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Grey Oaks, Unit 9, Terra Verde M E M O R A N D U M DATE: May 20, 1998 TO: Maureen Kenyon, Supervisor, Clerk to Board FROM: Shirley Nix, Engineering Technician II~ Project Plan Review RE: Grey Oaks, Unit 9, Terra Verde Sewer Facilities Acceptance Recording Fee Number 113-138312-649030 On /~/~/~// 'Z ~ , l~.9~6~/The Board of County Commissioners gra~ted final acceptance of the water and/or sewer facilities within the above-referenced project. Attached, please find the following recorded, in order: 1. Bill of Sale 2. Utilities Facilities Warranty Deed Also, please find attached the following documents for your files. o 10. 11. Owner's Affidavit Attorney's Affidavit Copy of preliminary approval letter from Engineering Review Copy of certified check and receipt for maintenance bond Engineer's final payment confirmation Bacteriological clearances (DER certification) for water facilities DER Placement-in-Service letter for sewer facilities Contractor's Final Release of Lien Verification of final cost (Detailed: quantities, sizes, unit cost, total cost, etc.) Memorandum to Maureen Kenyon, May 20, 1998 Page Two Supervisor, Clerk to Board 12. Letter by Engineer certifying that all water and/or sewer facilities are located within the public right-of-way or dedicated easements 13. Contractual Guarantee for material and workmanship for a period of at least one year after the Board of County Commissioners' acceptance for both water and sewer facilities 14. Copy of fire flow capacity by Engineer of Record 15. Certification of the inflow/infiltration test for the sewer lines by Engineer of Record 16. Coating certification of man holes, wet wells and dry well from manufacturer 17. Copy of video tape test report 18. Letter from Compliance Services section certifying that the final inspection reveals that the Utility facilities have been constructed in accordance with County ordinances and regulations 19. One copy of the recorded plat 20. One set of record drawings, signed and sealed by the Engineer of Record If you have any questions, please call and advise accordingly. /sm attachments doc:2094-2 Z o -4 0 0 THE PRINT SHOP (94'1) 775-3553 r" m '~ Z 0 · " b-) t-) z C, CZ, 011 Z-H,m ,-...~ u Z J! ~,',~ "*l"f ~ crJ i-i I1- Z t ~"j I.~ Ii Z · -.d ~. O'j C: m --I mil Z II ITl f,O >o ~ ~ oo m Uz ~ ~ ~ FOR USE BY CLERK OF COURT: 2323882 OR: 2423 PG: 1097 RECORDED in 0FHCIAL RECORDS of COLLIER COUNTY, FL 05/26/98 at 08:36AM DWIGHT E. BROCK, CLERK HC ~EE 15.00 Retn: SHIRLEY NIX ~x? 5586 BILL OF SALE GREY OAKS UNIT NINE TltlS BILL OF SALE evidencing the s~eAan, d cg!!ygyance of the sewer utility facilities described herein is made this (~ day of De_c-~_~/',/ ~7, by TERRA VERDE AT GREY OAKS, LTD., a Florida Limited Partnership (hereinafter referred to as "Seller"), and the BOARD OF COUNTY COMMISSIONERS OF COLLIER COUNTY, FLORIDA, AS THE GOVERNING BODY OF COLLIER COUNTY AND AS EX-OFFICIO THE GOVERNING BOARD OF THE COLLIER COUNTY WATER-SEWER DISTRICT, its successors and assigns, (hereinafter referred to as "Buyer"). WITNESSETH: That said Seller, for and in consideration of the sum of Ten Dollars ($10.00) and other good and valuable consideration to said Seller in hand paid by the said Buyer, the receipt whereof is hereby acknowledged, has granted, bargained, sold, transferred, set over and delivered, and by these presents does grant, bargain, sell, transfer, set over and deliver unto the Buyer, and the Buyer's heirs, successors and assigns forever, all those certain sewer utility facilities lying within the following described land, together with appurtenant easement rights for the operation, installation and maintenance of said facilities, situate, lying and being in Collier County, Florida, to wit: (See Exhibit "A" attached hereto and incorporated by reference herein) The Seller, for itself and its successors, hereby covenants to and with the Buyer and its successors and assigns that it is the lawful owner of the said goods and chattels herein referred to as utility facilities; that said goods and chattels are free from all liens and encumbrances; that it has good right, rifle and authority to sell same, and that it will warrant and defend the same against the lawful claims and demands of all persons whomsoever. Seller and Buyer are used for singular or plural, as the context requires. OR: 2423 PG: 1098 In Witness Whereof, Seller has caused these presents to be executed the date and year first above written. Signed and delivered in our presence: ~itness Print Name: TERRA VERDE AT GREY OAKS LTD., a Florida Limited Partnership, by its General Partner, Nicholas-t~gpherd, President STATE OF COUNTY OF The foregoing instrument was acknowledged before me this (r~ day of '~"c,.v~oo.v'q , 199t$, by Nicholas Shepherd, President of Florida Bay, Inc., a Florida corporation~t~s General Partner of Terra Verde at Grey Oaks, Ltd., a Florida Limited Partnership, who is personally known to me and who did take an oath. Mya~mmissioMExpires: I~ .~'~]' ~ m,,.,.~ This Instrument Prepared By: KatMeen C. Passidomo, Esq. Kelly, Price, Passidomo & Siket 2640 Golden Gate Parkway Suite//315 Naples, Florida 34105 (941) 261-3453 2 *** OR: 2423 PG: 1099 *** LEGAL DESCRIPTION UTILITY DEDICATION GREY OAKS UNIT NINE That certain real property designated C.U.E., U.E., D.E. and M.E., Tract A, Grey Oaks Unit Nine, according to the Plat thereof, recorded in Plat Book 28, Pages 22 through 26, inclusive, of the Public Records of Collier County, Florida. FOR USE BY THE CLERK OF COURT: 2323883 OR: 2423 PG: 1100 RECORDED in OFHCIAL RECORDS o~ COLLIER COUNTY, 05/26/98 at 08:36AM DWIGHT E. BROCK, CLERK REC PEE Retn: ENGINEERING REVIEW SERVICES SHIRLEY NIX EXT 55~6 DOC-.70 15.00 .70 UTILITIES FACILITIES WARRANTY DEED GREY OAKS UNIT NINE THIS INDENTURE, made this ~. day of Dec ...... ,...~,, between TERRA VERDE AT GREY OAKS. LTD, a FLorida Limited Partnership (hereinafter referred to as "Grantor"), and the BOARD OF COUNTY COMMISSIONERS OF COLLIER COUNTY, FLORIDA, AS THE GOVERNING BODY OF COLLIER COUNTY AND AS EX-OFFICIO THE GOVERNING BOARD OF THE COLLIER COUNTY WATER-SEWER DISTRICT, its successors and assigns (hereinafter referred to as "Grantee"). WITNESSETH: That said Grantor, for and in consideration of the sum of Ten Dollars and other good and valuable consideration to said Grantor in hand paid by said Grantee, the r~eipt whereof is hereby acknowledged, has granted, bargained and sold to the said Grantee, and Grantee's heirs, successors and assigns forever, all sewer utility facilities lying within the following described land, together with appurtenant easement rights for the operation, installation and maintenance of said facilities, situate, lying and being in Collier County, Florida, to wit: (See Exhibit "A" attached hereto and incorporated by reference herein) and said Grantor does hereby fully warrant the title to said utility facilities, and will defend the same against the lawful claims of all persons whomsoever. For the purposes of this conveyance, the utility facilities conveyed herein shall not be deemed to convey any of the lands described in Exhibit "A". Grantor and Grantee are used for singular or plural, as context requires. OR: 2423 PG: 1101 In Witness Whereof, Grantor has caused these presents to be executed the date and year first above written. Signed and delivered in our presence: _,itness Print Name: TERRA VERDE AT GREY OAKS LTD., a Florida Limited Partnership, by its General Partner, o o tion. By: Nichol~/~h_~r~//////// STATE OF COUNTY OF The foregoing instrument was acknowledged before me this (0+~ day of .,3"-~wo.o.~-3 , 199~ by Nicholas Shepherd, President of Florida Bay, Inc., a Florida corporationS, as General Partner of Terra Verde at Grey Oaks, Ltd., a Florida Limited Partnership, who is personally known to me and who did take an oath. y ~mmlSslon P3~~~ t~nu~ov^uvaeat I JIEWEL. L $ H,ARR~$ I cc$$'~e:ao i This Instrument Prepared By: Kathieen C. Passidomo, Esq. Kelly, Price, Passidomo & Siket 2640 Golden Gate Parkway Suite #315 Naples, Florida 34105 (941) 261-3453 2 *** OR: 2423 PG: 1102 *** LEGAL DF_.SC IP ON UTILITY DEDICATION GREY OAKS UNIT NINE That certain real property designated C.U.E., U.E., D.E. and M.E., Tract A, Grey Oaks Unit Nine, according to the Plat thereof, recorded in Plat Book 28, Pages 22 through 26, inclusive, of the Public Records of Collier County, Florida. OWNER'S AFFIDAVIT GREY OAKS UNIT NINE STATE OF FLORIDA COUNTY OF COLLmR '7~ 2~r~t,.~; · ~q~ 9 On this ~ day of D~, before me personally appeared the undersigned, as President of Florida Bay, Inc., a Florida corporation, the General Panner of Terra Verde at Grey Oaks, Ltd., a Florida Limited Partnership, owner of the following described property, to me personally known (hereinafter "Affiant"), who, being duly sworn on their oath, did say that all of the persons, firms, and corporations, including the general contractor and all subcontractors, who have furnished services, labor or materials according to plans and specifications, or extra items, used in the construction or repair of sewer utility facilities on the real estate hereinafter described, have been paid in full and that such work has been fully completed and accepted by the owner. Affiant further says that no claims have been made to the Owner by, nor is any suit now pending on behalf of, any contractor, subcontractor, laborer or materialman, and further that no chattel mortgages or conditional bills of sale have been given or are now outstanding as to the subject utility facilities placed upon or installed in the aforesaid premises. Affiant further says that the utility facilities described herein are encumbered by the following:· a Mortgage, Security Agreement and Assignment of Rents and Profits dated July 9, 1997 and recorded in O.R. Book 2331, Page 2835, of the Public Records of Collier County, Florida, held by The Halstatt Partnership; a Mortgage dated July 9, 1997 and recorded in O.R. Book 2331 Page 2850 of the Public Records of Collier County, Florida and an Assignment of Lases, Rets and Profits dated July 9, 1997 and recorded in O.R. Book 2331 Page 2862, of the Public Reords of Collier County, Florida, and a U.C.C. Financing Statement recorded in O.R. Book 2331 Page 2865, of the Public Records of Collier County, Florida, all held by Barnett Bank, N.A. Affiant, as and on behalf of the owner of the subject utility facilities, does for valuable consideration hereby agree and guarantee, to hold the Board of County Commissioners of Collier County, Florida, as the governing body of Collier County and as Ex-Officio the Governing Board of the Collier County Water-Sewer District harmless against any lien, claim or suit by any general contractor, subcontractor, mechanic or materialman, and against chattel mortgages, security interests or repair of the subject utility facilities. Affiant is used as singular or plural, as the context requires. The utility facilities referred to herein are located within the real property described in the attached Exhibit "A". In Witness Whereof, Affiant has caused these presents to be executed the date and year first above written. Signed and delivered in our presence: itness Print Name: TERRA VERDE AT GREY OAKS LTD., a Florida Limited Partnership, by its General Partner, Florida Bay Inc. ,~~,~',~ corpora~tion. Nicholas ShelJlle~d, President STATE OF F oR bPr COUNTY OF The foregoing instrument was ~_~ ...... ~ ..... ~,, before me this day of ~o~V~oo,r~ , 199°o, by Nicholas Shepherd, President of Florida Bay, Inc., a Florida corporation, a~ General Partner of Terra Verde at Grey Oaks, Ltd., a Florida Limited Partnership, who is personally known to me and who did take an oath. M sion F. xPn'es.l~o;~._.~t.~ ,~w~.t ~ ~ ! CCSS'I ~o TMs Instrument Prepared By: Kathleen C. Passidomo, Esq. Kelly, Price, Passidomo & Siket 2640 Golden Gate Parkway Suite #315 Naples, Florida 34105 (941) 261-3453 2 LEGAL DF_,SCRIFFION UTILITY DRDICATION GREY OAKS UNIT NINE That certain real property designated C.U.E., U.E., D.E. and M.E., Tract A, Grey Oaks Unit Nine, according to the Plat thereof, recorded in Plat Book 28, Pages 22 through 26, inclusive, of the Public Records of Collier County, Florida. ATrORNEY'S AFFIDAVIT GREY OAKS UNIT NINE STATE OF FLORIDA COUNTY OF COLLIER ON THIS ,~ day of December, 1997, before me personally appeared Kathleen C. Passidomo, a licensed attorney authorized to practice in the State of Florida, to me personally known, whose current business address and telephone number is 2640 Golden Gate Parkway, Suite 315, Naples, Florida 34105, (941) 261-3453 (hereinafter "Affiant"), who, being duly sworn on her oath, does say: 1. This Affidavit is given as an inducement to the Board of County Commissioners of Collier County, Florida, as the governing body of Collier County and as Ex-Officio the Governing Board of the Collier County Water-Sewer District to accept the dedication or conveyance of sewer utility facilities located within or. upon the real property described in the attached Exhibit "A", which is incorporated herein by reference, said land being located in Collier County, Florida. 2. The Affiant has examined record title information to both the real and personal property referenced in this affidavit, including but not limited to, information requested from the Florida Secretary of State relative to any Uniform Commercial Code financing statements. 3. The record owner of the real and personal property described herein is Terra Verde at Grey Oaks, Ltd., a Florida Limited Partnership (hereinafter "Owner"). The Owner acquired record title to the subject real property by instrument recorded at Official Records Book 2331, at Page 2831, Public Records, Collier County, Florida (copy attached). Afl'mt has examined partnership information obtained from the State of Florida. The entity is current and active within said State. The entity is currentiy authorized to do business in the State of Florida, and the exact names and titles of the persons authorized to execute the instruments on behalf of the entity in conjunction with the conveyance of the subject real and personal property are as described below: Nicholas Shepherd, President of Florida Bay, Inc., a Florida Corporation, the General Partner of Terra Verde at Grey Oaks, Ltd. 4. The subject real and personal property is encumbered by a Mortgage, Security Agreement and Assignment of Rents and Profits dated July 9, 1997 and recorded in O.R. Book 2331, Page 2835, of the Public Records of Collier County, Florida, held by The Halstatt Partnership (copy attached), a Mortgage dated July 9, 1997 and recorded in O.R. Book 2331 Page 2850 of the Public Records of Collier County, Florida and an Assignment of Lases, Rets and Profits dated July 9, 1997 and recorded in O.R. GBook 2331 Page 2862, of the Public Reords of Collier County, Florida, and a U.C.C. Financing Statement recorded in O.R. Book 2331 Page 2865, of the Public Records of Collier County, Florida, all held by Barnett Bank, N.A. (copies attached). 5. Affront further states that the information contained in this Affidavit is tree, correct and current as of the date this Affidavit is given. SUBSCRIBED AND SWORN to before me thins ~2c.) day of December, 1997, by Kathleen C. Passidomo, who is personally knownL/OR Produced Identification . Type of Identification Produced (affix notarial seal) (Print Name) My Commission Expires: This Instrument Prepared By: Kathleen C. Passidomo, Esq. Kelly, Price, Passidomo & Siket 2640 Golden Gate Parkway Suite//315 Naples, Florida 34105 (941) 261-3453 ' ~'O~'~iCiAL NOTARY SEAL ~ I ~?.9-¥ POO/ JUDITH STEVENS MY COMMI~ION EXPIRES t~O~ ~ JULY 26,2000 ...Rcform~\Utility~AltyAff December 29, 1997 2:29pm 2 LEGAL DESCRIPTION UTILITY DEDICATION GREY OAKS UNIT NINE That certain real property designated C.U.E., U.E., D.E. and M.E., Tract A, Grey Oaks Unit Nine, according to the Plat thereof, recorded in Plat Book 28, Pages 22 through 26, inclusive, of the Public Records of Collier County, Florida. 220u,41 OR: 23'31 PG: 2831 R~¢ORDED in O[~I¢IAL U¢ORDS of ¢OLLI]R COUNTY, ~7/17/97 at 08:48AM DWIGHT ! BROCK, CLERK CONS 3000000,00 RNC H~ 19,50 'INDEXING4,00 D0C-,?0 21000,00 Retn: KELLY PRICE ET AL 2640 GOLDEN GATSiPK~Y ~315 NAPLES FL 34]05 Parcel ID Number: Warranty Deed This Indenture, Made this ~x.~ay of ~ , 1997, A.D., Betwee~ The Halstatt Partnership, a Florida General Partnership, whose post office address is 2600 Golden Gate Parkway, Suite 200, Naples, Florida 34105, herein called the grantor, to TERRA VERDE AT GREY OAKS, Ltd., a Florida Limited Partnership whose post office address is 3200 Bailey Lane, Suite 117, herein called the grantee: Naples, FL 34105 (The terms "grantor" and "grantee" include all the parties in each capacity tc this instrument and their respective heirs, personal representatives, successors and assigns) Witnesseth: That the grantor, for and in consideration of the sum of 10.00 and other valuable considerations, receipt whereof is hereby acknowledged, hereby conveys to the grantee the following described real property in Collier County, Florida: All of Tract "A" of GREY OAKS UNIT NINE, according to the Plat thereOf as recorded in Plat Book 28, Pages 22 through 26, inclusive, Public Records of Collier County, Flovida. Subject to restrictions, reservations and easements of record, if any, and taxes subsequent to 1996. Subject to terms, covenants, conditions, easements, restrictions, reservatious and other provisions according to that certain Declaration of Master Covenants, Conditions and Restrictions for Grey Oaks recorded in Official Records Book 1697, Pages 1167, et. seq., as re-recorded in Official Records Book 1740, Pages 1760, et seq., of the Public Records of Collier County, Florida, and all amendments thereto. And grantor hereby covenants with grantee is lawfully seized of said property in fee simple; that grantor has good right and lawful authority to sell and convey said property; that grantor hereby fully warrants the title to said property and will defend the same against the lawful claims of all persons whomsoever and that said property is free of all enctunbrances not set forth herein. OR: 2331 PG: In Witness Whereof, grantor signed and sealed this deed on Signed and delivered in our presence: Wi s ' ~ ~l~rint~e: ~ '~ Witness - D~NA R. SUTOR Print Name: NUMBER THE HALSTATT PARTNERSHIP, a'Florida general partnership BY: Lloyd G. Hendry, Harold S. Lynton, and Juliet C. Sproul, as Trustees of the Edith Collier Sproul Trust Agreement dated December 29, 1969, and as confirmed by Agreement of Termination of Trusteeship dated June 7, 1982, PARTNER By: I~ OYI~ G. HENDRY, TrusA~ Witness (j DORIS J. LEWIS Name: Witness KlM D. DAVID,SON Print Name: Witness DORIS~J. LEWIS t Name.._ Witn~IM D. DAVIDSON Print Name: HAROLD S. LYNTON, ,?/rustee' STATE OF o ~"k ~_~,.~ COUNTY OF The foregoing instrument was acknowle&ed befo .... ,~:~ ,'~'~. ,. c'-.. ' ' 1997, ~, ...... ~ ~m~ ~ aay ol ~n ' December 29, 1969, and as confirmed by Agreement of Termination of Trusteeship dated June 7, 1982, by LLOYD G. HENDRY, AS TRUSTEE, of the Edith Collier Sproul Trust t dated Partner, on behalf of said Florida general partnerslfip, who is personally known to me and who did take an oath. ~qotary Public0ENA R,, SUTOR My Commission Expires: b' [ ~"q ? CO~TY 0F Od ~{>'C~ :: . .. The f°regoing imt~ent wm ac~owledged before me t~~da~ of ~~./ , 1997, by ~ROLD S. L~TON, AS TRUSTEE, of the E~th Collier spro~ T~t ~d~r T~t Agreement dated December 29, 1969, ~d 1982, Pa~ner, on beh~f of s~d ~o~ gener~ pa~ne~Np, who is ~rson~l~ ~o~ to .me take ~ oath. '" My Co~ssion Expir=:~ STA~ OF ,. co~ry o~ .... .T~j~segoing ~t~ent w~ ac~owledged before me tN~ .......... , ut the mmtn uomer ~pro~ T~t ~deF Agreement dated December 29, 1969, ~d ~ co~med by Agreement of Temination of T~te~hip dated June 7, 1982, PaNner, on beh~f of s~d ~o~da gener~ pa~nersNp, who is ~rson~ly knoxm to me and who did take an oath. My Co~ssion Expir~:~ ~ Wi~ ~er~f, gr~tor si~ed ~d s~ed tNs deed on , 1997. Si~ed ~d de~vered N o~ pr~nce: T~ ~STATT PAR~RS~P, a Florida gener~ partnership BY: HAROLD S. LYNTON, ~T~~ 'G. SPRO~ ~d .~IET C. SPRO~, ~ T~te~ for ~IET C. SPRO~ ~der the Will of Barton Collier, Jr., dec~ed, ~d co~med by ChiDe of T~te~ dated J~e 15, 1993 ~d filed J~e 22, 1993, in Probate No. 76-33, of the Probate Recor~ of CoIIier County,' Florida, Witn~s DORIS d. LEWIS ~ROLD s. E~TON, ~Y~tee P~nt/N~e: .... Witn~sKIM D. DAVIDSON Print Name: Witness DORIS J. t_EWIS Print ,Name: ; .... ,- , ,,' ~',. I '~ - ~-',,,-' [-T~ witness KlM D. DAVIDSON Print Name: 'I'~JRIND G. SPROUL/Trustee Witness ~ DORIS J. LEWIS Print Name: Witness KlM D. DAVIDSON Print Name: OR: 2331 2834 STATE OF i COUNTY OF ~x_) [ ([ fr"' Th~ foregoing instrument was acknowledged before me thi day of 1997, by HAROLD S. LYNTON, AS TRUSTEE, for Juliet C. Sproul under the Wiil of Bari'on Collier, deceased, and as confirmed by Change of Trustees dated June 15, 1993, and filed June 22, I993, in Probate No. 76-33, of the Probate Records of Collier County, Florida, PARTNER, on behalf of said Florida General Partnership, who is personally known to me and who did takd an oath. _ ~" r , LYNNDST-'~J~ / - I //[/dlk.,~.._. L/; ( ~JLJ~/L,¢(' · COMMI~ION EXP AUG 27 1~'~ I y t. olllm/sslon Ex 1res _ .. · ~ ....... ,,, ,,. ~. ,2';mi: P : ' COUNTY OF.. O ~ l' ((' e/'-' The foregoing instrument was ae owledgea ?ro.r . me_tm ay 0f .. , 1997, by KATHERINE G. SPROUL, AS TRUSTEE, tot amiet C. S~ro~l fin~ler the Will of Barton Collier, Jr., deceased, and as confirmed by Change of Trustees dated June 15, 1993, ~d filed June 22, 1993, in Probate No. 76-33, of the Probate Records of Collier County, Florida, PARTNER,': on behalf Of said Florida General Partnership, who is personally known to me and who did take an oath. ~. [ LYNN O S%'W / [NOTtXRy PUltUOSTATIg OF 'FLORIDA~ ry P0b' . N ~3. ST/iRP I' Co~x4tssto~ No. cca~m l iN YN , c L~ COMMISSION ~xP. ^uc. zz, t.~sO t My Commission Expires: r, ~ ,/,~ ~ COUNTY OF //.ri t ([ _ The foregoing instrument was acknowled.ea ~.^~ ........ ~/~/;'- 1997, by JULIET C. SPROUL, AS TRUSTEE for JULIET C. SP - -' Jr., deceased, der the Will of Bhrron Collier, and as confirmed by Change of Trustees dated June 15, 1993, and filed June 22, 1993, in Probate No. 76-33, of the Probate Records of Collier County, Florida, PARTNER, on behalf of said Florida General Partnership,_who i.q nov~nnr~llv ltnt~x,.~ , ' OMCCC ~Crr~drir~^l:-~ .'.,e ana wily did ta}ce an. oath,~ t ....... TI-IlS INSTRUMENT PREPARED BY: R. Scott Price, Esq. Kelly, Price, Passidomo & Siket 2640 Golden Gate Parkway, Suite 315 Naples, Florida 34105 (941) 261-34S3 f:\dhme\hp.dee Loan ~0670003480t-1 2206144 OR: 2331 PG: 2862 07/17/97 at 08:iSAM DWIGHT ~, BROCK, CHRI HC FH 15,00 2~40 GOLHN G~T~ PK~Y ~31S NAPLH FL 34105 ASSIGNMENT OF LEASES, RENTS AND PROFITS '""D-lIS AGREEMENT, entered into this 9th day of July, 1997, by and between: TERRA VERDE AT GREY OAKS, LTD., a Florida limited partnership, (hereinafter referred to as "Borrower"), and BARNETT BANK, N.A., an Association organized under the laws of the United States, (hereinal"ter referred to as "Lender"): WITNESSETH.. WHEREAS, the Borrower is the Mortgagor it] that certain Mortgage dated as of even date herewith (the "Mortgage"), granted to the Lender, securing a Revolving Promissory Note (the "Note") itl the original principal sum of FOUR MILLION ONE HUNDRED FIFTY-FIVE THOUSAND AND XX/100 DOLLARS ($4,155,000.00) and encumbering the following described property, situate, lying and being in Collier County, Florida, being more particularly described as follows: All of Tract "A" of GREY OAKS UNIT NINE, according to tile Plat thereof ils recorded in Plat Book 28, Pages 22 through26, inclusive, Public Records of Collier County, Florida. WHEREAS, as additional consideration and as a conditiort to making a first mortgage loan and permitting the Borrower to enter into leases with tenants for the premises located upon the above described property, which permission is required under the aforesaid Mortgage loan, Lender has required the execution of this Assignment of Leases and Rentals of' the mortgaged premises by the Borrower. NOW THEREFORE, as part of tile consideration for tile indebtedness evidenced by the No;c. Borrower hereby absolutely and unconditionally assigns and transfers to Lender all the rents and revenues of the Property, including those now due, past due, or to become due by virtue of ally lease or other agreement for the occupancy or use of all or any part of the Property, regardless of to'wlmm the rents and revenues of the Property are payable, together with all the profits derived fi'on] the operation of any business or enterprise on the Property. Borrower hereby authorizes Lender or Lender's agents to collect the aforesaid rents, revenues, and/or profits and hereby directs each tenant of the Property tO pay such rents to Lender or Lender's agents; provided, however, tl'mt prior to written notice given by Lender to Borrower of the breach by Borrower of any covenant or agreen]ent of Borrower in this Instrument, Borrower shall collect and receive all rents, revenues and profits of the Property as trustee for tile benefit of Lender and Borrower, to apply the rents and revenues so collected to the sums secured by the Mortgage in the order provided therein with the balance, so long as no such breach has occurred, to the account of Borrower, it being intended by Borrower and Lender that ti]is assignment of rents and profits constitutes an absolute assignn]ent and not art assigrm]ent for additional security only. Upoi~ delivery ol' written notice by Lender to Borrower of the breach by Borrower of any covenant or agreement itl this Instrument, and without the necessity of Lender entering upon and taking and maintaining full control of the Property ii] person, by agent or by a court appointed receiver, Lender shall immediately be entitled to possession of all rents, revenues and profits of the Property as the same become due and payable, including but not limited to rents then due and unpaid, and all such rents shall irnrnediately upon delivery of such notice be held by Borrower as trustee for the benefit of Lender only; provided, howeveri that tile written notice by Lender to Borrower of the breach by Borrower shall contain a statement that Lender exercises its rights to sucll rents. Borrower agrees ti]at commencing upon delivery of such written notice o[ Borrower's breach by Lender to Borrower, each tenant of the Property shall make such rems payable to and pay such rents to Lender or Lender's agents on Lender's written clem]nd to each tenant therefor. deli~,ered to each tenant personally, by mail or by delivering sucll demancl to each rental unit, without any liability on tile part of said tenant to inquire further as to tile existence of a cleRlult by Borrower. Borrower hereby covenants that Borrower ]las not executed any prior assigrmlent of said rents and profits, that Borrower has not performed, and will not perform, any acts or has not executed', and will not execute, any instrument which would prevent Lender from exercising its rights under this paragraph, and that at the time of execution of this Instrument there has been ilo anticipation or prepayment or' any of the rents of the Property for more than two months prior to the due dates'of such rents. Borrower covenants that Borrower will ;lOt hereafter collect or accept payment of' any rents of thc Ih'ol'~erty ,nc)re than two months prior to the due dates of such rents. Borrower t'urther covenants tim; Borrower will execute and deliver to L,ender such further assigmnents o[ relltS anti revenues ol' thc OR: 2331 PG: 2863 Property as Lender may from time to time request. Upon Borrower's breach of any covenant or agreement of Borrower in the Mortgage or in this Instrument, Lender may in person, by agent or by a court-appointed receiver, regardless o1: the adequacy of Lender's security, enter upon and take and maintain full control of the Property in orde,' to pert"onr~ all acts necessary and appropriate for the operation and maintenance thereof inciuding, but nc~t limited,,l:o, the execution, cancellation or modification of leases, tile collection of all rents and revenues of the Property, tile rnaking of repairs to tile Property and the execution or termination of' contracts provicling for the management or ,'nair~tenance of the Pt'ope~'ty, all on such terms as are deemed best m protect the security of this Instrument. In the event Lender elects to seek the appointment oF a receiver tot' the Property upon Borrower's breach of any covenant or agreement of the Borrower in this Instrument, Borrower hereby expressly consents to the appointment of such receiver. Lender or the receiver shall be entitled to receive a.reasonable fee for so rnanagir~g tile Property. All rents, revenues and profits collected subsequent to delivery of written notice by Lender to Borrower of the breach by Borrower of any covenant or agreement of Borrower in tllis' hlstrun'tent shall be applied first to the costs, if any, of taking control of and managing the Property and collecting the rents and profits including, but not limited to, attorney's fees, the receiver's fees, premiums on receiver's bonds, costs of repairs to the Property, premiums on insurance policies, taxes, assessments and other charges on tile Property, and the costs of discharging'any obligation or liability of Borrower as lessor or landlord of the Property arid then to tile sums secured by this hlstrurnent. Lender or thc receiver shall have access to the books and records used in the operation and maintenance of the Property and shall be liable to account only for those rents actually received. Lender sllall not be liable it) Borrower, anyone claiming under or through Borrower or anyone having an interest in the Property by reason of anything done or left undone by Lender under this paragraph. If the rents and/or profits of the Property are not sufficient to meet tile' costs, if any, of talcing control of and managing the Property and collecting the rents and profits any funds expended by Lender for such purposes shall beconle indebtedness of Borrower to Lender secured by the'/Vlortg:Lge pursuant to the provisions therein. Unless Lencler and Borrower agree in writing to other terms payment, such amounts shall be payable upon notice fi'om Lender to Borrower requesting payment thereof and shall bear interest fi'om the date of disbursement at the rate stated in the Note uf~less' payment interest at such rate would be contrary to applicable law, in which event such amounts shall bear interest at tile highest rate which may be collected fi'om Borrower under applicable law. Any entering upon and taking and maintaining of control of the Property by Lender or the receiver and any application of rents as provided herein shall not cure or waive any default l'~ereunder or invalidate any other right or remedy of Lender under applicable law or provided herein, Tlais assignment of rents of the Property shall terminate at such time as this Instrument ceases to secure indebtedness held by Lender. WITNESSES: BORROWER: TERRA VERDE AT GREY OAKS LTD.,,a Florida z.-x .... limited partnersllip, by its general partner: .(~~ ~O RI D A BAY, INC.', a F orida orporation P~nt. ~< ~~ff~~ BY: ' _ Nicholas She aerd, President (CORPORATE SEAL) Page 2 t~f'3 *** OR: 2331 PG: 2864 \X/ITN I~SS ES: LENDER: STATE OF FLORIDA BARNETT BANK, N.A. / ,.t. I',/,. ~'ii Michael Rinaldi, yi e President (CORPORATE SEAL) COUNTY OF COLLIER I HEREBY CERTIFY that on this day, before me, an officer duly authorized in the State and County aforesaid to take acknowledgments, personally appeared NICHOLAS SHEPHERD, '(o/re of t//e following should be checked; if none are checked, he is personally known to me) ~x- who is personally Icnown to me, or has produced a valid Florida Driver License as identificatiork and who did take an oath, and who is known to be the President of FLORIDA BAY, INC., a Florida corporation, the corporation named as general partner of TERRA VERDE AT GREY OAKS, LTD., a Florida limited partnership, the partnership named in the foregoing instrument and that he acknowledged executing the same, in the presence of two subscribing wimesses, fi'eely and voluntarily under authority duly vested in him by said corporation on behalf of said partnership and that the seal affixed thereto is the truc corporate seal of said corporation. 1997. WITNESS my hand and official seal in the State and County last aforesaid this 9th cia), of' July, (SEAL) STATE OF FLORIDA COUNTY OF COLLIER Printed Name Of Not,qrf " My Commission Number is' ~2m_E~x p ires: I HEREBY CERTIFY that on this day, before me, an officer duly authorized in the State and County aforesaid to take acknowledgments, personally appeared MICHAEL RINALDI (one of the following 3'hottld be checked,, if none are checked, he/she is personally known to me) X who is personally known to hie, or has produced as identification, and who did take an oath, and who is known to be a Vice President of BARNETT BANK, N.A., thc corporation named in the foregoing instrument and that he/she acknowledged executing the same, in presence of two subscribing witnesses, fl'eely and voluntarily uncler authority duly vested in him/her 13.5' said COrl:)oration and that the seal affixed thereto is the true corporate seal of said corporation. t997. WITNESS my hand and official seal in the State and County last aforesaid this 9th day of July, EXPIRES: Ju.~ 18, 1998 This instrument prepared by: JANE YEAGER CHEFFY, Attorney at Law 2375 Tamiami Trail North, Suite 310 Naples, Florida 34103 Phone: (941) 263-1130Fax: :,J < Printed Name of Notary ' / My Commission Number is: My Commission gxpires: (941) 263-3827 D:\wpdata\UORK\terra-b. ASG\J¥C\97.150 Page 3 oi'3 STATE OF FLORIDA' ~ ,UNIFORM .COMMERCIAL CODE -- FINANCING STATEMENT FORM UCC.1 REV. 1981 * -- THIS FINANCING STATEMENT ia t:x'e~emed to ,, fllln~ officer for fl!lng pumu~nt, to, the U~.?m Commercial Code: ..... OE~di'~R Ii.mt Nm'ne Fhll if a P'M~t) THt~ ~ACE FO~ U~. OF FIt.lNG OFFICER NA,~E ~ VERDE AT GREY OAKS, LTD. a Fla lA lfm~ted partnership M^IU,G^OOa~SS C/O Hokanson Companies 107 N. Pennsylvania St., Suite 800 cr~ Indianapolis STATE IN 46204 MULTIPLE DEBTOR (IF ANY) NAME MAILING C/TY STATE MULTI~E ~BT~ ~F AN~ NAME ~ILI~ A~ STATE SECU~EO P~ ,*~E Barnett Bank, ~.A. MAILING 796 FSfth Ave. MULTI~E 8~U~D NAME MAILI~ A~RE~ CI~ STATE ~GNEE OF SECURED PA~ {IF AN~ NAME MAILING ADORE~ CI~ STATE '2206145 OR: 2331 PG: 2865 ~CORDSD in~0fflClAL RgCORDS of COLLIER COUNTY, FL RBC ~BB 10,50 Rein: ~P~S ~ 34105 AUCNT VAUDATION INFORMATION IUlK~TE This FINANCING STATEMENT c~ra the following ty~ o~ ~tem~, of pro.fly (H1clu~ descmpti~ of reel pm~,e~fy on wtt~clt tocate~ SEE THE ATTACHED EXHIBIT A 5. Proc~e<:ls Of collateral ere co.red as pro~de,~ in Sections E7~.203 ·~1 6}'~.~0~. F.S. / 7. No. of a,~dltlo~4J $heltl pm~t~: 6. m,.~w.h: Clerk oI Court of Collier County ] ~ 8. Ch~:k ~ All:doCumentary st~ t~ due arid ~ayable o~ to ~ du~ &~ ~ pursuant ID ~=1~o~ 201.2~ F,S.. h~ ~ I~l [~ Florida Oocumenllry Stil~p T&x it not rm:luice~. 9. 13. This Itate'r'4~l ~s filed wit~:X~l Ir.4 (t~tot'l $tgMtute to ~KI a ~ty int~&t ~llion Ch~g~ lO thil Irate. ~ whiCh (I pr~l Of the OHgiflll co{lltlrll de~ri~ I~ in which I ~ Il to wh<h Ihl filing h. I~. [:~ iCQU~t~ after I Chiflp Of ~, I~fltity. Of C~O~ill Itructu~ Of t~ ..,~..coo,,o & prepared by: 3aha Ye·gar Chaffy 2375 Tamiami Trail N., Suite 310 Naples, FL 34103 11. uJ · · 12. SiGNATURE(S} OF SECURED PARTY(lES) OR ASSIGNEE /-'/*"'f"' '~ /./. ~.~.;~,.-"7,' /.... *** OR: 2331 PG: 2866 *** EXHIBIT "A" All fixtures, equipment, construction nlaterials, accounts, contract rigllts, general intangibles and all other personal property (tangible mid intangible) of every nature now and llereafter owned by Debtor and located on, or in any way relating or pertaining to, arising from or used or purchased for use itl connection with, wherever located, that certain parcel or parcels of land located in Collier County, Florida more particularly described below attached hereto and made a part hereof by reference owned by Debtor and all additions tllereto and all renewals, replacenmnts and replenishments thereof; and including, without limitation, as a part of the realty, heating and air conditioning units, equipment, machinery, ducts and conduits whether detachable or not, now or hereafter located in and about the described premises, including all additions thereto and all proceeds thereof (of whatever fm-m or nature), renewals, replacements and replenishments thereof: Together with all and singular the tenements, hereditaments and appurtenances thereto belonging or ill anywise thereunto appertaining, including the rents, issues and profits thereof, and also all the estate, right, title, interest and all claim and demand whatsoever, as well in law as in equity, of Debtor in m~d to the same; including but not limited to: (a) (b) All rents, issues, profits, revenues, royalties, rights and benefits derived from the premises fi'om time to tirne accruing, whether under leases or tenancies now existing or hereafter created, reserving to Debtor, however, so long as Debtor is not in default hereunder, the right to receive and retain the rents, issues and profits. All causes of actions and judgments pursuant thereto relating to the property encumbered hereby, all judgments, awards of damages and settlements hereafter made resulting from condemnation proceedings or tile taking of the premises or any part thereof under the power of eminent domain, or for any damage (whether caused by such taking or otherwise) to the premises or tile improvements thereon or any part thereof, or to any rights appurtenant thereto, including any award for change of grade of streets. Secured Party is hereby authorized, on behalf and in the name of Debtor, to execute and deliver valid acquittance for, and to appeal from, any such judgment or awards. (c) All policies of insurance, together with any proceeds therefrom, together with any abstracts of title covering the land described in that certain mortgage from the Debtor as identified hereinabove, in favor of the Secured Party, as identified hereinabove, encumbering the above described real property. (d) (e) (f) (g) All contract rights, causes of action, claims, demands, accounts receivable, all contracts to sell any portion of the property secured hereby or by the mortgage, all deposits under such contracts, all commitments to make mortgage loans on the property encumbered by the mortgage. All licenses, easements, permits, development rights, plans and specifications, architectural materials, bulkheads, fill, bridges located thereon, whether located on or used in connection with the land described above. All personal property, eq/]ipment, construction materials and fixtures now or hereafter located on or used in connection with tile real property described 0n Exhibit "B" attached llereto. All accounts receivable, notes receivable, general intangibles, inventory and cquipnlent of eve,'v kind of Debtor. ' (h) All money, certificates of deposit, bank accounts, money market certificates, and negotiable instruments, of all or any of the Debtors which are now or hereafter in the possession of Secured Party or its agents (including its legal counsel). LEGAL DESCRIPTION: ALL OF TRACT "A" OF GREY OAKS UNIT NINE, according to the Plat thereof as .recorded in Plat Book 28, Pages 22 through 26, inclusive, Public Records of Collier County, Florida.. Loan #06700034801-I 2206143 OR: 2331 PG: 2850 RECORDED tn OFFICIAL RECORDS of COLLIIR COUNTY, FL' 07/17/97 at 08:48A]( DWIGHT E. BROCK, CLERK OBLD 4155000,00 OBLI 733165,00 REC FIE 55.50 D0C-.35 145{2.50 INT-,O02 1466,33 Retn: KRLLY P~IC! 17 AL 2640 GOLDEN GATE PKWY ~315 IIIPLES. FL 31105 CONSTRUCTION MORTGAGE AND SECURITY AGREEMENT THIS CONSTRUCTION MORTGAGE AND SECURITY AGREEMENT is made this 9th day of ..July, 1997, between the Mortgagor, TERRA VERDE AT GREY OAKS, LTD., a Floricl;~ limited partnership, (herein referred to as "Borrower"), whose address is: c/o Hokanson Conlpanies, 107 N. Pennsylvania St., Suite 800, Indianapolis, IN 46204, and the Mortgagee, BARNETT BANK, N.A.. organized and existing under the laws of the United States, whose address is: 796 Fifth Avenue South, Naples, FL 34102, (herein "Lender"). WHEREAS, Borrower is indebted to Lender in the principal suni of FOUR MILLION ONE HUNDRED FIFTY-FIVE THOUSAND AND XX/100 DOLLARS ($4,155,000.00) which indebtedness is evidenced by Borrower's revolving promissory note of even date herewith (herein "Note"), the terms, covenants and conditions of which note are by this reference incorporated herein as fully as if' rewritten herein. TO SECURE to Lender (a) tile repayment of tile indebtedness evidenced by the Nole, with interest thereon, (b) the payment of all other sums, with interest thereon, advanced in accordance herewith to protect the security of this instrument, (c) the payment of future advances pursuant to paragraph 25 hereof and (d) the performance of the covenants of Borrower contained herein; Borrower does hereby mortgage, grant and convey to Lender tile following described Property (herein the "Property") located in the County of Collier, State of Florida: All of Tract "A" of GREY OAKS UNIT NINE, according to the Plat thereof as recorded in Plat Book 28, Pages 22 through 26, inclusive, Public Records of Collier County, Florida. TOGETHER with all buildings, structures, and other improvements now or hereafter erected on the Property, and all easements, rights, appurtenances, rents, royalties, mineral, oil and gas rights and profits, water, water rights, and water stock, and all fixtures now or hereafter attached to the Property, and including all rights of ingress and egress to and from adjoining Property (whether such rights now exist or subsequently arise); together with all machinery, apparatus, equipment, fittings, fixtures, whether actually or constructively attached to said Property, now or hereafter located in, under or upon said Property; together with all paving for streets, roads, walkways or entranceways now or hereafter owned by Borrower and which are now or hereafter located on the Property or any part or parcel thereof; and together with Borr,ower's interest as Lessor in and to any and all leases of the Property, or any part thereof, heretofor/: made and entered into, and in and to all leases hereafter nnaclt: and entered into by Borrower during the life of this Mortgage and Security Agreement (hereinafter "Mortgage") or any extension or renewal thereof, together with any and all guarantees thereof and including all present and future security deposits and advance rentals, together with any and all awards of payments, including interest thereon, and the right to receive the same, as a result of the exercise of the right of enlinent domain or any other injury to, taking of or decreasing the value ct', the Property, to the extent of all amounts which may be secured by this Mortgage at the date of tile receipt of any such award of paynlent by Lender; all of which, including replacenlents and additions thereto, shall be deemed to be and renlain a part of the Property covered by this Mortgage; and all of tile/bregoing, together with said Property (or tile leasehold estate if this Mortgage is on a leasehold) are herein refen'~d to as tla~ "Property". llorrower covenants that Borrower is lawfully seized of tile estate hereby conveyed ami has tile right to mortgage, grant and convey the Property, that the Property is unencunlbered, except for this mortgage to BARNETT BANK, N.A., and a Purchase Money Mortgage to The Halstatt Partnerslaip, a Florida general partnership, which Purchase Money Mortgage is being expressly subordinated to the [THIS MORTGAGE SECURES A REVOLVING LINE OF CREDIT AND INTANGIBLE TAXES DUE ON EA CH A D VANCE WILL BE PAID TO THE FLORIDA DEPARTMENT OF REVENUE B Y Tltlf AL ?'ERNA TE METttOD'[. OR: 2331 PG: 2851 lien of this' Mortgage by Mortgage Subordination Agreement of even date herewith, a~td that Bon'ower will warrant and defend generally the title to the Property against all claims and demands, subject to a,y declarations, easements or restrictions listed in a schedule of exceptions to coverage in any title/nsttra,ce on Lender's