moderate $.00 0 Totals: $.00 0 $.00 0 $.00 0 Page 3 160 3 Form SHIP AR/2009 67-37.008(3)(f),F.A.C. Effective Date: 11/2009 Form 3 Number of Households/Units Produced List Unincorporated and Each Strategy Municipality ELI VLI Low Mod Total Totals: 0 Characteristics/Age (Head of Household) List Unincorporated and Each Description Municipality 0 -25 26 -40 41 -61 62+ Total Totals: 0 Family Size List Unincorporated and Each 1 1 2-4 5+ Description Municipality Person People People Total Totals: 0 Race (Head of Household) List Unincorporated —_-- ------ �---- --_and Each Hisp- Amer- Description Municipality White Black anic Asian Indian Other Total Totals: 0 Demographics (Any Member of Household) List Unincorporated Devel. and Each Farm Dis- Home- Description Municipality Worker abled less Elderly Other Other Total Totals: 0 Special Target Groups for Funds Expended (i.e. teachers, nurses, law enforcement, fire fighters, etc.) Set Aside Special Target Total#of Description Group Expended Funds Expended Units Form 4 Page 4 1611 3 Form SHIP AR/2009 67-37.008(3)(f), F.A.C. Effective Date: 11/2009 Expended Funds Strategy Full Name Address City Zip Expended Unit Code Funds Counted Collier County/Naples 2016 Interim-2 Form 5 Special Needs Breakdown SHIP Expended and Encumbered for Special Needs Applicants • Expended Encumbered Code(s) Strategies Amount Units Amount Units 3 Owner Occupied Rehab 14 Rehab Rental 21 Rental Development Special Needs Category Breakdown by Strategy Expended Encumbered Strategies Special Needs Category Amount Units Amount Units Provide a description of efforts to reduce homelessness: With SHIP funds -the Rental Acquisition Strategy is administered by a sub recipient that deals mostly with Homeless clients. Other assistance is provided through the HUD Emergency Solutions Grant. Page 5 160 3 Form SHIP AR/2009 67-37.008(3)(f),F.A.C. Effective Date: 11/2009 LG Submitted Comments: Page 6