interest in the Property. BORROWER FURTHER COVENANTS AND AGREES WITH LENDER AS FOLL, OWS' 1. PAYMENT. Borrower shall promptly pay when due the principal and interest oil the indebtedness evidenced by the Note, prepayment and late clnarges as provided in the Note, and the principal and interest on any future advances secured by this Mortgage. ,) PAYMENT OTHER THAN PRINCIPAL AND INTEREST· (a) Borrower shall pay, when due and payable, all taxes, assessments, general or special and all the charges levied on, assessed, placed or made against the Property, this instrument, the note or any interest of the Borrower in the Property or other obligations secured hereby; premiums on policies of fire, flood (if necessary) and other hazard insurance coverage on tlne premises as required herein; premiurns on all collaterally pledged life insurance, if this Mortgage and the Note are so insured; ground rents or other leased rentals; and other sums related to tine Property of the indebtedness secured lnereby, it' any, payable by Borrower. Borrower shall promptly deliver to Lender receipt showin~ payment in full of all of tine above items which.are not paid fl'om the escrow account it' any, hereafter established. ' ' (b) Escrow Account. Upon notificatior~ from Lender of the occurence of a Default, Borrower shall pay to Lender, together with and in addition to the payments of principal and interest payable under the terms of the Note secured hereby, on the dates when any payment on either principal or interest must be made by the terms of the Note, until said Note is fully paid or until notification from Lender to the contrary, an amount reasonably sufficient (as estimated by Lender) to provide Lender with funds to pay such taxes, assessments,' insurance premiums, rents and other charges next clue so that Lender will have sufficient funds on hand to pay same thirty (30) days before the date on which they beco~ne past due. In 11o event shall Lender be liable for any interest on any amount paid to it as herei~ rectuirecl, and the money so received may be held anti conamingled with its own funds, penctin~ paVlllellt or application thereof as herein provided. (c) Official Staternent; Receipt; Advances as Secured Indebtedness; Credits. Borrower shall furnish to Lender, at least thirty (30) days before the date on which the same will become subject to any interest, delinquency charge, penalty, fine or cost, an official statement of tine amount said taxes, assessments, insurance premiums and rents next due, and shall, within fifteen (15) days thereafter, furnish to Lender an official receipt showing payment of such clmrges, failing which Lender rnay pay such clmrges fi'om tine arnour~t of tine then unused credit 'therefor, and at its option, illakc advances tlnerefor itl excess of the tlnen anaount of tine credit for such clnarges. The excess amount advanced slnall at the option of Lender be imrr~ediately due and payable to Lender and shall become part of tine Secured Indebtedness and bear interest at tine maximum rate of interest permitted by law, from date of aclvancement. Lender may apply credits (tine impounds requirecl under paragraph 2(b) above) held by it for the above clnarges, or any part thereof, on account of any delinquent instalhnents of principal interest or any other payments rnaturing or due under this instrument, arid fine amount of credit existing at any time shall be reduced by the amount thereof paid or applied as herein provided. The alnlount of tine existing credit hereunder at the time of any transfer to tine Property slnall, witlnout assignment thereol'. inure to the benefit of the successor-owner of the Property and shall be applied under and subject to all of the provisions hereof. Upon payment irt full of fine Secured Indebtedness, the amount of any unused credit shall be paid over to the person entitled to receive it. -~. INSURANCE. fit) Types of Coverage; Loss Payee; Assignrnent; Application of Funds. Borrowe~' shall I<¢ep the lh'operty insured tbr the benefit of Lender against loss or clamage by fire, lightning. windstorm, hail, explosion, riot, riot attending a strike, civil commotion, aircraft, vehicles and smoke and such other hazards, including business interruptions, insurance covering loss of rents, revenues, income, profits or proceeds from leases, franchises, concessions or licenses of or on any part of thc Property, or as Lender may from time to time require, all in amounts approved by Lender not exceeding one hundred percent (100%) of full insurable value; all insurance herein provided for shall be in form Page 2 of 12 OR: 2331 PG: 2852 and with companies approved by Lender; and, regardless of the types or amounts of insurance reclui~'ed :tnd approved by Lender, Borrower shall assign and deliver to Lender, as collateral ancl i"urtlner security for the payment of tile Secured Indebtedness, all policies of insurance which insure against any loss damage to the Property, with loss payable to Lender, without contribution by Lender, pursuant to New York Standard or other mortgagee clause satisfactory to Lender. The delivery of the insurance policies shall constitute an assignment, as further security, of' till unearned premiums existing Ii'tm] time to time thereo?~, if Lender, by reason of such insurance, receives any money for loss or damage, such amount may, ,5~ the option of Lender, be retained and applied by Lender toward payment of tine Secured Indebtedness, or be paid over, wholly or in part, to Borrower for the repair or replacement of Property or any part thereof, or for any other purpose or object satishctory to Lencler, but Lender slnall not be obligated to see to the proper application of any amount paid over to Borrower. (b) Public Liability Insurance. Tile Borrower shall at all times maintain public liability insurance insuring against all claims for personal or bodily injury, death or Property damage occurring upon, itl or about the Property in anlounts not less than FOUR MILLION ONE HUNDRED FIFTY-FIVE TIqOUSAND AND XX/100 DOLLARS ($4,155,000.00) for injury or damage to any one person and FOUR MILLION ONE H~UNDRED FIFTY-FIVE THOUSAND AND XX/100 DOLLARS ($4,155,000.00) for injury or damage from any one accident and FOUR MILLION ONE HUNDRED FIFTY-FIVE THOUSAND AND XX/100 DOLLARS ($4,155,000.00) for Property damage. Such insurance coverage shall be in form and with companies approved by the Lender. (c) Flood Ir~surance. Insurance under tile Federal Flood Insurance program shall be maintained att rill times within the minimurn requirements and amounts required under said program For f'ederally financed or assisted loans under the Flood Disaster Protection Act of 1973, as amended, unless specifically waived in writing by the Lender. (d) Minimum Insurance Coverage. In the absence of written direction h'om Lender, the insurance amount required herein shall not be less than such amount as may be required to prevent Borrower from becoming co-insurer under the terms of any applicable policy, or the amount of the Secured Indebtedness, whichever is greater. (e) Renewal. Not less than ten (10) days prior to the expiration date of each policy of insurartce required of Borrower pursuant to this paragraph, and of' each policy of illsurance Inelcl :t~s additional collateral to secure the Secured Indebtedness, Borrower shall deliver to Lender a renewal policy or pt)licies marked "premium paid" or accompanied by other evidence of payment satisfactory to Lender. (1) Foreclosure; Successor In Interest. In the event ora foreclosure of this Mortgage, tine purchaser of the Property shall succeed to all the rights of Borrower, including any right to unearnecl premiums, in and to all policies of insurance assigned and delivered to Lender, with respect to ~lll Property herein encumbered. 4. MAINTENANCE AND PRESERVATION. Borrower covenams that it will permit, commit, or suffer no waste, impairment or deterioration of the Property or any part thereof, and will keep the same and irnprovements thereon in good condition and repair. Borrower further covenants that it will cause no demolition, renovation, or alteration of' the improvements to tile Property to take place withe>ut the prior written approval and consent of tile Lender. Borrower shall have tile aff'irmativc duty to keep any improvements to the Property in good repair, and Lender may make demand f'or immediate repair of any improvements. Failure of tile Borrower to cornply witln tile demand for a period of ten (10) days shall constitute a breach of this Mortgage. 5. TRANSFER AND ACCELERATION. This Mortgage is personal to the Mortgagors. If all or any part of the Property or interest herein is sold, alienated, mortgaged, encumbered or transferred by Borrower including by contract for deed without Lender's prior written cor~sent, Lender inlay at Lender's option declare till the sums secured by this Mortgage to be imnneditnely due and payable. The granting of Lender's consent to such transfer shall be conditioned upoln t3ol'rowet"s grantee, transferee, mortgagee or other party to wlnom a conveyance is macle agreeing to any modifications oFthis Mortgage or the Note secured thereby. It is specifically agreed the requirements of this paragraph shall apply to the granting by the Borrower of a similar Mortgage or other elmumbrancc having a priority of inferior dignity to this Mortgage. 6. INSPECTION. Lender and any persons authorized by Lender shall lnave the right to enter and inspect the Property at all reasonable times and access thereto shall be permitted for that Page 3 of 12 OR: 2331 PG: 2853 purpose. 7. PROTECTION OF LENDER'S SECURITY. If Borrower fails to perform the covenants arid agreements contained in ti'tis Instrument, or if any action or proceeding is commenced which affects the Property or title thereto or tile interest of Lender therein, including, but not limited eminent domain, insolvency, code enforcement, or arrangements or proceedings involving a bankrupt deced?j)t, then Lender at Lender's option rnay nlake sucll appearances, disburse such sums and take such action as Lender deems necessary, in its sole discretion, to protect Lender's interest, including, but not limited to (i) disbursement of attorney's fees, (ii) entry upon thc Property to rnal<e repairs, (iii) procurement of' satlsf'~tetory Insurance as provtded in paragraph 3 hereof, and (iv) if this Instrument is on a leasehold, exercise of any option to renew or extend the ground lease on behalf of Borrower and the curing of any default of Borrower in the terms and conditions of the ground lease, and payment of ad valorem taxes. Any amounts reasonably disbursed by Lender pursuant to this paragraph together with interest thereon, sllall becorne additional indebtedness of Borrower secured by this Instrufilentl Unless Borrower and Lender agree to other terms of payn'~ent, such amounts shall be immediately due alld payable and shall bear interest fl'orn tile date of disbursement at the highest rate which may be collected from Borrower under applicable law. Borrower hereby covenants and agrees that Lender shall bc subrogated to the lien of any mortgage or other lien discharged, in whole or in part, by the indebtedness secured hereby. Nothing contained in this paragraph shall require Lender to incur any expense or take any action hereunder. 8. .CONDEMNATION. Borrower sllall promptly notify Lender of any action proceeding relating to any cortdemnation or other taking, whether direct or indirect, of the Property, part thereof, and Borrower shall appear in and prosecute any such action or proceeding unless otherwise directed by Lender in writing. Borrower authorizes Lender, at Lender's option, as attorney-in-fi~ct roi' Borrower, to conqnlellce, appear ill and prosecute, in Lender's or Borrower's name. any action proceeding relating to any condemrmtion or other tal<ing of tile Property, whether direct tn' indirect, Zlll,...I to settle or compromise any clairn in connection with such condenlnation or otller iai<lng. The proceeds of any award, payment or clairn for damages, direct or consequential, in connection with any condemnation or other taking, whether direct or indirect, of the Property, or part thereof, or for conveyances ill lieu of conderm'mtion, are hereby assigned to and shall be paid to Lender subject, if the Instrument is on a leasehold, to the rights of lessor under the ground lease. Borrower authorizes Lender to apply such awards, payments, proceeds or damages, after the deduction of Lender's reasonable expenses incurred ill the collection of such amounts, at Lender's option, t'o restoration or repair of the Property or to payment of the sums secured by this Instrument. whether or not ther't due, in tile order of application set forth in paragraph 9 hereof, with the balance, ii' any, to Borrower. Unless Borrower and Lender otllerwise agree in writing, any application of proceeds to principal shall not extend or postpone the due date of tile monthly instalhnents referred herein paragraphs 1 and 2 hereo0 or change the amount of such instalhnents. Borrower agrees to execute such further evidence of assignment of any awards, proceeds, damages or claims arising in connection with such condemnation or taking as Lender may require. 9. ..APPLICATION OF PAYMENTS. Unless applicable law provides otherwise. all payments received by Lender from Borrower under the Note or this Instrument shall be applied by Lender in the followir~g order of priority: (i) amounts payable to Lender by Borrower under paragraph 2 hereof; (ii) interest payable on the Note; (iii) principal of tile Note; (iv) interest payable on the advances made pursuant to paragraph 7 hereof; (v) principal of advances made pursuant to paragraph 7 hereof; (vi) interest payable on any Future Advance, provided that if more ti'mn one Future Advance is t)utstanding. Lender may apply payments received among the amounts of interest payable on the Future Advances in such order as Lender, ir! Lender's sole discretion, may determine; (vii) principal of any Future Advance, provided that if more than one Future Advance is outstanding, Lender rnay apply payments received among the principal balances of the Future Advances in such order as Lender, in Lender's sole discretion. may determine; and (viii) any other sums secured by this Instrument in such order as Lender, at Lencler's option, may detern'finei provided, however, that Lender may, at Lender's option, apply any sums payable pursuant to paragraph 2 hereof prior to interest on and principal of the Note, but such application sh:dl not otherwise affect the order of priority of application specified in this paragraph 9. I0. BORROWER AND LIEN NOT RELEASED. From time to time, Lender may, at Lender's c~pticm, without giving notice to or obtaining the consent of Borrower, Borrower's successors Page 4 of 12 OR: 2331 PG: 2854 or assigns or of any junior lienholder or guarantors, without liability on Lender's part and notwithstanding Borrower's breach of any covenant or agreement of Borrower in this Instrument, extend the time for payment of said indebtedness or any part thereof, reduce the payments thereon, release anyone liable on any of said indebtedness, accept renewal note or notes therefor, modify the terms and time of payment of said indebtedness, release from tile lien of tllis Instrument any part of the Property, take or release other or additional security, reconvey any part of tine Property, consent to any map or of the,,Pmperty, consent to tile granting of any easement, join in any extension or sut'~orclination agreelfi'&nt, at'~d agree in writing with Borrower to modify tile rate of interest or period of amortization of the Note or change tllt amour~t of tlle monthly installments payable thereunder. Any actions takenby bencler pursuant to the terms of tllis paragraph si'mil not affect tile obligation of" Borrower or Borrower's successors or assigns to pay tile sunls secured by this Instrument and to observe the covenants Bo,'rower contained herein, shall not affect the guaranty of arty person, corporation, partnership or other entity for payment of the indebtedness secured llereby, and si'mil not affect tile lien or priority of lien llereof on tile Property. Borrower si'mil pay Lender a reasonable service charge, together with such title insurance premiums and attorney's fees as may be incurred at Lender's option, for any such action it' taken at Borrower's request. 11. FORBEARANCE BY LENDER NOT A WAIVER. ArLv forbearance by Lender in exercising any right or remedy hereunder, or otherwise afforded by applicable law, shall not be a waiver of or preclude tile exercise of any right or remedy. The acceptance by Lender of I>ayment of any sum secured by this Instrument after the due date of such payment shall not be a waiver of Lender's right to either require prompt payment when due of al4 otller sums so secured or to declare a default for failure to nnake prompt payment. Tile procurement of insurance or the payment of taxes or other liens or cllarges by Lender shall not be a waiver of Lender's right to accelerate the maturity of the indebtedness secured by this Instrument, nor si'mil Lender's receipt of any awards, proceeds or damages under paragraphs 3 and 8 hereof operate to cure or waive Borrower's default in payment of' sums secured by this Instrument. 12. ESTOPPEL CERTIFICATE. Borrower shall within ten(10) business days of a written request from Lender furnish Lender with a written statement, duly acknowledged, setting forlh tile sums secured by this Instrument and any right of set-off, counterclaim or other defense which exists agaillst such sulrlS and tile obligations of this hnstrtllllent. 13. .UNIFORM COMMERCIAL CODE SECURITY AGREEMENT. This Instrument is intended to be a security agreement pursuant to the Uniform Commercial Code for any of the items specified above as part of the Property which, under applicable law, may be subject to a security interest pursuant to tile Uniform Commercial Code, and Borrower hereby grants Lender a security interest in said itenns. Borrower agrees that Lender may file this Instrument, or a reproduction thereof, in tile real estate records o1' otlner appropriate index, as a financing statement for any of tile items specified above as part of" the Property. Any reproduction of this Instrument or of any other security agreement or financinu statement shall tie sufficient as a firmncing statement, ltl addition, Borrower agrees to execute and deliver' to Lender, upon Lender's request, any financing statements, as well ;ts extensions, renewals and amenclme~lts thereof, and reproduction of this Instrument itl such form as Lencler nlay require to pe:'fec~ a security interest with respect to said items. Borrower si'mil pay all costs of filing such financing statements and any extensions, renewals, amendments and releases .thereof, and shall pay all reasonable costs and expenses of any record searches for financing statements Lender may reasonably require. Without the prior written consent of Lender, Borrower shall not create or suffer to be created pursuant to the Uniform Corrm'~ercial Code any other security interest in said items, including replacements and additions tlnereto. Upon Borrower's breach of any covenants or agreement contained in this Instrument. including the covenants to pay when due all sums secured by this Instrmr~ent. Lender shnlt have the remedies of secured party under the Uniform Commercial Code and, at Lender's option, may also invoke tile remedies provided in this Instrument as to such items. In exercising any of said remedies, Lender may proceed against tile items of real Property and any items of person:ti Property and in any Ol'r, lcr whatsoever, without in any way affecting fine availability of Lender's remedies under the Unifortll Commercial Code or of the remedies provided in this Instrument. 14. .REMEDIES CUMULATIVE. Each remedy provided in ti'tis Instrument is distinct and cumulative to all other rights or remedies under this Instrument or afforded by law or equity, and may be exercised concurrently, independently, or successively, ill any order whatsoever. 15, .ACCELERATION IN CASE OF BORROWER'S INSOLVENCY. If Borrower slnall voluntarily file a petition under tile I~ederal Bankruptcy Act, as such Act may fi'om time to time I've Page 5 of 12 OR: 2331 PG: 2855 amended, or under ally similar or successor Federal statute relating to bankruptcy, insolvency. arral-tgements or reorganizations, or under any state bankruptcy or insolvency act, or file an answer itl an involuntary proceeding admitting insolvency or inability to pay debts, or it-' Borrower shall t'ail to obtain a vacation or stay of involuntary proceedings brought for tile reorganization, dissolution liquidation of Borrower, or if Borrower shall be adjudged a bankrupt, or if a trustee or receiver shall be appointed for Borrower or Borrower's Property, or if tile Property shall become subject to tile jurisdiction of a F,ederal bankruptcy court or sirnilar state court, or if Borrower shall make an assignment l"or the benefi('bf Borrower's creditors, or if there is ail attachn-~ent, execution or other judicial seizure of any portion o1' Borrower's assets and such seizure is not discharged within thirty (30) days, then Lender tit L, ellcler's option, declare all of the sums secured by this instrument to be immediately clue and payatn'lc without prior notice to Borrower, and Lender may invoke any remedies pemlitted by this Instrument by applicable law. Any attorney's tees and other expenses incurred by Lender in connection with Borrower's bankruptcy or any of the other aforesaid events shall be additional indebtedness of Borrower secured by this Instrument. 16. .NOTICE. Except for any notice required under applicable law to be given another mariner, (a) any notice to Borrower provided for itl this Instrument or ill the Note shall be given by rna;ling such notice by certified mail addressed to Borrower at Borrower's address stated herein or at such other address as Borrower may desigrmte by notice to Lender as provided herein, and (b) any notice to Lender shall be given by certified mail, return receipt requested, to Lender's address stated hurein or to such other address as Lender may designate by notice to Borrower as provicled herein. At~ notice provided fbr in this Instrument or in the Note shall be deemed to have been given to Borrower Lender whell given in tile manner designated llerein. 17. SUCCESSORS AND ASSIGNS BOUND; JOINT AND SEVERAL LiABiLiTY~ AGENTS; CAPTIONS. The covenants and agreements herein contained shall bind, and the rights hereuncler shall inure to the successors and assigns of the Borrower and tile Lender, subject, however, to the respective provisions of paragraph 5 hereof. All covenants and agreements of Borrower shall be joint and several. In exercising any rights hereunder or taking any actions provided for herein, kenclcr may act through its employees, agents or independent contractors as authorized by Lender. Tile captions and headings of the paragraphs of this h]strunaent are for convenience only and are not to be used tc~ interpret or define the 'provisions hereof. 18. SEVERABILITY. If any provision of ti'tis Mortgage or ail), othe. r loan docutllel~t or the application thereof shall, for any reason and to any extent, be invalid or unenforceable, neither the remainder of tile Instrument in wi'rich such provision is contained, nor the application of tile provision to other persons, entities or circumstances, nor any other instrurner~t referred to hereinabove shall be affected thereby, but instead shall be enforced to the nlaximurn extent perrnitted by law. 19. LEGAL CONSTRUCTION OF DOCUMENT. This Mortgage and all related loan documents, shall not be construed more strongly against any party regardless of who Was more responsible tbr its preparation. This provision is a specifically negotiated tel're. 20. ATTORNEY'S FEES. Mortgagor agrees to pay all and singular tile costs. charges ;.trld expenses, including reasonable attorney's tees, incurred by Mortgagee becaust: of ill;lure o1: Mortgagor to perforn'~, comply with, and abide by each and every the stipulations, agreements, conditions and covenants of said Prornissory Note and this Mortgage. As used itl this Mortgage alld rill loan documents, attorney's fees shall include, but not be limitect to, fees incurred in all matters of collection and enforcement, construction and interpretation, before, during and after trial, proceedings and appeals, as well as appearances in and connected with bankruptcy proceedings, or creditors, or reorganization proceedings. 21. .ASSIGNMENT OF RENTS AND PROFITS; APPOINTMENT O1.- RECEIVER: LENDIER IN POSSESSION. As part of tlle consideration fbr the indebtedness evidenced by the Borrower llereby absolutely and unconditionally assigns and transfers to Lender all tile rents and revenues of tile Property, including those now due, past due, or to become due by virtue of :my lc:ase or agreernent for the occupancy or use of all or any part of the Property, regarclless of wb~ru the rents revenues of tile Property are payable, together with all the profits derived from the operation o~' any business or enterprise on the Property. Borrower hereby authorizes Lender or Lender's agents to collect the aforesaid rents, revermes, and/or profits and hereby directs each tenant of the Property to pay such rents to Lender or Lender's agents; provided, however, that prior to written notice given by Lender Borrower of the breach by Borrower of any covenant or agreement of Borrower in this Instrument, Page 6 o1' 12 OR: 2331 PG: 2856 Borrower sh:tll collect and receive all rents, revenues and profits of tile Property as trustee for tile benefit of Lender and Borrower, to apply tile rents and revenues so collected to tile sums securecl by this Instrument ill tile order provided in paragraph 9 hereof with tile balance, sc) long its no such breach occurred, to the account of Borrower, it being intended by Borrower and Lender that this assignment rents and profits constitutes an absolute assignment and not all assignment for additional security only. Upon delivery of written notice by Lender to Borrower of tile breacll by Borrower of any covenant agreement ill this Instrument, and without tile necessity of Lender enterirtg upon and taking and n'mmtamn-tg full control of the Property in person, by agent or by a court appointed receiver, Lender shall immediately be entitled to possession of all rents, revenues and profits of the Property as tile become due and payable, including but not limited to rents then due and unpaid, illld all such rents sh:~ll immediately upon delivery of such notice be held by Borrower as trustee for the benefit of Lender provided, however, that the written notice by Lender to Borrower of the breach by Borrower shall n statement that Lender exercises its rights to such rents. Borrower agrees that commencing delivery of such written notice of Borrower's breach by Lender to Borrower, each tenant of tile Property shall make such rents payable to and pay such rents to Lender or Lender's agents on Lender's written demand to each tenant therefor, delivered to each tenant persormlly, by mail or by delivering such demand to each rental unit, without any liability on the part of said tenant to inquire further as to the existence of a default by Borrower. Borrower hereby covenants that Borrower has not executed any prior assignment of slticl rents and profits, that Borrower has not performed, and will not perform, any acts or has not executed. and will not execute, any inst,'urnent which would prevent Lender from exercising its rights under this paz'agrapl'L and that at tile time of execution of tiffs Instrunlent there has been no anticipation or prepayu)eztt of any of the rents of tile Property for more than two months prior to the due dates of such rents. Borrower covenants that Borrower will not hereafter collect or accept payment of any rents of the Property more than twelve months prior to the due dates of such rents. Borrower further covenants that Borrower will execute and deliver to Lender such further assignments of rents and revenues of the Property as Lender may from time to time request. Upon Borrower's breach of any covenant or agreement of Borrower ill this Instrument, Lender may in person, by agent or by a court-appointed receiver, enter upon and take and maintain full control of the Property ill order to perform all acts necessary and appropriate for the operation alld maintenance thereof including, but not limited to, the execution, cancellation or modification of leases, the collectiun of all rents and revenues' of tile Property, tile making of repairs to the Property and tile execution or terrain'ration of contracts providing for the lnanagement or maintenance of tile Property, all on such terms its are deemed best to protect the security of this Instrument. In tile event Lender elects to seek the appointment of a receiver for tile Property upon Borrower's breacll of any covenant or agreement of tile Borrower in this Instrumertt, Borrower hereby expressly consents to tile appointment of such receiver. Lender or the receiver shall be entitled to receive a reasonable fee for so mana~,ing the Property. ~ All rents, revenues and profits collected subsequent to delivery of written notice by Lender to Borrower of the breach by Borrower of ally covenant or agreement of Borrower in this Instrument shall be applied first to the costs, if any, of taking control of and managing the Property and collecting tl~e rents and profits including, but not limited to, attorney's tees, tile receiver's fees, premiums on receiver's bonds, costs of repairs to tile Property, premiums on insurance policies, taxes, assessments and other charges on tile Property, and tile costs of discharging any obligation or liability of Borrower its lessor or landlord of tile Property and then to tile sums secured by this Instrument. Lender or the receiver shall have access to the books and records used irt tile operation and mairttenance of tile Property and shall be liable to account only for those rents actually received. Lender shall not be liable to Borrower, anyone claiming under or through Borrower or anyone having an interest in the Property by reason of anything done or left undone by Lender under this paragraph. ' If tile rents and/or profits of tile Property are not sufficient to meet tile costs, it' any, of taking COlltrol of and managing tile Property and collecting tile rents and profits any funds expended by Lender Ibr such purposes shall become indebtedness of Borrower to Lender secured by this Instrument pursuant to paragraph 7 hereof. Unless Lender and Borrower agree in writing to other terms of payment, such amounts shall be payable upon notice from Lender to Borrower requesting payment thereof alld shall bear interest from tile date of disbursement at the rate stated ill tile Note unless payment of interest at such rate would De contrary to applicable law, itl which event such amounts shall bear interest itt the highest rate which may be collected fi'om Borrower under applicable law. Page 7 o1' 12 OR: 2331 PG: 2857 Any entering upon and taking and maintaining of control of tile Property by Lencler or the receiver and any application of rents as provided herein shall not cure or waive any default hereunder or invalidate any other right or remedy of Lender under applicable law or provided herein. This assigmt~cm of rents of tile Property shall terminate at such time as this Instrument ceases to sect.:rc inctebtedness held by Lender. .~ 22. ACCELERATION REMEDIES. Upon Borrower's breach of any covenant or agreefi{}ent of Borrower in this h]strurnent, including, but not limited to, the covenants to pay when duc any sums secured by tilts Instrument, Lender at Lender's option may declare alt of the sums secured by this h'~strumont to b, h'm¥~dlat,ly due and payable without further demand and may foreclose this Instrument by judicial proceeding and may invoke any other remedies perrnitted by applicable law or provided herein. Lender shall be entitled to collect all costs and expenses incurred in pursuing such remedies, including but not limited to, reasonable attorney's fees, costs of documentary evidence. abstracts and title reports. Provided, however, that in the case of non-monetary defaults, tile Lender shall give Borrower written notice and 30 days withir! which to cure said non-monetary defaults. 23. .RELEASE. Upon pay]lent of all sums secured by this Instrument, Lender shall release this Instrument. Borrower si'mil pay Lender's reasonable costs incurred in 'eleasing this lnstrun'~er~t. } 24. CONSTRUCTION LOAN. This is a construction loan mortgage, and a portion of the proceeds of the loan secured hereby is loaned for the purpose of financing the construction of improvements upor! a portion of the land herein described, and such loan proceeds will be d sbursed in increments during tile course of such construction. This mortgage is subject to the tm'nas, provisions and conditions of that certain Construction Loan Agreement of even date herewith (The "Loan Agreement") between Borrower and Lender, ]lad the Loan Agreement is by reference incorporated herein and made a part hereof. The Lo]il Agreement is available fbr inspection by all parties in interest at tile office of Lender. It is understood and agreed that a default of the Borrower under the terms of the Loan Agreement shall constitute a default under the terms of this mortgage and itl such event the Lender may at its option accelerate the payment of the debt hereby secured and exercise any other right or remedy for Borrower and/or Borrower's default granted Lender herein or by law. 25. FUTURE ADVANCES. This Mortgage shall secure not only existing indebtedness, but also such future advances, whether such advances are obligatory or to be iqlacle at the option of Lender or otherwise, as are made within twenty (20) years from the date hereof, to the same extent as il" such f~ture advances were made on the date of tile execution of this Mortgage, but such secured inclebteclness shall not exceed at any time the maximum principal amcmnt of $8.00(),000.00, pltis interest, and any clisbursements made for the payment of taxes, levies, or insurance oi] thc Mortgaged Lender, or otherwise, may be made either prior to or after the due date of the Note or any other notes secured by this Mortgage. This Mortgage is given for the specific purpose of securing any and all indebtedness by the Borrower to Lender (but in no event shall the secured indebtedness exceed at may time the maximum principal amount set forth in this paragraph) in whatever manner this indebtedness may be evidenced or represented, until this Mortgage is satisfied of record. All covenants and agreements contained in this Mortgage shall be applicable to all further advances made by Lender [o Borrower under this future advance chtuse. Borrower shall immediately upon request of the Lender execute gt~lcl deliver to the Lender a note evidencing each and every such f~ture advance and notices of such advances in recordable form. All such notes shall be of equal dignity and a default in the paymem of a/ay one note shall constitute a default in the payment of all other notes. 26. ENVIRONMENTAL LAWS; HAZARDOUS MATERIALS. represents, warrarlts and covenants that: L~ o1'i'(.) \¥c 1' (a) Neither Borrower nor, to the best of Borrower's knowledge, any prior owner the Property, nor, to the best of Borrower's knowledge, any tenant, subtenant, prior tenant, prior subtenant or other person has used Hazardous Materials (defined below) on, fi'om or affecting tile Property in any manner wi'rich violates federal, state or local laws, ordinances, rules, regulations or policies governing tile use, storage, treatment, transportation, manufacture, refinement, ha]cilia,,. production or disposal of Hazardous Materials; Borrower has undertaken all appropriate inquiry into tile prex, ious ownership Page 8 of 12 OR: 2331 PG: 2858 use of the Property consistent with good commercial or customary practice in an effort to minimize liability under such laws, ordinances, rules, regulations or policies; (c) To the best of Borrower's knowledge, the Property is free from contamination by Hazardous Materials, and the Property and the activities conducted on the Property do not pose any significant hazard to human health Or the environment or violate any such laws ordinances, rules. regulai, ions or policies; and (d) Borrower shall promptly notify tile Lender of any notice of a violation of any sucl~ laws, or0immces, rules, regulations or policies; (e) Borrower shall keep the Property, or cause the Property to be kept, free of Hazardous Materials; (0 Without limitation to tile foregoing, Borrower shall neither cause nor permit: (1) tile Property to be used to generate, manufacture, refine, transport, treat. store, hanclle, clispose, transfer, produce or process Hazardous Materials, except in compliance with applicable Federal, state and local laws or regulations, nor (2) a release of Hazardous Materials onto the Property or any other property as a result of any intentional or unintentional act or omission on the part of Borrower or any tenant or subtenant. (g) Borrower shall comply with, and ensure compliance by all tenants and subtenants with, all applicable federal, state and local laws, ordinances, rules and regulations related to Hazardous Materials, whenever and by whomever enacted or hi]de effective. Borrower shall obtain and comply with, and ensure that all tenants and subtenants obtain and comply with, any and all approYals. registrations or permits required under such laws, ordinances, rules and regulations. (h) Borrower shall conduct and complete all investigations, studies, Salnpling a;~cl testing, and all remedial, removal and other actions on, from or affecting the Property in accordance with (a) all applicable federal, state and local laws, ordinances, rules, regulations and policies, and (b) the orders and directives of all federal, state and local governmental authorities. (i) Borrower shall defend, indemnify and hold harmless the Lender, and tile Lender's employees, agents, officers, directors, shareholders, and affiliates, from and against any claims, demands. penalties, fines, charges, interest, liabilities, settlements, damages (inclucting foreseeable zt~]tl unfoz'eseeable consequential damages), costs or expenses of ally kind oz' nature, known or unl<nown. contin~mu t)r otherwise including, without limitation, accountants' and attorneys' (including paralegztls' and similar persons') fees at both the trial and appellate levels, consultant tees, investigation and laboratory fees, court costs and litigation expenses, arising out of, or in any way related to: (1) the presence, disposal, release or threatened release of any Hazardous Materials which are oil, from or affecting the soil, water, vegetation, buildings, personal property, persons, animals or otherwise; (2) any personal injury, including wrongful death, or dam;~ge to properly, real or personal, arising out of or related to such Hazardous Materials; (3) ttlly lawsuit brought, threatened or settled or governmental order related to such Hazardous Materials; (4) any violation of laws, orders, regulations, requirements or demands governmental authorities or of any policies or requirements of the Lender which are based upon or in any way relate to such Hazardous Materials; and/or (5) any past, present or future use, generation, handling, storage. transportation, disposal or release of Hazardous Materials at or ill connection with tile Property, or any decontamination, detoxification, closure, cleanup or other remedial measures required with respect to the Property under any laws, ordinances, rules, regulations or policies governing l lazardous Materials. Page 9 o1' 12 OR: 2331 PG: 2859 0) In the event that this Mortgage is foreclosed or Borrower tenders a deed in lieu of fbreclosure, Borrower shall deliver the Property to the Lender fl'ce of any and all Hazardous Materials so that the condition of the Property shall conform with all applicable federal, state and local laws, ordinances, rules or regulations affecting the Property. (k) The terrn "Hazardous Materials" includes, without limitation, any flammable explQsives, radioactive materials, l]azardous materials, hazardous wastes, hazardous or toxic substances or relY'ted materials defined in tile Comprehensive Enviromnental Response, Compensation, and Liability Act c~t' 1980, as amended (42 U.S.C. Sec. 9601 et seq,), thc Hazardous Materials Transportation Acl. i~s '4mended (49 U.$,C. Sec. 1801 et seq.), the Resource Conservation and Recovery Act of 1976, :ts amended (42 U.S.C. Sec. 6901 et seq.), the regulations adopted and publications promulgated pursumlt to the lbregoing and any other federal, state or local enviromnental law, ordinance, rule or regulation. (1) All sums paid and costs incurred or advanced by the Lender with respect to this Section shall bear interest, shall be paid and shall be secured in the manner provided by paragraph 7. (m) The provisions of this paragraph shall be in addition to any and all other obligations and liabilities Borrower may have to the Lender at common law or under any of tile Loan Documents, and shall survive the termination of this Mortgage. 27. EVENTS OF DEFAULT. The occurrence of any of the following (tinle being of the essence as to this Mortgage and all of its provisions) constitutes a "Default" by Borrower unclet' this Mortgage ,'trial, at the option of the Lender, under the other loan doculnents: (a) Scheduled Payment, Borrower's failure to make any payment required by the Note when due, including any applicable grace period. (b) Monetary Default, Borrower's failure to make any other payment required by this Mortgage or the other loan documents wher~ due. (c) Other. Borrower's failure to perform any other obligation imposed uptm Borrower by this Mortgage or tl~'~ other loan documents within 30 days after the date when pertbrmai~c~: is due. This provision shall not be construed to provide Borrower with any grace period in complying with arLy obligations in]posed on Borrower by the terms of the loan documents. (d) Representation. Any representation or warranty of Borrower contained in this Mortgage or in any certificate delivered pursuant hereto, or in any other instrument or statemeat furnished in connection herewith, proves to be incorrect or misleading in any material adverse respect as of the tilne when the same shall have been made, including, without limitation, any and all financial statmnents, operating statements, or schedules attached thereto, furnished by Borrower or any guarantor' of the obligations to Lender or pursuant to any provision of this Mortgage. (e) Bankruptcy. Borrower or any guarantor of tile obligations (i) files voluntary petition in bankruptcy or a petition or answer seeking or acquiescing in any reorganization for an arrallgement, cornpositJon, readjustment, liquidation, dissolution, or similar relief for itself pursuant to tile United States Bankruptcy Code or any similar law or regulation, federal or state relating to any relief for debtors, now or hereafter Jn effect; or (ii) makes all assigrnnent for the benefit of creditors or admits in writing its inability to pay or fails to pay its debts as they become due' or (iii) suspends payment of its obligations or takes any action in furtherance of tile foregoing; or (iv) consents to or acquiesces in the appointment of a receiver, trustee, custodiall, conservator, liquidator or other similar official of Borrower, or any guarantor, for all or any part of the Property or other assets of such part),, or either; or (v) has filed against it an involuntary petition, arrangement, composition. readjustment, liquidation, dissolution, 02' an answer proposing at] adjudication of it tls a bankrupt or inso. lvent, or is subject to a reorganizatior! pursuant to tile United States Bankruptcy Code. an action seeking to appoint a trustee, receiver, custodian, or conservator or liquidator, or any similar law, federal or state, now ur hereafter in effect, and such action is approved by any court of competent jurisdiclion and the order approving the same shall not be vacated 02' stayed within sixty (60) days fi'om entry; or (vi) consents to tile filing of any such petition or answer, or shall fail to deny tile material allegations of' the same itl a timely manner. (f) Adverse Chan,Re in Circunlstances, In tile opinion of the Lender, any material adverse change occurs with respect to tile financial condition of tile Borrower or the Guarantor Page 10 of 12 OR: 2331 PG: 2860 of the Lo:u], or with respect to the value or condition of the real estate subject to the Mortgage, which cllange would in the opinion of the Lender, increase the Lender's risk or impair the Borrower's ability to repay the obligations hereul'<ler. (g) Judgments. (1) A final judgrnent, other than a final judgment connection with any condemnation, is entered against Borrower tllat ti) adversely affects the value, use or ope!'ation of the Property, of (ii) adversely affects, or reasonably may adversely affect, the validity, enfor6&~bility or priority of the lien or security interest created by this Mortgage or the other loan documents, or both; or (2) execution or other final process issues thereon with respect to the Ih'opc,'ty; and (3) Borrower does not discharge the sarne or provide for its discharge in accordance with its terms. or procure a stay of execution thereon, in any event within tllirty (30) days frorn entry, or Borrower shall not, withiu such period or such longer period during which execution on such judgment shall have stayed, appeal therefrom or fi'om the order, decree or process upon or pursuant to which such judgmcm shall hatve been entered, :tnd cause its execution to be stayed during such appeal, m' il' on appeal stlch order, decree or process shall be affirmed and Borrower shall not discharge such ju¢lgn'~em or provide for its discharge irt accordance with its terms within sixty (60) days after the entry of sucll order or decree or affirmance, or if any stay of execution on appeal is released or otherwise discharged. (1'0 Liens. Any fed'eral, state or local tax lien or any claim of lien for or materials or any other lien or encumbrance of any nature whatsoever is recorded against Borrower the Property and is not removed by payrnent or transferred to substitute security in the rnam'~er provided by law, within twenty (20) days alter it is recor, ded in accordance with applicable law. ti) Leases, Borrower's default in the performance or payment of Borrower's obligations as lessor under any lease of till or any portion of the Property, whicll defauh could result, i~ Lender's judgment, in the termination of said lease. (,j) Cross-Default, Other Notes or Mortgages. Borrower's default in the performance or payment of Borrower's obligations under any other note, or under any other mortgage encumbering all or any part of the Property, if the other mortgage is permitted by Lender. whether such other note or mortgage is held by Lender or by any other pnrty. This provision applies to the Purchase Money Mortgage being given by Borrower to The Halstatt Parmership, a Florida general partnership, which is subordinate to the lien of tllis Mortgage. (k) Borrower Default Under Loan Documents. Borrower's clefimlt not cu,'cd within ally applicable grace period, in the payment or pertbrmance of ally of [)re'tower's obligations UllClcl' any of the lc>an ctocuments, including this Mortgage. (1) Transfer of Property or Ownership. Any sale, conveyance, transfer, assignment or other disposition of all or any part of the Property. (rn) ..False Statement. Any statement or representation of Borrower or guarantor contained in the loan application or any financial statements or other materials furnishccl Lender or any other lender prior or subsequent to the making of the loan secured hereby are discovered to have been h~lse or incorrect or incomplete or misleading. 28. ABSTRACTS. Borrower shall upon request of the Lender deliver to the Lenclcr or its designated agent the abstract or abstracts of title now owned or subsequently acquired by Borrower covering the Property as further security for the Loan and the performance of Borrower's obligations to the Lender, which nbstract(s) shall remain in tile possession of the Lender or its agent at all times until all sums secured by this Mortgage are paid in full. In the event of a foreclosure of this Mortgage or other transfer of title to the Property, all right, title and interest of Borrower in anti to such abstract(s) of title si'mil pass to the foreclosure purchaser or otller transferee. 29. INDEMNITY. ln tlle event tlne Lender shall be named as a party to any lawsuit brought itt any time against Borrower or with respect to, arising from or growing out of tile Property or this Mortgage or the Loan, then regardless of the merits of such lawsuit Borrower shall, at the Lender's option, defend the Lender, and Borrower shall indemnify and hold the Lender fully harmless from any atnd all claims, demands, darnages, liabilities, judgments, losses, costs, expenses and attorneys' fees arising from, growing out of or related to any such lawsuit or any appeal in connection with it. 30. SUBROGATION. The Lender is hereby subrogated (a) to the lien(s) of each iuld Page Il of 12 *** OR: 2331 PG: 2861 *** every mortgage, lien or other encumbrance on the Property which is fully or partially paid or satisfied out of the proceeds of the Loan, and (b) to the rights of the owner(s) and holder(s) of any such mortgage. lien or other encumbrance. The respective rights under and priorities of all such mortgages, liens or other encumbrances shall be preserved and shall pass to and be held by the Lender as security for thc LOml, to tile sanle extent as ii" they had been fully assigned by separate ip. strun'~er~t of assigrurmr~ts and notwithstanding that the same may have been cancelled and satisfied of record. IN WITNESS WHEREOF, the parties hereto have executed this Mortgage the day arKl year first above written. WITNESSES: TERRA VERDE AT GREY OAKS, LTD., a Florida limited pnrmersl'fip, by its general parmer: FLORIDA BAY, INC., a Florida corporatio~. its general partney// Nicholas Shepherd, President (CORPORATE SEAL) STATE OF FLORIDA COUNTY OF COLLIER I HEREBY CERTIFY that on this day, before me, an officer duly authorized in tile State and County aforesaid to take acknowledgments, personally appeared NICHOLAS SHEPHERD, (one following should be checked; if none are checked, he is personally known to me) k' who is personally I<nown to me, or has produced a valid Florida driver license as identification, ~d who did take an oath, and who is k~]own to be the President of FLORIDA BAY, INC., a Florida corporation, lhe corporation named as tile general panther of TERRA VERDE AT GREY OAKS, a Florida limited partnership, the partnership named in ihe foregoing instrument agd that he acknowledged executing the same, in the presence of two subscribing wimesses, fl'eely and voluntarily under authority duly vested in him by said corporation on behalf of said partnership and that tine seal affixed thereto is the true corporate seal of said corporation. 1997. WITNESS my hand and official seal in tile State and County last aforesaid this 9th day of July. (SEAL) This instrument prepared by: ,JANE YEAGER CHEFFY, Attorney at Law 2375 Tamiami Trail North, Suite 310 Naples, I':lorida 34103 Phone: (94 I) 263-1130 Fax: (941) 263-3827 NC RY (3 Printed Name of Notary My Commission Number is: My Commission Expires: D:\wpdata\WORK\terra-b.mtg\jyc\ Page 12 of 12 Retn: 2~40 G~DI! GAT! ~T ~315 WAPLI$ FL 34105 2206142 OR:.2331-P : 2835 RffCORDBD in OffICIAL ]~lCORDI of COLLIIR COUITT, ?L 07/17/~7 at 08:48~ DEZGHT S. BROC[, CLSH OBLD 1500000.00 OBLI Z~O0000,O0 'RIC lis ~.00 ZNT-.O02 3000.00 IB-ARFION COLLIER CO. I MORTGAGE, SECURITY AGREEMENT~ AND ASSIGNMENT OF RENTS AND PROFIT~ THIS MORTGAGE is made as of this ~ da ~ y of July, 1997, between the Mortgagor, Terra Verde at Grey Oaks, Ltd., a Florida-Limited Partnership, whose address is 3200 Bailey Lane, Suite 117, Naples, Florida 34105 (herein "Mortgagor.,,), and the Mortgagee, The Halstatt Partnership, a Florida general partnership, whose address is 2600 Golden Gate Parkway, #200 Naples Florida 34105 (collectively herein "Mortgagee,,). ' ' , WHEREAS, Mortgagor is indebted to Mortgagee in the principal sum of One Million Five Hundred Thousand and No/100 Dollars ($1,500,000.00) which indebtedness is evidenced by Mortgagor's Promissory Note to Mortgagee dated of even date herewith (the "Note"), and the terms of which Note are by this reference incorporated herein. A true copy of the Note is attached hereto as Exhibit "A". WHEREAS, to secure to Mortgagee (a) the repayment of the indebtedness evidenced by the Note, with any interest thereon, and any renewals, extensions or modifications to the Note, and the performance of the covenants and agreements of Mortgagor herein contained, (b) the payment of all other sums, with interest thereon, advanced in accordance herewith to protect the security of this Mortgage, (c) the payment and performance of any and all other charges, liabilities, obligations and indebtedness of Mortgagor to or for the benefit of Mortgagee, whenever arising, in connection with the Note or otherwise, and any renewals, extensions or modifications thereto, and(d) the performance of the covenants of Mortgagor containe~ herein (a through,d above are sometimes hereinafter collectively referred to as the Secured Indebtedness,); Mortgagor does hereby mortgage, grant and convey to Mortgagee the following described property located in the County of Collier, State of Florida: SEE EXHIBIT "B" ATTACHED HERETO & MADE A PART HEREOF. TOGETHER with all buildings, structures, and other improvements now or hereafter erected on the property, all materials .delivered to the property for. the use and operation of said property or for use in any construction being conducted thereon and owned by Mortgagor, and all easements, zonin varianc ' appurtenances, riparian rights, rights a ..... [ ..... es, .servitudes., privileges, revenue, income, mineral o41 ~ ----~_J_~L ~=-~ces, rents, royaltie~ ro ' , ~ ~-~ ~u xz nuS an . , p fits, stock, now or her ~ .... ~-~ .... ~ 9 P~9fits' water, water rights a d w eaf~ ~=~u~n ~n an , n ater ~ y manner to the property, and including all rights of ingress and egress to and from adjoining property (whether such rights now exist or subsequently arise); together with all machinery, apparatus, equipment., inventory, accounts receivable, proceeds due under any sales contracts or deposits or rights with respect to sales contracts, utility hook-up rights, water and sewer extensions, interior roadway, contract rights, all tangible and intangible personal property necessary for or used in connection with the property or related to the property, all construction related documents, Mortgagor,s rights in the name of the development (if any), fittings, fixtures, whether actually or constructively attached to said property, now or hereafter located in, under or upon said property; and al~ permits, licenses and approvals necessary to operate the improvements; and Mortgagor s contract rights in all management contracts for the improvements; and Mortgagor,s rights in the plans and sp~cifications for the improvements; together with all paving for streets, roads, walkways or entrance ways now or hereafter owned by Mortgagor and which are now or hereafter located on the property or any part or parcel thereof; and together with Mortgagor,s interest as Lessor in and to any and all leases of the property, or any part thereof, heretofore made and entered into, and in and to all leases hereafter made and entered into by Mortgagor during the life of this Mortgage or any extension or renewal thereof, together With any and all guarantees thereof and including all present and future security deposits and advance rentals reserving to Mortgagor equity of re ' with any and all awards of a e . ~. _ . dempt.ion, r~ghts therein; to ethe p ym nts, lncludln~ interest thereon, and the ri~t t~ receive the same, as a result of the exercise of the right of eminent domai~ or any other injury to, taking of or decreasing the value of, the property, to the extent of all amounts which may be secured by this Mortgage at the date of the receipt Of'any such award of payment by Mortgagee; all of which, including replacements and additions thereto, shall be deemed to be and remain a part of the property covered by this Mortgage; and all of the foregoing, together with said real property (or the leasehold estate if this Mortgage is on a leasehold) are herein referred to as the "Property.,. Mortgagor covenants that Mortgagor is lawfully seized of an indefeasible estate in fee simple of the real property of the Property, has good and absolute title to all personal property of the Property, and is otherwise lawfully seized of the estate hereby conveyed and has the good right, full power and lawful authority to mortgage, grant and · J FILE NUML~EIt and will forever defend generally the title to the Property against all claims an~ demands, subject to any declarations, easements or restrictions listed in a schedule of exceptions to coverage in any title insurance issued on Mortgagee's interest in the Property. Mortgagor will make at Mortgagor,s expense and at no expense to Mortgagee any other assurances to perfect the fee simple title in Mortgagor to the land, fixtures and personal property mortgaged herein. MORTGAGOR FURTHER COVENANTS AND AGREES WITH MORTGAGEE AS FOLLOWS: 1. PAYMENT. Mortgagor shall promptly pay when due the prinqipal and any interest on the indebtedness evidenced by the Note, prepay~nent and late charges as provide~,in the Note, and the principal and interest on any future advances, if any, secured by this Mortgage. 2. ~AYMENT OTHER T~L%N PRINCIPAT,.. (a) Other Payments. Mortgagor shall pay, when due and payable, all taxes, assessments,'"general or sPecial and all the charges levied on, assessed, placed or made against the Property, this instrument, the Note or any interest of the Mortgagor in the Property or other obligations secured hereby; premiums on policies of fire', flood (if necessary) and other hazard insurance coverage on the Property as required herein; premiums on all collaterally pledged life insurance, if this Mortgage and'the Note are so insured; ground rents or other leased rentals; and all other sums or charges related to the Property or the indebtedness secured hereby if any, payable'by Mortgagor. Mortgagor shall promptly deliver to Mortgagee recei is showin . ' ~f th~.above, items if the same are not otherwise ~a~ from ~ g payment in full of all hereafter established with Mortgagee ~ une escrow account, if any, (b) QFFICIAL STATEMENT~ RECEIPT; ADV~CES AS SECURED INDEBTEDNESS; CREDI£~. Mortgagor shall furnish to Mortgagee, at least thirty (30) days before the date on whi6h the same will become subject to any interest, delinquency charge, penalty,· fine or cost, an official statement of the amount of said taxes, assessments, insurance premiums and rents next due, and shall, within fifteen (15) days thereafter, furnish to. Mortgagee an official receipt showin~ payment of such charges, failing which Mortgagee may pay such charges from the amount of the then unused credit therefor, and at its option, make advances therefor in excess of the then amount of the credit for such charges. The excess amount advanced shall at the option of Mortgagee be immediately due and payable to Mortgagee and shall become part of the Secured Indebtedness and bear interest at 18% per annum from date of advancement. 3. INSLrR3%NCE. (a) ~e~uired Insurance. Required'Mortgagor shall maintain such insurance for flood, hazard and public liability as may be reasonably required by Mortgagee. (b) ~IN~MUM INSUR~CE COVERAGE. In the absence of written direction from Mortgagee, ~ne ~nsurance amount required herein shall not be less than such amount as may be required to prevent Mortgagor from becoming co-insurer under the terms of any applicable policy, or the amount of the Secured Indebtedness, whichever is greater. (c) RENEWAL. Not less than thirty (30) days prior to the expiration d~te of each policy of insurance required of Mortgagor pursuant to this paragraph, and of·each policy of insurance held as additional collateral to secure the Secured Indebtedness', Mortgagor shall deliver to Mortgagee a renewal policy or policies marked "premium paid" or accompanied by other evidence of payment satisfactory to Mortgagee. (d) FORECLOSURE; SUCCES$0R IN INTERE~?. In the event of a foreclosure of this Mortgage, t~e purchaser of the Property sha~ succeed to all the rights of Mortgagor, including any right to unearned premiums, in an to all policies of insurance assigned and delivered to Mortgagee, with respect to all property herein encumbered. 4. ~MAINTENA/~CE D29I) PRESERVATION. Mortgagor covenants commit, or suffer no waste, impairment or deterioration of the that it will permit, thereof, and will keep the same and improvements thereon in good Property or any part condition and repair. Mortgagor shall have the affirmative duty to keep any improvements to the Property in good repair, and Mortgagee may make demand for immediate repair of any improvements. Failure of Mortgagor to comply with the demand for a period of thirty (30) days shall constitute a breach of this Mortgage. le__5~_ ~ .R~?~ER ~ ACCELERATION I; all or an or~;;g~[, %~t~%%~lew)ri~cribed h~e~ is sold, mo~d~l~e~r?;r~y or. interest .... ~en approval of Mort~a~ee ..... r ~rans~erred by Dy t~lS Mortgage shall be immediately due ~?pa~ab~ Noze an~ all other sums secured 6. N~_~_~~. Mortgagee and any persons authorized by Mortgagee~shall have the right to enter and inspect the Property at all reasonable times and access thereto shall be permitted for that purpose. 7. P~ROTECTION OF MORTGAGEE,S SECURITY. If Mortgagor fails to perform the covenants and agreements contained herein, or if any action or proceeding is'commenced which affects the Property or title thereto or the interest of Mortgagee therein, including, but not limited to, eminent domain, insolvency, code enforcement, or -2- OR: 2331,PG: 2837 [' 8ARRONCOLLIEI%CO. / FILENUI~OE~ arrangements or prOceedings involving a bankrupt or decedent, then Mortg~ Mortgagee's option may make such appearances, disburse such sums and take as Mortgagee deems necessary, in its sole discretion, to protect Mortgagee~.s' interest, including, but not limited to (±) disbursement of attorney's fees, (ii) e~try upon the Property to make repairs, (iii) procurement of satisfactory insurance as. prbvided in paragraph 3 hereof, and (iv) if this instrument is on a leasehold, exercise of any option to renew or extend the ground lease on behalf of Mortgagor and the curing of any default of Mortgagor in the terms and conditions of the ground lease, and payment of ad valorem taxes. The Mortgagor shall give Mortgagee written notice of Mortgagor's intent to take such action provided in this section and Mortgagor shall then have 30 days after certified ~ail return receipt requested to Mortgagor to the address set fotEh herein or such other,,address as Mortgagor designates in writing to cure the matter. This right to cure shall not apply to any payments due Mortgagor but not paid as required herein. Any amounts disbursed by Mortgagee ~ur~u&n~ ~o ~hi~ ~&~&~a~h ~ogether with in~l~II~ ~he~lOn, Ih&ll ~e~omI &~itional indebtedness of Mortgagor secured hereby. Unless Mortgagor and Mortgagee agree to other terms of payment, such amounts shall be immediately due and payable and shall bear interest from the date of disbursement at 18% per annum. Mortgagor hereby covenants and agrees that Mortgagee shall be subrogated to the lien of any mortgage or other lien discharged, in whole or in part, by the indebtedness secured hereby. Nothing contained in this paragraph shall re,lire Mortgagee to incur any expense or take any action hereunder. 8. ~3_~~. Mortgagor shall promptly notify Mortgagee of any action or proceeding relating to any condemnation or other taking, whether direct or indirect, of the Property, or part thereof, and Mortgagor shall appear in and prosecute any such action or proceeding unless otherwise directed by Mortgagee in writing. Mortgagor authorizes Mortgagee, at Mortgagee's option, as attorney-in-fact for Mortgagor, to commence, appear in and prosecute, in Mortgagee's or Mortgagor's name, any action or proceeding relating to any condemnation or other taking of the Property, whether direct or indirect, and to settle or compromise any claim in connection with'such'condemnation or other taking. The proceeds of any award, payment or claim for damages, direct or consequential, in connection with any condemnation or other taking, whether direct or indirect, of the Property, or part thereof/ or for conveyances in lieu of condemnation, are hereby assigned to and shall be paid to Mortgagee subject, if this instrument is on a leasehold, to the rights of any lessor under the ground lease. Mortgagor authorizes Mortgagee to apply such awards, payments, proceeds or damages, after the deduction of Mortgagee's expenses incurred in the collection of such amounts, at Mortgagee's option, to restoration or repair of the Property or to payment of the sums secured hereby, whether or not then due, in the order of application for payments set forth in this Mortgage, with the balance, if any, to Mortgagor. Unless Mortgagor and Mortgagee otherwise agree in writing, any application of proceeds to principal shall not extend or postpone the due date of the monthly installments due under the Note and other payments referred to herein (in paragraphs I and 2 hereof) or change the amount of such installments. Mortgagor agrees to execute 'such further evidence of assignment of any awards, proceeds, damages or claims arising in connection with such condemnation or taking as Mortgagee may require. 9. APPLICATION OF PAYMENTS. Unless applicable law provides otherwise, all payments rec~'ived by Mortgagee from Mortgagor under the Note or this instrument shall be applied by Mortgagee in the following order of priority: (i) amounts payable to Mortgagee by Mortgagor under paragraph I hereof; (ii) principal of the Note; (iii) interest payable on advances made t? protect Mortgagee's security; (iv) principal of advances made to protect Mortgagee s security; (v) interest payable on any Future Advance, provided that if more than one Future Advance is outstandin . apply payments received amon~ the am ,~. ~ ~ .............. g, Mortgagee may ~ o~..~o ~ ~=~=~ payao±e on t~e ~uture Advances in such order as Mortgagee, in Mortgagee's sole discretion, may determine; (vi) principal of any Future Advance, provided that if more than one Future Advance is outstanding, Mortgagee may apply payments received among the principal balances of the Future Advances in such order as Mortgagee, in Mortgagee's sole discretion, may determine; and (vii) any other sums secured hereby in such order as Mortgagee, at Mortgagee"s option, may determine; provided, however, that Mortgagee may, at Mortgagee,s option, apply any sums payable pursuant to paragraph 2 hereof prior to interest on and principal of the Note, but such application shall not otherwise affect the order of priority of application specified in this paragraph. 10. MORTGAGOR AND LIEN NOT RELEASED. From time to time, Mortgagee may, at Mortgagee's option, without giving notice ~o or obtaining the consent of Mortgagor, Mortgagor,s successors or assigns or of any junior lienholder or guarantors of the Note, without liability on Mortgagee's part and notwithstanding Mortgagor,m brea6h of any covenant or agreement of Mortgagor herein, extend the time for payment of the indebtedness secured hereby or any part thereof, reduce the payments thereo~, release anyone liable on any of said indebtedness, accept renewal notice or notes therefor, modify the terms and time of payment of said indebtedness, release from the lien of this Mortgage any part of the Property, take or release other or additional security, reconvey any part of the Property, consent to any map or plan of the Property, consent to the granting of any easement, join in any extension or subordination agreement, and agree in writing with Mortgagor to modify the rate of interest or period of amortization of the Note or change the amount of the monthly installments payable thereunder. Any actions taken by Mortgagee pursuant to the terms of this paragraph shall not affect the obligation of Mortgagor or Mortgagor's successors or assigns to pay the sums secured hereby and to observe the covenants of Mortgagor contained herein, shall not'af.~.ect the -3- OR: 2331 .PG: 2838 guaranty of any person, corporation, partnership or other entity for payraent 'oT the ' indebtedness secured hereby, and shall not affect the lien priority of this instrument on the Property. Mortgagor shall pay Mortgagee a reasonable service .charge, together with such title insurance premiums and attorney's fees as may be incurred at Mortgagee s option, for any such action if taken at Mortgagor's request. If such an agreement cannot be reached prior to maturity of the Note all amounts owed shall 'be paid upon maturity. 11. EORBEAR3%NCE BY MORTGAGEE NOT A WAIVER. Any forbearance by Mortgagee in exercising any right or remedy hereunder, or otherwise afforded by applicable law. shall not be a waiver of or preclude Mortgagee from the exercise of any such right or ~emedy. The acceRtance by Mortgagee of payment of any sum secured hereby after'the due date of such payment shall not be a waiver of Mortgagee's right to either require prompt payment when due of all other sums so secured or to declare a default for failure ~o make prompt payment. The procuremen~ of inlur&nol or the payment of taxes or other liens or charges by Mortgagee shall not be a waiver of Mortgagee,s right to accelerate ~he maturity of the indebtedness secured hereby, nor shall Mortgagee's receipt of any awards, proceeds or damages by insurance or condemnation operate to cure or waive Mortgagor's default in payment of sums secured by this instrument. 12. MORTGAGOR STATUS. Mortgagor represents, warrants, covenants and agrees that it is a limited partnership duly organized, validly existing and in good standing under the laws of the State of Florida and has all requisite power and authority,, corporate or otherwise, to conduct its business, to own its properties, and to execute and deliver, and to perform all of its obligations under this Mortgage and the instrument or note or notes secured hereby, and covenants to maintain such corporate or other chartered status in good standing; the failure to maintain such corporate or other chartered status in good standing shall constitute an event of default hereunder. The execution, delivery and performance of this Mortgage, any instrument or note or notes secured hereby, and any other documents being executed in connection herewith, have been duly authorized by all necessary action (corporate or otherwise) and do not (i) require any consent or approval of its stSckholders (if a corporation) or any other entity which has not been obtained; (ii) violate any provisions of any law, rule, regulation, order, writ, judgment, injunction, decree, determination or award having applicability to the Mortgagor or any other person executing and delivering such instrument, promissory. note(s) or other documents; or (iii) result in a breach of, or constitute a default under, any indenture or loan agreement, mortgage, or any other agreement, lease or instrument to which Mortgagor or such other person is a party or by which it or its properties may be bound or affected. This Mortgage, any other instrument, note or notes or other obli~ations or indebtedness secured hereby, and any other documents being executed in connection herewith shall constitute legal, valid and binding obligations of the Mortgagor, or of any other person executing same, as the case may be',' enforceable against it in accordance with their respective terms. 13. ~NSTITUTION OF OTHER PROCEEDINGS. If any proceedings should be instituted against the Property, or any part thereof,- upon any Other lien or claim, whether superior or junior to the lien of this Mortgage, Mortgagee may, at its option, immediately upon institution of such suit or during the pendency thereof, declare this Mortgage and the indebteclness secured hereby due and payable immediatelyan~ may, at its option, proceed to foreclose this Mortgage. Provided however, Mortgagee'shall ~ive Mortgagor written notice of such proceeding and Mortgagor shall have 30 days to cure in the manner set forth and as limited by paragraph 7 herein especially as to non-payment. Notice by certified mail return receipt requested to address set forth hereafter. 14. PRIORITY OF LIEN. Mortgagor will not permit any other liens (including but not limited to mortgages, mechanics, liens, condominium or homeowners, association liens for maintenance or special assessments, and s ecial as . i~provements), to be filed a~ainst the n ..... ~_ __ sessment liens for municipal whether paramount or subor '-~. ~ ~ . ~uy, apd if any such liens are filed~ any such liens, d1 ....... =his Mortgage, Morzgagor shall immediately discharg 15. COSTS OF OTHER PROCEEDINGS. If any action or proceeding shall be commenced by any person other than Mortgagee (except an action to foreclose this Mortgage or to collect the indebtedness secured hereby) to which action or proceeding Mortgagee is made a party, or in which it shall become necessary to defend, or uphold, the lfen of this Mortgage, all sums paid by Mortgagee for the expense of any litigation to'prosecute or defend the rights and liens created by this Mortgage (including reasonable counsel fees) shall be added to the principal balance secured hereby and shall bear interest at 18% per annum, and any such sum, and the interest thereon, shall be a lien upon the Property, and shall be deemed to be secured by this Mortgage. The sums paid by or incurred by Mortgagee in accordance with the terms of this paragraph shall be paid by Mortgagor to Mortgagee within thirty (30) days after demand, and the failure or omission of Mortgagor to do so shall entitle Mortgagee to declare this Mortgaqe and the indebtedness it secures to be in default. 16. N_O MARSHALING OF ASSETS. Neither Mortgagor, nor any third party who may have or may hereafter acquire an interest in all or part of the Property, shall have the right to require Mortgagee to marshall pledgor's assets, nor shall they have th~ Mortgagor,s assets or any guarantor,s or right to have any of the Property, or any other property held as collateral for the indebtedness secured by this Mortgage, sold or applied in any particular order to satisfy the indebtedness secured hereunder. -4- ""- OR: 2331PG: 2839 17. PASSAGE OF LAWS. In the event of any passage after the date of th~s Mortgage of any law of the United States, or of the State of Florida, or of any municipality havin~ jur±sdi:tion with respect to the Property, deductin~ from the value of real property, for the purposes of taxation, any lien thereon or chan~inU in any way the laws for the taxation of mortgages or debts secured by mortgages for federal, state or. local purposes, or the manner of the collection of any such taxes, and imposin~ a tax, either directly or indirectly, on this Mortgage, the Note or on the related loan documents, Mortgagee shall have the right to declare the entire unpaid principal indebtedness secured hereby, and the interest thereon, due on a date to be specified by not less than thirty (30) days written notice to be given to Mortgagor by'Mortgagee, provided, however, that such election shall be ineffective if payment by Mortgagor of the whole of such tax in addition to all other payments required hereunder is not illegal ~nd if Mortgagor, prio~ to such specified date, pays such tax and agrees in writin~ to pay any such tax when'thereafter levied or assessed against the Property, and any such agreement shall constitute a modification of this Mortgage. 18. INTEREST CHARGED. It is the ~ntention of Mortgagor and Mortgagee that the interest whi6h may be charged by Mortgagee, or paid to Mortgagee, or which Mortgagor may be obligated to pay to Mortgagee on the Note or other obligations or indebtedness secured by this Mortgage, shall never exceed the maximum rate of interest permitted to be charged or paid under applicable law or any greater interest which may lawfully be charged under any amendments to applicable law. All agreements between Mortgagor and Mortgagee are expressly limited so that in no contingency or event whatsoever, whether by reason of advancement of the monies evidence by the Note or any obligations or indebtedness secured by this Mortgage, acceleration of maturity of the unpaid principal balance thereof, or otherwise, shall the amount paid or agreed to be paid to Mortgagee for the use, forbearance or detention of such monies, 'exceed the highest lawful rate permissible under applicable law or any greater interest which may lawfully be char~ed under any amendments to applicable law. If, under any circumstances whatsoever, fulfillment of any provision hereof, or the Note or any other obligations or indebtedness which this Mortgage secures, or any other agreement referred to herein, at the time performance of such provisions recfuires payment or receipt of interest in excess of the highest rate permissible under applicable law or any greater interest which may lawfully be char~ed under any amendments to applicable law, then'much excess interest shall be applied in reduction of the unpaid principal balance., provided, however, that such credit shall not cure a default of a failure to pay any ~nstallments of principal or interest. 19. SUBROGATION Mortgagee is hereby subro~ated (a) to the liens(s) of each and every mortgage, lien or other encumbrance (if any) on all or any part of the Property which is fully or partially paid or satisfied out of the proceeds of the indebtedness secured hereby, and (b) to the rights of the owner(s) and holder(s) .of any ~uch mortgage, lien or other encumbrance. The respective rights under and priorities of all such mortgages, liens or other encumbrances shall be preserved and shall pass to and be held by Mortgagee as additional security for the indebtedness secured hereby, to the same extent as if such rights and priorities had been duly assigned by separate instrument of assignment and notwithstandin~ that the same may have been ca.ncelled and satisfied of record. b 20. .~UNIFORM COMMERCIAL CODE SECURITY AGREEMENT. T . ':_ . e a.~curl~y a~reament pursuant to ~e _ his instrument is ~ntended to speclzled above as part of the Pro-er w~°r~_~ommerc~l .~oa% ~or any of the items a security interest pursuant to the ~, ~ ......... ~p!lcaDle law, may be subject to Uni ...... ~,,~,~==u~ai uoae, and Mortgagor hereby grants Mortgagee a security interest in said items. Mortgagor agrees that Mortgagee may file this instrument, or a reproduction thereof, in the real estate records or other appropriate index, as a financing statement for any of the items specified above as part of the Property. Any reproduction of this instrument or of any other security agreement or financing statement shall be sufficient as a financing statement. In addition, Mortgagor agrees to execute and deliver to Mortgagee, upon Mortgagee,s request, any financing statements, as well as extensions, renewals and amendments thereof, and reproduction of this instrument in such form as Mortgagee may require to perfect a security interest with respect to said items. Mortgagor shall pay all costs of filing such financing statements and any extensions, renewals, amendments and releases thereof, and shall pay all reasonable costs and expenses of any record searches kor financing statements Mortgagee may reasonably require. Without the prior written consent of Mortgagee, Mortgagor shall not create or suffer to be created pursuant to the Uniform Commercial Code any other security interest in said items, including replacements and additions thereto. Upon Mortgagor,s breach of any covenant or agreement of Mortgagor contained in this instrument, including the covenants to pay when due all sums secured by this instrument, Mortgagee shall hav~ the remedies of a secured party under the Uniform Commercial Code and, at Mortgagee's o tion. . ~ro~idgd in this instrument as to such items Pin e~-ma~ .also invoke the remedies _~a~ee m~y proceed against the items of r~al-ro~jjj~?= r~±~, p p rgy aha in any order whatsoever with ..... P P u~_an~ any items' of personal ~tgagee's remedies under the Uniform Coi%U~r~a~y av~c/.~n~ the.ava±~abi~±ty of un~s instrument e or u~ une remedies provided in 21. REMEDIES CUMULATIVE. Each remedy provided in this instrument is distinct and cumulative to all other rights or remedies under this instrument or afforded by law or equity, and may be exercised concurrently, independently, or successively, in any order whatsoever. -5- . OR: 2331 P 2840 ^ 22. ACCELERATION IN CASE OF INSOLVENCY. If Mortgagor shall voluntari~ petition under the Federal Bankruptcy Act, as such Act may from time to time be amended, or under any similar or successor Federal statute relating to bankruptcy, insolvency, arrangements or reorganizations, or under any state bankruptcy or insolvency act, or file an answer in an involuntary proceeding admitting insolvency or inability to pay debts, or if Mortgagor shall fail to obtain a vacation or stay of involuntary proceedings brought for the reorganization, dissolution or liquidation of Mortgagor, or if Mortgagor shall be adjudged a bankrupt, or if a trustee or receiver shall be appointed for Mortgagor or Mort~agor's property, or if the Property shall become subject to the jurisdiction of a Federal bankruptcy court or similar state court Mortgagor shall make an assignment for the benefit of Mortgagor,s creditors, or ' or if if there is an attachment, execution or, other judicial seizure of any portion of Mortgauor,s assets an~ such seizure is not discharged within thirty (30) days, then Mortgagee may, at Mortg~ee's option, declare all of the sums secured hereby to be immedia=ely due and payable without prior notice ~o Mor~a~or, &n~ Mo=~&~ee may invoke an remed Mortgagee in connection with Mort~a~or's banu .... ~ .............. P s~s incurred by = : ~upu~y ui any oz ~ne oz~er a£oresaid events shall be additional indebtedness of Mortgagor secured by this instrument. 23. NOTICE. Except for any notice required under applicable law to be given in another manner, (a) any notice to Mortgagor provided for herein or in the Note shall be given by mailing such notice by certified mail return receipt requested addressed to Mortgagor at Mortgagor's address stated herein or at such other address as Mortgagor may designate by notice to Mortgagee as provided herein, and (b) any notice to, shall be given by certified mail, return receipt requested, to Mortgagee Mortgagee stated herein or to such other address as Mortgagee may designate by notice to s address Mortgagor as provided herein. Any notice provided for in this instrument or in the.Note shall be deemed to have been given to Mortgagor or Mortgagee when ~iven in the manner designated herein. 24. ~UCCESSORSANDASSIGNS BOUND; JOINT AND SEVERAL LIABILITY; A~ENTS; CAPTION:;. The covenants and agreements herein contained shall bind, and the rights hereunder sha~l inure to, the respective successors and assigns of this instrument; subject, however, to the provisions of paragraph 5 (Transfer. and Acceleration) hereof. Ail covenants and agreements of Mortgagor shall be joint and several. In exercising any rights hereunder or taking any actions provided for herein, Mortgacee ma ac '. agents or independent contractors as authorized ~- -~ ..... ~ ~_throuT~ ~ts employees, - uy ,,u~ugagee. The captions and headings of the paragraphs of this Mortgage are for convenience only and are not to be used to interpret or define the provisions hereof. 25. SEUERABILITY. If any provision of this instrument or any other related loan document or the application thereof shall, for any reason and to any extent, be invalid or unenforceable, neither the remainder of the instrument in which such provision is contained, nor the application of the provision to other persons, entities or circumstances, nor any other instrument referred to hereinabove or related to the indebtedness secured hereby shall be affected thereby, but instead shall be enforced to the maximum extent permitted by law. 26. N~~j~. This instrument and all related loan documents, shall not be construed more strongly against any party regardless of who was more responsible for its preparation. and ex2~s~AsT. T~nRN~Y'~ F~E~. Mortgagor agrees to pay all and sin ular ' P , ludln~ attorney s fees, incurred by Mortgage ~ costs, charges ~gbeca of ~he failure of Mortgagor to perform, comply with, and abide by each and every one of the stipulations, agreements, conditions and covenants of t~e Note and this Mortgage. AS used herein and in all related loan documents, attorney s fees shall include, but not be limited to, fees incurred in all matters of collection and enforcement, construction and interpretation, before, during and after trial, proceedings and appeals, as well as appearances in and connected with bankruptcy proceedings, reorganization proceedings. , or creditors, 28. ASSIGNMENT OF RENTS AND PROFITS. APPOINTMENT OF RECEIVER. MORTGAGEE IN POSSESSION. As part of the consideration for Mortgagee's extension of credit to Mortgagor as evidenced by the Note, Mortgacor hereby absolutely and unconditionally assigns and transfers to Mortgagee all the re~ts and revenues of the Property, including those now due, past due, or to become due by virtue of any lease or other agreement for the occupancy or use of all or any part of the Property, regardless of to whom the rents and revenues of the Property are payable, together with all the profits derived from the operation of any business or enterprise on the Prooert . Mortgagee or Mortgagee,s agents to collect = . ~ M~rtga~or hereby authorizes the aforesaid rents, revenues, and/or profits and hereby directs each tenant of the Property to pay such rents to Mortgagee or Mortgagee,s agents; ~, however, that prior to written notice ~iven by Mortgagee to Mortgagor of the breach by Mortgagor of any covenant or agreement of Mortgagor in this instrument, Mortgagor shall collect and receive all rents, revenues and profits of the Property as trustee for the benefit of Mortgagee and Mortgagor, and revenues so collected to the sums secured by this instrument in to apply the rents the order provided in paragraph 9 (Application of Payments) hereof with the balance, so long as no such breach has occurred, to the account of Mortgagor, it being intended by Mortgagor and Mortgagee that this assignment of rents and profits and not an assignment for additional security only. constitutes an absolute assignment Upon delivery of written notice by Mortgagee to Mortgagor of the breach by Mortgagor of any covenant or agreement in this instrument, and without the necessity of Mortgagee entering upon and takin~ and -6- OR: 2331 PG: 2841 maintaining full control oE the Property in person, by agent or by a court !ppointe~ - ' - receiver, Mortgagee shall immediately be entitled to possession of all rents, revenues and profits of the Property as the same become due and payable, including but not limited to rents then due and unpaid, and all such rents shall immediately upon delivery of such notice be held by Mortgagor as trustee for the benefit of Mortgagee only; Drovided, however, that the written notice by Mortgagee to Mortgagor of the breach by Mortgagor shall contain a statement that Mortgagee exercises its rights to such rents. Mortgagor agrees that commencing upon delivery of such written notice, of Mortgagor's breach by Mortgagee to Mortgagor, each tenant of the Property shall make such rents payable to and pay such rents to Mortgagee or Mortgagee's agents on Mortgagee's written demand to each tenant, delivered to each tenant personally, by mail or by delivering such demand to each rental unit, without any liability on the part of said tenant: or member ~ inquire further as to the existence of a default by Mortgagor: Mortgagor hereby covenants that Mortgagor has not executed any prior assignment of said rents and profits, that Mortgagor has not performed, and will not perform, any acts or has not executed, and will not execute, any instrument which would prevent Mortgagee from exercising its rights under this paragraph, and that at the time of execution of this instrument there has been no anticipation or prepayment .of any of the rents of the Property for more than two months prior to the due dates of such rents. Mortgagor covenants that Mortgagor will not hereafter collect or accept payment of any rents of the Property more than two months prior to the due dates of such rents. Mortgagor further covenants that Mortgagor will execute and deliver to Mortgagee such further assignments of rents and revenues of the Property as Mortgagee may from time to time request. Upon Mortgagor,s breach of an~ covenant or agreement of Mortgagor in this instrument, Mortgagee may in person, by agent or by a court-appointed receiver, regardless of the adequacy of Mortgagee's security, enter upon and take and maintain full control of the Property in order to perform all acts necessary and appropriate for the operation and maintenance thereof including, but not limited to, the execution, cancellation or modification of leases, the collection of all rents and revenues of the Property, the making of repairs to the Property and the execution or termination of contracts providing for the management or maintenance of the Property, all on such terms as are deemed best to protect the security of this instrument. In the event Mortgagee elects to seek the appointment of a receiver for the Property upon Mortgagor's breach of any covenant or agreement of the Mortgagor in this instrument, Mortgagor hereby expressly consents to the appointment of such receiver. Mortgagee or the receiver shall be entitled to receive a reasonable fee for so managing the Property. All rents, revenues and profits collected subsequent to delivery of written notice by Mortgagee to Mortgagor of the breach by Mortgagor of any covenant or agreement of Mortgagor in this instrument shall be applied first to the costs, if any, of taking control of and managing the Property and collecting the rents and profits including, but not limited to, attorney's fees, the receiver's fees, premiums on receiver's bonds, costs of repairs to the Property, premiums on insurance policies, taxes, assessments and other charges on the Property, and the costs of discharging any obligation or liability of Mortgagor as lessor or landlord of the Property and then to the sums secured by this instrument. Mortgagee or the receiver shall have access to the books and records used in the operation and maintenance of the Property and shall be liable to account only for those rents actually received. Mortgagee shall not be liable to Mortgagor, anyone claiming under or through Mortgagor or anyone having an interest in the Property by reason of anything done or left undone by Mortgagee under this paragraph. If the rents and/or profits of the Property are not sufficient to meet the costs, if any, of taking control of and managing the Property and collecting the rents and profits, any funds expended by Mortgagee for such purposes shall become indebtedness of Mortgagor to Mortgagee secured by this instrument ursuant of Mortgagee's Security) here~ ,,_~ ........ P _ to paragraph 7 (Protection ~ ~. v,~=~ ~orngagee and Mort~a or ' 2th?r terms of payment, such amounts shall be ~avable u~on--~-~g~ee i~ writing to ~ ~ ~ ~ouzce ~rom Mortgagee to ~ortgagor requesting payment thereof and shall bear interest from. the. date of disbursement at the rate stated in the Note unless pa ent of would be contrary to anDlicable law ~ ....... }ym interest at such rate , ~n wn~cn event SUCh amounts shall bear interest at the highest rate which may be collected from Mortgagor under applicable ·law. Any entering upon and taking and maintaining of control of the Propert} by Mortgagee or the receiver and any application of rents as provided herein s'hall not cure or waive any default hereunder or invalidate any other right or remedy of Mortgagee under applicable law or provided herein. This assignment of rents of the Property shall terminate at such time as this instrument ceases to secure indebtedness owed to Mortgagee. '29. ACCELERATION REMEDIES. !Upon Mortgagor's breach of any ~ovenant or agreement of Mortgagor in this instrument, the Note, any loan agreement, commitment letter or any other agreement between Mortgagor and Mortgagee related hereto, including, but not limited to, the covenants to pay when due any sums secured hereby, Mortgagee may immediately and without notice to Mortgagor, declare all of the sums secured by this instrument to be immediately due and payable without further demand and may foreclose this instrument by judicial proceeding and may invoke any other remedies permitted by applicable law or provided herein. Mortgagee shall be entitled to collect all costs and expenses incurred in pursuing such remedies, including, but not limited to, attorney,s fees, costs of documentary evidence, abstracts and title reports. Mortgagee, at its option, is authorized to foreclose this Mortgage, subject to the rights of any tenants -7- of the Property, and the failure to make any such tenants parties defendant t~--~~~ foreclosure proceedings and to foreclose their rights will not be, nor be asserted by Mortgagor to be, a defense to any proceedings instituted by Mortgagee to collect the sums secured hereby or to collect any deficiency remaining unpaid after the foreclosure sale of the Property. Upon any such foreclosure sale, Mortgagee may. bid for and purchase the Property and, upon compliance with the terms of sale and applicable law, may hold, retain and possess and dispose of such Property in its own absolute right without further accountability to Mortgagor. Mortgagor agrees, to the full extent permitted by law, that in case of a default on its part hereunder, neither the Mortgagor nor anyone claiming through or under it shall o~,will set up, claim or seek to take advantage of any appraisement, valuation, stay, extension or redemption laws now or hereafter enforced, in order to prevent or hinder the enforcement or foreclosurs of ~hi~ Mortgage, oF thm absolute sale of the Pr~er~ or ~hm £ina~ and &~o~u~m Du~in~ into possession thereof, immediately after SUCh sale, of the Purchasers at the sale, and Mortgagor, for itself and'all who may at any time claim through or under it, hereby waives, to the full extent that it may lawfully so do, the benefit of all such laws, and any and all rights to have the assets comprising the Property marshalled upon any foreclosure of the lien hereof and agrees that the Mortgage or any Court having Jurisdiction to foreclose the lien of the Mortgage may sell the Property in part or as an entirety. If Mortgagee shall have proceeded to enforce any right or remedy under this Mortgage by foreclosure, entry or otherwise, and such proceedings shall have been discontinued or abandoned for any reason, or shall have been determined adversely to Mortgagee, then and in every such case, Mortgagor and Mortgagee shall be restored to their former positions and rights hereunder, and all rights, powers and remedies of Mortgagee shall continue as if no such proceeding had occurred or had been taken. 30. EVENTS OF DEFAULT. After the Mortgagee provides the Mortgagor with written notice of event of default and 30 days thereafter to cure as provided, hereinbefore except as to non-payment of interest and principal due under the terms of 'the Note, the full amount of the principal, interest and other sums owed under the Note and any other note or notes or other obligations or indebtedness secured by this Mortgage shall become due at the option of Mortgagee, and Mortgagor shall be in breach of this Mortgage, in the event that: (a) Mortgagor fails to pay, as and when due and payable the Secured Indebtedness; or , (b) Mortgagor fails to perform or observe any of the covenants, agreements or conditions on the part of the Mortgagor in this Mortgage, any agreement related to this Mortgage or the Note, or in any other instrument securin~ all or any part of the Secured Indebtedness; or (c) Mortgagor sells, encumbers, conveys or otherwise transfers any interest in the Property or any portion thereof, whether or not such interest is subject or subordinate to the interest of Mortgagee, without prior written consent of the Mortgagee; or (d) Mortgagor or any guarantor of the Secured Indebtedness or any portion thereof (all of such parties being hereinafter referred to as "Obligors,,) makes any assignment for the benefit of cre~itors, or should a receiver, liquidator or trustee of any of the Obligors or of any of the property of any of the Obligors be appointed, or should any petition for the bankruptcy, reorganization or arrangement of any of the Obligors, pursuant to the Federal Bankruptcy Act or any similar statute, be filed by any of the Obligors, or should any such proceeding be filed against any of the Obligors ~nd remain undismissed for a period of thirty (30) days, or should any of the Obligor~ in any proceeding admit its insolvency or inability to pay its debts as they fall due or should any of the Obligors be liquidated or dissolved or its articles of incorporation expire or be revoked; or (e) Mortgagor fails to comply with any or all federal, state and local laws or regulations relating to the Property; or (f) Any representation, warranty, or covenant made by Mortgagor or any other person or entity in any other instrument or document executed in connection with this Mortgage, the Note or in any agreement made or delivered pursuant' to, or in connection with, any such documents proves to have been incorrect; or (g) Mortgagor permits the us'e, generation, treatment, storage, release or disposition of any ~azardous Substance on the Property; or (h) Mortgagor permits, allows or accepts to be created or exist any mortgage, lien, security interest, attachment or other encumbrance or charge on the Property or any part thereof or interest therein (except those shown on. the mortgagee title insurance policy to Mortgagee and approved by Mortgagee) . Mortgagor further aurees to ~ive Mortgagee immediate written notice of the imposition of any lien or charge referred to herein and to take any action necessary to secure the prompt discharue or release of the same. -8- 31. AFTER ACOUIRRD PRQPERTY. The lien of this Mortgage will automatically attach, without further ~t, to all a~ter acquired real or personal property located in or on, appurtenant to or attached to, or used or intended to be used in connection with or with the operation of, the Property or any part thereof. 32. CHANGES. Neither this Mortgage nor any term hereof may be Changed, waived, discharged o~ terminated orally, or by any action or inaction, but only by an instrument in writing signed by the party against which enforcement of the change, waive, discharge or termination is sought. Any agreement hereafter made by Mortgagor and Mortgagee relating to this Mortgage shall be superior to the rights of the holder of any intervening lien or encumbrance. 3~ REPRODUCTIONSn This Mortgage. and all documents which have 'been or may be hereinafter furnished by Mortgagor to Mortgagee that are related to the 'indebtedness secured hereby may be reproduced by Mortgagee by any photographic, photostatic, microfilm, xmro~ra~hi~, ~r similar process, and any such reproduction shall be admissible in evidence as the original itself in any judicial or administrative proceeding (whether or not the original is in existence and whether or not such reproduction was made in the regular course of business). 34. ~0VERNIN~ LAW~ Mortgagor and Mortgagee intend that the validity and construction of the obligations secured by this Mortgage and the enforcement of this Mortgage shall be governed by the laws of the State of Florida. 35. RELEASE. Upon payment of all sums secured hereby, Mortgagee shall release this instrument. Mortgagor shall pay the cost of recording the release. 36. WAIVER OF JURY TRIa~.. MORT~A~0R AND MORTGAGEE HEREBY KNOWINGLY, VOLUNTARILY, AND INTENTIONALLY WAIVES ANY RIGHT IT MAY HAVE TO A TRIAL BY JURY IN RESPECT OF A/FY LITIGATION (INCLUDIN~ BUT NOT LIMITED TO ANY CLAIMS, CROSS-CLAIMS, OR THIRD PARTY CLAIMS) ARISIN~ OUT OF, UNDER, OR IN CONNECTION WITH THIS MORTGAGE, OR THE TRANSACTIONS CONTEMPLATED HEREIN. MORTgAgOR HEREBY CERTIFIES THAT NO REPRESENTATIVE OR AGENT OF THE MORTgAgEE NOR THE MORTGA~EE'S COUNSEL HAS REPRESENTED, EXPRESSLY OR OTHERWISE, THAT THE MORTgAgEE WOULD NOT, IN THE EVENT OF SUCH LITIGATION, SEEK TO ENFORCE THIS WAIVER OF RIGHT TO JURY TRIAL PROVISION. IN WITNESS W~EREOF, the parties hereto have executed this Mortgage the day and year first above written. WITNESSES: .MORTGAGOR: TERRA VERDE AT GREY OAKS, Ltd., a Florida Limited Partnership By: Florida Ba~y~--.~,-it,s sole corporate ~artner ' (COrporate Seal) -9- " OR: 2331 PG: 2844 STATE OF FLORIDA FI ~IOER ' COITNTY OF COLLIER ~ I HEREBY CERTIFY that on this day, before me, an officer duly authori d in the Stat~; an~ County aforesaid/~o ta.ke/acknowledgments, personally appeared . ~A ~-~ , as ~-f~ ~'~/~ ~9~- of FLORIDA BAY, INC. , as s~ie corporat~ Genera{ Parkner of TERP~A VERDE AT GREY OAKs, LTD., a Florida Limited Partnership, to me personally known or who oresente~ his driver's licensn, as identificat, ion, and who executed the foregoin~ instrument and acknowledged that he executed the same for the purposes therein expressed. W ~' here ~c ~ ITNESS my hand and official seal in t ~ day of _ ,~.[_y ounty last aforesaid this , 19%'7. NOT~RY PLr~LI C ~ (Print Name: ) My Commission Expires: This instrument prepared by: R. Scott Price, Esq. KELLY, PRICE, PASSIDOMO & SIKET 2640 Golden Gate Pkwy, Suite 315 Naples, Florida 34105 941/261-3453 -10- $1,500,000.00 Exhibit "A" PROMISSORY NOTE 2331 PG: 845 ::~/;- July,~, 1997 FOR VALUE RECEIVED, the under~{gned. TERRA VERDE'AT GREY OAKS, LTD., a Florida Limited Parmership, by FLORIDA BAY, INC., its sole General Partner, (the "Maker"), promises to pay without setoff, deduction or counterclaim of any kind or nature to THE HALSTATT PARTNERSHIP, a Florida General Partnership (who, together with any and all subsequent holders of this Note, is hereinafter referred to as the "Payee"), or order, the principal sum of ONE MILLION FIVE HUNDRED THOUSAND AND 00/100 DOLLARS ($1,500,000.00), together with interest thereon at the rate of the prime rate of Barnett Bank of Florida, N.A., as announced from time to time as its prime rate. The interest'rate may change as the prime rate changes. Both principal and interest are to be paid in lawful money of the United States of America at 2600 Golden Gate Parkway, Suite 200, Naples, Florida 34105, or at such other place as Payee may designate in writing, said principal and interest to be payable on the dates and in the amounts as follows: ' The entire principal balance plus accrued interest shall be due and payable upon the earlier of September 15, 1998 or when Maker has obtained twenty (20) third party non- cancelable contracts for residential units within Maker's project located within Unit 9, Grey Oaks, according to the plat thereof recorded in Plat Book ~, pp '~.~ through ~D, inclusive, Public Records of Collier' County, Florida. If Maker has not obtained the twenty (20) contracts and Maker determines that a redesign of Maker's residential product is required and notifies Payee in writing before June 1, 1998 of its intent to redesign such product, then the maturity date of this note shall be March 15, 1999. Interest on this Note shall be calculated on the basis of a 360-day year and paid for on the basis of the actual number of days elapsed. This Note and all sums due hereunder shall bear interest from the date when due, whether by lapse of time or on acceleration, at the Default Rate (as hereinafter def'med) until paid. The "Default Rate" shall be a rate of interest per annum equal to the lesser of the highest legal rate of interest permitted by applicable law or eighteen (18%) percent per annum. The Default Rate also shall be the rate of interest used to compute post-judgment interest. This Note is secured by a mortgage (the "Mortgage") of even date herewith made by Maker, as mortgagor, to Payee, as mortgagee, on property more particularly described therein, situate in the County of Collier, State of Florida (the "Property"). Anything in this Note or in the Mortgage or in any other agreements or arrangements with Maker in connection with the loan evidenced by this Note (the "Loan") to the contrary notwithstanding, in no event shall the amount of interest due under this Note or the Mortgage (together with all amounts reserved, charged, or taken by Payee as compensation for fees, services or expenses incidental to the making, negotiation or collection of the Loan which are deemed to be interest under applicable law), exceed the lesser of the highest legal rate of interest permitted by applicable law or eighteen (18%) percent per annum on the unpaid principal balance of this Note from time to time, and any sum collected in excess of said interest rate shall OR: 2331 PG: 2846 BARRON COLLIE~ CO. FILE be applied to reduce the principal debt or be refunded to Maker, at Payee's option. Pa y ~uc, - - reduction or refunding shall not cure or waive any default by Maker hereunder or under the · Mortgage. Maker agrees that in determining whether or not any interest payable under tSis .Note or the Mort.gage. exceeds the highest rate permitted by applicable, laws, any non-principal · payment..(except payments Specifically stated in this Note to be "interest") including, but without limitation, late charges, shall be deemed to ~e extent permitted by law to be an expense, fee, or premium, rather than interest. Maker hereby waives presentxnent, notice of dishonor, protest, and any other notices or demands in connection with the delivery, acceptance, performance, default, or enforcement of this Note, and all other requirements necessary to hold Maker liable on this Note. Maker further waives any "venue privilege" and any "diversity of citizenship privilege" which Maker may have now or in the future, and does hereby specifically agree, notwithstanding the provision of any state or federal law to the contrary, that the venue for the enforcement, construction or interpretation of this Note shall be the County Court or Circuit Court selected by payee, and Maker does hereby specifically waive the fight to sue or be sued in the court of any other county in the State of Florida, any court in any other state or country or in any federal court, or in any state or federal administrative tribunal. In the event of invalidity or unenforceability of any provision of this Note or of the Mortgage, the said provision shall be deemed stricken and the balance of the provisions of this Note or the Mortgage, as the case may be, shall remain in full force and effect as if the invalid or unenforceable provision never existed. It is agreed that on failure to pay the t3rincipal of this Note, or any installment thereof, or any interest thereon, when due and payable, Maker shall pay to Payee all costs of collection including, but not limited to, reasonable attorneys fees, plus any costs incurred, whether incurred with respect to collection, trial, appeal, enforcement or any judgment based on this Note, or otherwise. Payee is hereby given a lien upon and a security interest in and a right of set-off against all property of every party comprising Maker and of any other parties now or hereafter becoming liable for repayment of this Note now or at any time hereafter in the possession or control of Payee for any purpose or any capacity whatsoever, and Payee shall have the same rights to such property as Payee has with respect to the property which is subject to the Mortgage. If any of said installments of principal or interest shall not be paid when due or if a default occurs in the performance of any other agreement in this Note or in the Mortgage; or if a default occurs in the performance of any other obligation or note of Maker to Payee which default is not cured within the time provided therefore (if any), then the entire principal sum and accrued interest shall immediately become due and payable without notice at the option of the Payee, time being of the essence of this Note. Failure to exercise such option shall not constitute a waiver of the right to exercise the same in the event of any subsequent default. All of the covenants, conditions, and agreements contained in the Mortgage are hereby made a part of this Note. · OR: 2331 PG: 2847 ~AR~C'N COLL~ FtL~ NUMBER A default by Maker under any of the terms, conditions, or covenants of any superior or inferior note or other obligation of Maker shall ipso facto be a default under this Note, and Payee may, at. Payee's option, accelerate the outstanding principal balance of this Note together with alt accrued interest and. the same shall immediately become due and payable in full. Maker consents to any extensions or renewals or modifications of this Note, or any part hereof, without notice, and Maker agrees to remain liable during any such extension or renewal or modification hereof until the entire indebtedness evidenced by this Note is fully paid. Maker reserves the right to prepay the principal balance of this Note, in full or in part, upon thirty (30) days pr/or written notice to Payee, without premium or penalty, but at the Payee's option any' partial prepayment of principal shall be applied against the installments of principal coming due in the inverse order of their maturity. Maker promises to pay Payee a "late charge" not to exceed an amount equal to five (5 %) percent of any installment of principal or interest which is not paid within ten (10) days after the due date thereof. Ail payments made on this Note (including any regular installments, prepayments, and payments after acceleration) shall be applied lb-st to the payment of any late charges, then to reduction of any unreimbursed advances, then to accrued interest and the balance remaining shall be applied to the payment of the principal sum. Maker and Payee hereby knowingly, voluntarily and intentionally waive any and all fight they may have to a trial by jury in respect to any litigation (including but not limited to any claims, cross-claims, or third parry claims) arising in connection with this Note, the Mortgage, or the transactions contemplated therein and all and any combination of the foregoing. Maker hereby certifies that no representative or agent of Payee, or Payee's counsel, has represented, expressly or otherwise, that Payee would not, in the event of such litigation, seek to enforce this waiver of fight to jury trial provision. Maker acknowledges that Payee has been induced to enter into this loan transaction, and to accept the Note and Mortgage, by the provisions of this paragraph. Neither tiffs Note nor any provision of this Note may be waived, modified, discharged, or otherwise changed orally. This Note shall be construed in all respects and enforced according to the laws of the State of Florida. 3 OR: 2331 PG: 2849 EXHIBIT "5" DESCRIPTION O? PART OF- TRACT 'A° OF GREY OAKS UNIT NINE. PLAT 800K 28, PAGES 22 TH.~OU~'H 26, COLLIER couNrc. FLORIOA. ('PHASE TWO) ,~ZL THAT PART OF TRACT 'A- OF GREY OAKS UNIT N/NE, AS RECORDED IN PLAT BOOK 28, PAGES 22 THROUGH 28. PUBLIC RECORDS OF COLLIER COUNI~, FLORIOA BEING Z~ORE PARDCULARL Y DESCRIBED AS FOLLO~ES; BEGINNING AT THE N(BRrHZAST CORNER OF SAID TRACT THENCE ALO~G THE BOUNDARY OF SAIO TRACT 'A' ANO ALONG rile WESTE~eLY ,eIGHT OF 'WAY LINE OF GREY OAKS DRIV~=~o:-y OA}(S UNIT N/NE AS RECOROED IN PLAT BOOK 28. PAGES 22 THROUGH 26, PUBLIC RECORDS OF COLLIER COUNTY. FLOR/z~ SOUTHERLY. 257.42 FEET ALONG THE ARC OF A CIRCULAR CONCAVE TO THE WEST. HAVING A RADIUS OF 2516.72 FEET, ?~,~ CENTRAL ANGLE OF 05'26'2J' ANO BEING SUBTENDED BY A CHORD WHICH BEARS SOUTH 00'29'41' WEST 267. J2 FEEl- [0 A POINT OF CO~ZPOU?¢O CURVATURE: [HENCE coNrINL~E SOUTHWESTERLY. 219.8~ FEET ALONG THE ARC OF A CIRCULAR CONCAVE ?0 THE NORTH~KESF. HAWZ~G A RAO;US 483.00 FEET. THROUGH A CENTRAL ANGLE OF 26'06',~3~ AND BEING SUBTENDED BY A CHORD WHICH BEARS SOUTH 16'15'I4' WES? 2~7.95 FEET,. THENCE LEAVZNG SAID LINE ANO ALONG A NON-TANGENUAL LINE NORTH 5742'55' WEST 197.79 z-EET: 1-HENCE NORTHEASTERLY. 32.66 FEET ALC~!G THE ARC OF A NON-TANGENTIAL CIRCULAR CONCAVE [0 THE SOUTHEAST. HAVING A OF J~2.00 FE.~ THROUGH A CENTRAL ANGLE OF 05'59'5,7' AND BEING SUBTENOED BY A CHORO 'WHICH BEARS NORTH 28'29'0.T' EAST ~2.6~ FEEL; THENC£ ALONG A NON-TANGENTL4L LINE NORTH 64'34'~I' WEST 13L60 FEE~: THENCE SOUTHWESTERLY. 14.59 FEET ALONG THE ARC OF A NON-TANC, ENDAL CIRCULAR C~'~CAVE TO THE NORTH,'EST, HAVZ, N¢ ,~ R~OIUS OF ~J6.00 FEET~. THROUOH A CENTRAL ANGLE OF' 01'§$'01' AND BEIN¢ SUBTENDED BY A CHORO ~/HIOH BEARS SOUTH ~9'~8'~E' 'WES? I4.$9 FEET.. THENCE ALONG A NON-TANGENtiAL LINE NORTH 69'I~'42' WEST 48.00 FEET,. THENCE NORTH. EASTERLY. '~2.~8 FEET ALONG THE ARC OF A NON-TANGENTIAL CIRCULAR CONCAVE TO i'H~F NORTHWEST. HAWNG A R/OIL'S OF-.IRS. 00 FE_FT. THROUGH A CENTRAL ANGLE OF' 06'~$'£9' AND BEING SUBTENDED BY A CHORD WHICH BEARS NORTH ~ 2'38'34° EAST 42.36 FEET ~0 A POINT OF CO/WPOUND CURVATUeE: THENCE NORTHEASTERLY. 25.62 FEET ALO~ THE ARC OF A CIRCULAR CONCAVE ro THE SOUTHEAST. HAWNG A RADIUS OF 2~2.00 FEEL,. THROUGH A CENfl?AL ANGLE OF 06~$5'32' AND BEING SUBTENOED BY A CHORD WHICH BEAP. S NORTH I F'$8'JS' EAST £$.6I FEE'C: THENCE ALONG A NON-rANCENrlAL LINE NORTH 65'~7'2I' WEST 11II¢ FEET rO A POINT ON THE BOUNOARY OF SAID THENCE ALONG THE BOUNOARY OF SAID lleACr "A' NORTH 2,~'12'~9' EAST ~95.28 FEELS,. THENCE CONT~UE ALONG SAIO BOUNOARY SOUTH 86~52'~7' EAST 387.89 FEET ro A POINT ON THE 'WESTERLY RIGHT OF 'WAY L/NE OF SAID GREY OAKS DRIVE ANO THE POINT OF BEGINNING OF ~WE PARCEL H~EIN OESCRIBEZ): : CONTAINING 3.50 ACRES t~ORE OR LESS: - SUBJECT ?0 EASEX~ENPS AND RESFRICI~ONS 0£ RECORD. BEARINGS ARE BASED ON i-HE NORTH LINE OF SAIO I'RACT 'A' BEIN¢ SOUTH 8Z~52'I7' EAST. OR: 2331 PG: THE PROPER FLORIDA DOCUMENTARY STAMP TAX HAS BEEN PAID AND THE PROPER DOCUMENTARY STAMPS HAVE BEEN AFFIXED TO THE MORTGAGE SECURING THIS NOTE. MAKER: Wimesses: Print ,Name Signar~,e Print Name TERRA VERDE AT GREY OAKS, LTD., a Florida Limited Partnership By: Florida Bay, Inc., .so/l~¢,' General~/~ By: Its: banking~ls ta~[pro rnno 4 C0!L R COUNTY GOVERNMENT COMMUNITY DEVELOPMENT AND ENVIRONMENTAL SERVICES DIVISION 2800 NORTH HORSESHOE DRIVE NAPLES, FLORIDA 34104 ENGINEERING REVIEW SECTION May 14, 1998 Justin Martin Wilson, Miller, Barton & Peek, Inc. 3200 Bailey Lane, Suite 200 Naples, Florida 34105 Re: Grey Oaks, Unit 9, Terra Verde Dear Mr. Martin: This is to inform you that the above referenced project has been granted preliminary approval on May 14, 1998 by Engineering Review in compliance with Collier County Land Development Code, Section 3. All water and/or sewer facilities approved, accepted and required to be maintained by Collier County shall be conveyed to the County pursuant to the provisions set forth in Collier County Ordinance No. 97-17, as amended. You are reminded that it is your responsibility to petition the Development Services Director for final approval of the improvements upon the expiration of the minimum one (1) year maintenance period. After satisfactory completion of all final inspections., the Board of County Commissioners shall grant final approval of the required improvements establishing County responsibility for maintenance of the required improvements if it is the Board's desire to accept and maintain the facilities. If you should have any questions or if we may be of assistance, please advise. Very truly yours, Engineering Technician II cc: Nick Shepherd, Florida Bay, Inc. Tim Clemons, Wastewater Director Cind35 Erb, Public Works John Hg~ldsworth, Engineering Review Building Review & Permitting (941) 403-2400 Code Enforcement (941) 403-2440 Housing & Urban Improvement (941) 403-2330 Natural Resources Planning Services Pollution Control (941) 732-2505 (941) 403-2300 (941) 732-2502 I FIFTH AVENUE SOUTH, SUITE :310 82 / ~ 25-80/440 / Security features []inc luded. DOLLARS Deta,s on back. Official Receipt - Collier County Board of County Commissioners CDPR1103 - Official Receipt Trans Number Date I Post Date 74234 5/14/98 2:02:58 PM I 5/14/98 Payment ~lip Nbr MS 36529 Sub-Div: Terra Verde at Grey Oaks, A Condominium Payor · MERRIL LYNCH PIERCE FENNER & SMITH Fee Information Fee Code I Description I GL Account 12BOND DEPOSITS-COMM DEV (CASH BOND 67000000022011300000 Amount $1623.50 Total $1623.50 Waived lPayment Code CHECK Payments I AccountJCheck Number 983 Amount $1623.50 Memo: Total Cash i $0.00 I Total Non-Cash ~ $1623.50 Total Paid [ $1623.501 Cashier/location: FROLOFF E / 1 User: NIX S Collier County Board of County Commissioners CD-Plus for Windows 95/NT Printed:5/14/98 2:04:04 PM February 20, 1998 Mr. Thomas Kuck, P.E. Senior Project Manager Collier County Engineering Review Services 2800 North Horseshoe Drive Naples, FL 34104 Subject: Grey Oaks Unit Nine, Tract A (Terra Verde at Grey Oaks) /~F ~'~?~.'~ .?/"'~ :'~-~ Utility Dedication Engineer's Payment Confirmation Collier County Conveyance Document Checklist, Legal Documents Item 16 Dear Mr. Kuck: Wilson Miller confirms receiving payment for our services to date on the subject project. As of this date, no monies are outstanding from the owner (client). Sincerely, WILSON, MI , INC. JO St g Senior Associate CC' Jim Ink, Grey Oaks Development Nanette Alvarado, WMB&P, Inc. 2/20/98-38280 Vet: 01 !-CHAYES N0120-026-000-ECOR- 19636 WILSON, MILLER, BARTON ~- PEEK, 3200 Bailey Lane, Suite 200, Naples, Florida 34105-8507 ' Ph 941-649-4040 Fx 941-643-5716 Web ~ite: www. wilsonmillcr.com E-mail: naplcsOwilsonmiller.com 03/12/98 THU 15:09 FAX 941 643 5716 WILSON MILLER 001 Department of Environmental Protection L~w~on Chiles Governor Tom Nick Shep'.~erd, president Florida Bay, Inc. 2640 Gold~-n Gate Parkway, suite 115 Naples, Florida 34105 South District 2295 Victoria Avenue, Suite 364 Fort Myers, Florida 33901-3881 March 10, 1998 Virginia B. Wetherell Secretary RECEIVED RE: Collier county - PW ~rey Oaks Unit Nine, Tract A (Terra Verde at Grey Oaks) Phase One Completion Only (City of Naples WTP) 126356-001-DSGP Dear lq~. Shepherd: This acknowledges receipt of certification that the subject water distribution system extension has been partially completed in... accordance with the plans and related materials permitted by =nls agency ur~der Permit Nu~Lber 126356-001-DS~P dttted August 26, 1997. Based on this certification and satisfactory bacteriological results, we are approving these facilities for service. Your continue([ cooperation in our water supply program is appreciated. Sincerely, Mai~r ProfesSional Engineer GAM/OJO/:skw cc: John Steven Kempton, P.E. Ronald A. Wallace, P.E. "ProteCt, Conserve nnd Menage Florida's ErlvJronmen: and NcRuroJ Resources" Pd~ted on recycled p~per, 03/15/98 ~,~UN 14:54 F/L[ 941 643 5716 WILSON MILLER ~002 ~o~r~r Department of Environmental Protection Sour~ ~Or~ ~lyers, Flarida 33gO1-3~1 Msr~ 13, 1995 Timothy l,. Cl~ttona, Wastewater Director Co~ Cc~ ~c Wor~ D~on 3301 ~ T~ T~, Buil~ H. ~g E~ N~I~, ~L 3411~ _Collier ComlW - DW C~ey Ostcs U~t 9, Tract A Tera Verde la Gre~ O~.s 505~ 1-O11-DWC Worth l~Si~ WW~) Dear )~, Cl~noms: S~ction ..Mam~gc'r ,ser~e and Menage Florida's Environment and Natural Resources" ~nr~ an ~c~ puWr. CONTRACTOR' S CERTIFICATION On this 20th day of November , 1997 , the UNDERSIGNED (hereinafter referred to as "CONTRACTOR" ) HEREBY CERTIFIES to Collier County Utilities (hereinafter referred to as "OWNER") the follow:ing: WAIVER OF LIEN All labor employed, material purchased, equipment hired, fees, licenses, insurances and taxes of every description have been paid in fn].l and there are no liens outstanding for said project . Contractor further certifies that he will indemnify and save harmless the Owner from any and all manner of claims, liens, suits, loss or damage arising by virtue of Contractor or Contractor's subcontractors or suppliers. WARRANTY AND GUARANTEE If within one year after the date of acceptance by Owner or such longer period of time as may be prescribed by law or by the terms of any applicable special guarantee required by the Project Engineer, an5/ work is found to be defective, Contractor shall promptly, without cost to Owner in accordance with Owner's written instructions, either correct such defective work or, if it has been rejected by Owner, remove it from the site and replace it with nondefective work. If Contractor does not promptly comply with the terms of such instructions, or Jn an emergency where delay would cause serious risk of loss or damage, Owner may have the defective work corrected or the rejected work removed and repl. aced, and all direct and indirect costs of such removal and replacement, in- cluding compensation for additional professional services, shall be paid by Contractor. INDEMNI FICATION The Contractor shal] indemn~ fy and hold harmless tl~e Owner against all claims, damages, losses and expenses, ~ncluding, but not limi. ted attorney's fees, arising out of or resulting from negligent acts, errors or omissions of the Contractor where the claim, damage, loss or expense is attributable to bodily injury, sickness, disease or death, or injury to or destruction of tangible property, including loss of use resulting therefrom. COST AND MATERIAL A detailed accounting of all cost and all quantities of material used this project, per the as-bni] t and record drawSngs, [s attached as Page 2 of 2, Exhibit "A" and made a part: of this certification. TIlE UNDERSIGNED person, or persons, is authorized to represent the company, corporation, representative or individual (Contractor) and blnds himse.l f, his partners, successors, execntors, administrators, assigns and legal representatives to the above. Tierre Verde at Grey Oaks PRO.IECT NAME OF WATER AND/OR WASTEWATER SYSTEM Guymann Construction of Florida~ Inc. CONTRACTOR ~worn to and subscribed before day ~f , 19 ~ 5686 Youngquist Road Ft. Myers, FL 33912 Fred Russell, PE/Vice-President NAME AND 'FITI, E) Page I of 2 CONTRACTOR'S CERTIFICATION TOTAL COST AND QUANTITIES PROJECT NAME: Tierre Verde at Grey Oaks WATER SYSTEM WASTEWATER 'SYSTEM WASTEWATER PUMPING SYSTEM X This is a detailed accounting of all. cost and al ] quantities of materials used and installed in this project per the asbuilt and record drawings wi tb each item separate] y described by size, quantity, unit price and total cos~:. Include full description and quantity installed for each category. The mobilization, restoration, pavement repair, testing, etc. is included in the appropriate individual line item cost listed below. ITEM DESCRIPTION SIZE QUANTITY UNIT COSTI TOTAl, Connect to Existin~ 8" 1EA 500.00 500.00 PVC Gravity Sewer 6'-8' 8" 192 LF 27.00 5,184.00 PVC Gravity Sewer 8'-10' 8" 131LF 31.00 4,061.00 Sanitary M~nhole 8'-10' 4' dia. 1EA 1,560.00 __~ 1,560.00 Sanitary Manhole 10'-12' 4' dia. 1EA 1,830.00 1,830.00 PVC Sanitary Lateral 6" 274 LF 10.00 2,740.00 PVC Cleanout 6" 6 EA 60.00 360.0C WASTEWATER SYSTEM TOTAL: 16,235.0¢ Page 2 of 2 Januaary 26, 1998 Mr. Thomas Kuck, P.E. Senior Project Manager Collier County Engineering Review Services 2800 North Horseshoe Drive Naples, FL 34104 SUBJECT: Terra Verde at Grey Oaks Utility Dedication Engineer's Certification Dear Mr. Kuck: Please accept this letter as representation that in our professional judgement and to the best of our knowledge and belief the sanitary sewer collection system for Terra Verde at Grey Oaks has been completed in substantial accordance with the enclosed plans, WMB&P, Inc., Drawing File No D-1354, and specifications approved by Collier County Engineering Review Services. Furthermore, to the best of our knowledge and belief, the subject sewer facilities have been constructed by the contractor within the public right-of-way and/or dedicated easements. Please contact Tonya Rue at this office should you have any questions regarding this matter. Sincerely, , WlL~ON & PEEK, Johnffteven Kem~on, P.E. Encls. Nick Shepherd, Florida Bay Homes, w/o enclosures Jim Ink, Grey Oaks Development Corp., w/enclosures Tonya Rue, WMB&P, Inc., w/o enclosures Engineer's Signature and Sea I/9/9g-36614 V~:. 01 I-TRue N0120-026-000-EDED- 19643 WILSON, MILLER, BARTON ~ PEEK, INC. 3200 Bailey Lane, Suite 200, Naples, Florida 34105-8507 · Ph 941-649-4040 Fx 941-643-5716 Web Site: www. wilsonmiller.com E-mail: naples@wilsonmillcr, com CONTRACTOR'S CERTIFICATION On this 20th day of November , 1997 , the UNDERSIGNEI) (hereinafter referred to as "CONTRACTOR") ItEREBY CERTIFIES to Collier County Utilities (hereinafter referred to as "OWNER") the following: WAIVER OF LIEN Ail labor employed, material purchased, equipmeut hired, fees, licenses, insurances and taxes of every description have been paid in fu].] and there are no liens outstanding for said project. Contractor fnrther certifies that he will indemnify and save harmless the Owner from any and all manner of claims, liens, suits, loss or damage arising by virtue of Contractor or Contractor ' s subcontractors or suppliers. WARRANTY AND GUARANTEE If within one year after the date of acceptance by Owner or such longer period of time as may be prescribed by law or by the terms of any applicable special guarantee required by the Project Engineer, aris/ work is found to be defective, Contractor shall promptly, without cost to Owner in accordance with Owner's written instructions, either correct such defective work or, if it has been rejected by Owner, remove it from the site and replace it with nondefect.ive work. If Contractor does not promptly comply with the terms of snch instructions, or ~n an emergency where delay would cause serious risk of loss or damage, Owner may have the defective work corrected or the rejected work removed and replaced, and all direct and j. ndirect costs of such removal and replacement, in- cluding compensation for additional professional services, sha]] be paid by Contractor. INDEMNIFICATION Tile Contractor shall indemnJ fy and hold harmless ~l~e Owner against a1_l claims, damages, losses and expenses, including, l)ut not limJ. ted t:o, attorney's fees, arising out of or resulting from negligent acts, errors or omissions of the Contractor where the claim, damage, loss or expense is attributable to bodily injury, sickness, disease or death, or injnry to or destructJ, on of tangible property, including loss of use resulting therefrom. COST AND MATERIAL A detailed accounting of all. cost and all quantities of material used this project, per the as-bull t and record drawings, :is attached as Page 2 of 2, Exhibit "A" and made a part of this certi fi. cation. TtIE UNDERSIGNED person, or persons, is authori, zed to represent the company, corporation, representative or |nd.iv|dual (Contractor) and binds himse.l f, his partners, successors, executors, admJ. n:[strators, assigns and legal representatives to the above . Tierre Verde at Grey Oaks PROJECT NAME OF WATER AND/OR WASTIgWATER SYSTEM Guymann Construction of Florida~ Inc. CON'rRACTOR Sworn to and subscribed before ,~~ day~f19 ' ARY PUBLIC 5686 Youngquist Road Ft. Myers, FL 33912 Fred Russell, PE/Vice-President (NAME AND TITI, E) Page i of 2 January 26, 1998 Mr. Thomas Kuck, P.E. Senior Project Manager Collier County Engineering Review Services 2800 North Horseshoe Drive Naples, FL 34104 SUBJECT: Terra Verde at Grey Oaks Fire Flow Certification Dear Mr. Kuck: Please accept this letter as representation that in our professional judgement and to the best of our knowledge and belief, the water mains have been designed to provide fire flow to the project as reviewed and approved by Collier County Engineering Review Services. If you should have any questions, please do not hesitate to contact Tonya Rue of our office. Sincerely, TON John jgteven .Ken}{pton, P.E. Senior Associatd & PEEK, INC. CCi Jim Ink, Grey Oaks Development Corp. Tonya Rue, WMB&P, Inc. Engineer's Signature and Seal 1/26/98-37298 Va': OI !-MSale N0120-026-000-EDED-19643 WiI.$ON, MILLER, BARTON t~. PEEK, INC. 3200 Bailey Lane, Suite 200, Naples, Florida ;34105-8507 ' Ph 941-649-4040 Fx 941-643-5716 Web Site: www. wilsonrail[er.com E-maih 1, aplcsCa2wilsommller.com January 26, 1998 Mr. Thomas Kuck, P.E. Senior Project Manager Collier County Engineering Review Services 2800 North Horseshoe Drive Naples, FL 34104 SUBJECT: Terra Verde at Grey Oaks Utility Testing Results Dear Mr. Kuck: The following attached tests for the subject project are in our professional judgement and to the best of our knowledge and belief representative of actual field conditions on the date performed: Inflow/m_filtration test dated January 22, 1998 If you should have any questions, please do not hesitate to contact Tonya Rue at our office. Sincerely, PEEK, INC. CC~ Nick Shepherd, Florida Bay Homes, w/enclosures Jim Ink, Grey Oaks Development Corp., w/enclosures Tonya Rue, WMB&P, Inc., w/o enclosures Engineer' s S~gnature and Seal 1/9/98-36627 Ve~. OH-TRue N0120-026-000-ED£D-19643 WILSON, MILLER, BARTON & PEEK, INC. 3200 Bailey Lane, Suite 200, Naples, Florida 34105-8507 ° Ph 941-649-4040 Fx 941-643-5716 Web Site: www. wilsonmiller.com E-mail: naples@wilsonmdler.conx SANITARY SEWER SYSTEM INFILTRATION REPORT PROJECT: DATE: CRITERIA' *50 gallons per inch of internal pipe diameter per mile per day including manholes or as required by the specifications. An infiltration and/or inflow observation was made on the subject project. The results are as follows: *Gal ~31~ LF x ~ in. Dis x 50 Day 5280 LF in. Dia MI x 1 $al 24 hr x 60 gal. = d,0& min day min From To Gallons per Minute Measured Gallons per Minute Allowable L-~, MH# [ MH~ GPM ~'OL GPM Prepared by: ~~ Revised 1/8'6 G1 TIM WILSON UTILITY SERVICES 20250 KEOLA LN. N. FT. MYERS, FL. 33917 BOARD OF COLLIER COUNTY COMMISSIONERS 3301 TAMIAMI TRAIL EAST NAPLES, FLORIDA 33964 RE: MANHOLE COATING CERTIFICATION SANITARY SEWER SYSTEM TERRA VERDE @ GREY OAKS COLLIER COUNTY NAPLES, FLORIDA GENTLEMEN: THIS LETTER IS TO CERTIFY THE COATING ON THE MANHOLES LOCATED AT TERRA VERDE @ GREY OAKS .TIM WILSON UTILITY SERVICES CERTIFIES THAT THE COATING HAS BEEN APPLIED IN A MINIMUM THICKNESS OF 18 MILS DFT. EXTERIOR SURFACE AND A MINIMUM OF 18 MILS DFT., IN TWO COATS, ON THE INTERIOR SURFACE OF THE MANHOLES. TIM WILSON UTILITY SERVICES CERTIFIES THAT THE PRODUCT MOBILE PAINTS, MO-TAR C-200 , IS AN APPROVED EPOXY BITUMINOUS SEALANT. SINCERELY, TIM WILSON / ART WILSON COLLIER COUNTy UTILITIES W~STEWATER DEP]~RTMENT PROJECT VIDEO REVIEW DATE OF REVIEW: 02/04/98 PROJECT NAMe: Grey Oaks, Unit 9, Terra Verde ENGINEER OF RECORD: N/A CONSTRUCTION CONTRACTOR: Guymann Const. VIDEO CONTRACTOR: Sewer Viewer, Inc. COMMENTS: Lines and services are in good condition. RECOMMENDATIONS: ~ ACCEPTABLE: ~ REVIEW NUMBERED COMMENTS IN ONE YEAR: { ! NUMBERED COMMENTS UNACCEPTABLE: (REPAIR/REPLACE) ~ OTHER RECOMMENDATIONS: COLLIER COUNTY GOVERNMENT COMMUNITY DEVELOPMENT AND ENVIRONMENTAL SERVICES DIVISION PLANNING SERVICES DEPARTMENT ENGINEERING REVIEW SECTION January22,1998 Mr. Steve Kempton WILSON, MILLER, BARTON & PEEK 3200 BAILEY LANE, SUITE 200 NAPLES, FLORIDA 34105 2800 NORTH HORSESHOE DRIVE NAPLES, FLORIDA 34104 RE: Grey Oaks, Unit 9, Tract A at Terra Verda, Water & Sewer Dear Kempton: A preliminary inspection of the referenced project was conducted by Randy Casey of the Engineering Review Section of the Planning Services Department on January 22, 1998. Conditions were found to be acceptable, and appear to meet County Standards. If you should have any questions, please do not hesitate to call Randy Casey at (941) 643-8418 or Clyde Fugate at (941)403-2417. Sincerely, ClydeS/Fugate ~ Engineering Inspection Supervisor CF/rc/mk/fi~Inspection form cc: Cindy Erb, Engineering Technician, Public Works Timothy L. Clemons, Wastewater Director, Utilities Mike Newman, Water Director, Utilities Evelyn Ferguson, D.O.R. Billing Supervisor Randy Casey, Engineering Inspector, Engineering Review Section Shirley Nix, Engineering Tech. II, Engineering Review Section File Building Review & Permitting Code Enforcement Housing & Urban Improvement (941) 403-2400 (941) 403-2440 (941) 403-2330 Natural Resources Planning Services Pollution Control (941) 732-2505 (941) 403-2300 (941) 732-2502