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Malcolm Johnson AuditCOLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida REPORT ON AUDIT OF BASIC FINANCIAL STATEMENTS, SUPPLEMENTAL INFORMATION AND SINGLE AUDIT FOR THE YEAR ENDED SEPTEMBER 30, 2013 to MALCOLM JOHNSON & COMPANY, P.A. '— TABLE OF CONTENTS PAGE Independent Auditor's Report on Basic Financial Statements and ................... ............................... — Other Supplemental Information ........ .................. 1 -2 Management's Discussion and Analysis ....................................... ............................... i -vii Basic Financial Statements Statement of Net Position ........................................................... ............................... 3 Statement of Revenues, Expenses and Changes in Net Position .............. ............................... 4 '.. Statement of Cash Flows ......................................................... ............................... 5 -6 Notes to Basic Financial Statements ............................................. ............................... 7 -21 Supplemental Information — Combining Schedule of Assets, Liabilities and Net Position ............... ..................... ....... 22 Combining Schedule of Revenue, Expenses and Changes in Net Position .. ............................... 23 Financial Data Schedule (FDS) Electronic Submission Schedule .......... ............................... 24 -28 Farm Worker Subsidized Housing Program ................................... ............................... 29 -34 Certificateof Borrower .......................................................................................... ............................... 35 -36 — Schedule of Expenditures of Federal Awards .................................. ............................... 37 Single Audit Section Independent Auditor's Report on Internal Control over Financial Reporting and On Compliance and Other Matters Based On an Audit of Basic Financial Statements — Performed in Accordance with Government Auditing Standards .............. ............................... 38-39 Independent Auditor's Report on Compliance with Requirements That Could Have a _ Direct and Material Effect on Each Major Federal Program and On Internal Control Over Compliance in Accordance with OMB Circular A -133 .......................... ............................... 40 -41 Schedule of Findings and Questioned Costs ................................... ............................... 42 -43 Summary Schedule Of Prior Audit Findings ....................................................... ............................... 44 MALCOLM JOHNSON & COMPANY, P.A. CERTIFIED PUBLIC ACCOUNTANTS P.O. Box 530848 '- DeBary, Florida 32753 -0848 Phone (386) 668 -6464 Fax (386) 668 -6463 malcolmjohnson@,mpinet.net INDEPENDENT AUDITOR'S REPORT Board of Commissioners HUD, Miami Area Office Collier County Housing Authority Office of Public Housing Immokalee, Florida 909 S. E. First Avenue, Room 500 Miami, Florida 33131 -3028 Report on the Financial Statements We have audited the accompanying financial statements of the Collier County Housing Authority (the Authority) which include the statement of net position as of September 30, 2013, and the related statements of revenues, expenses and changes in net position, cash flows for the year then ended, and the related notes to the financial statements which collectively comprise the Authority's basic financial statements as listed in the table of contents. Management's Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these basic financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation and maintenance of internal control relevant to the preparation and fair presentation of basic financial statements that are free from material misstatement, whether due to fraud or error. Auditor's Responsibility Our responsibility is to express an opinion on these basic financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the basic financial statements are free from material misstatement. �- An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the basic financial statements. The procedures selected depend on the auditor's judgment, including the assessment of the risks of material misstatement of the basic financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the Authority's preparation and fair presentation of the basic financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Authority's internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the basic financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinion. -' Opinion In our opinion, the basic financial statements referred to above present fairly, in all material respects, the financial position of the Authority as of September 30, 2013, and the respective changes in financial position and cash flows thereof for the year then ended in conformity with accounting principles generally accepted in the United States of America. Other Matters Required Supplementary Information Accounting Principles generally accepted in the United States of America require that the Management's Discussion and Analysis on pages i -vii be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Supplementary Information Our audit was conducted for the purpose of forming an opinion on the Authority's basic financial statements. The accompanying Schedule of Expenditures of Federal Awards, as required by the U.S. Office of Management and Budget Circular A -133, Audits of States, Local Governments and Non - Profit Organizations, the Financial Data Schedule, and the other supplemental information as listed in the table of contents are presented for purposes of additional analysis and are not a required part of the basic financial statements. Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other _ records used to prepare the basic financial statements. The information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statement themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the supplementary information referred to above is fairly stated, in all material respects, in relation to the basic financial statements as a whole. Other Reporting Required by Governmental Auditing Standards In accordance with Governmental Auditing Standards, we have also issued our report dated December 20, 2013 on our consideration of the Authority's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the Authority's internal control over financial reporting and compliance. DeBary, Florida December 20, 2013 2 Malco son & om n A. Certified c Accountants COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida MANAGEMENT'S DISCUSSION AND ANALYSIS SEPTEMBER 30, 2013 As the management of the Collier County Housing Authority ( "the Authority "), we offer the readers of the Authority's basic financial statements this narrative overview and analysis of the financial activities of the Authority for the fiscal year ended September 30, 2013. We encourage readers to consider the information presented here in conjunction with the Authority's basic financial statements elsewhere in this report. Financial Highlights • The Authority's total net position decreased by $1,198,926 during fiscal year ended 2013. Total net position was $9,964,849 and $11,163,775 for FYE 2013 and 2012 respectively. • The total expenses of all Authority programs (excluding depreciation expense) decreased by $30,479 during fiscal year ended 2013. • At the close of fiscal year ended 2013, the Authority's assets exceeded its liabilities by $9,964,849. Using This Annual Report The Report includes three major sections, the "Management's Discussion and Analysis (MD &A) ", "Basic Financial Statements ", and "Supplemental Information ": MD &A Management's Discussion and Analysis Basic Financial Statements Basic Financial Statements Statement of Net Position Statement of Revenues, Expenses, and Changes in Net Position Statement of Cash Flows Notes to Basic Financial Statements Supplemental Information As listed in the Table of Contents The primary focus of the Authority's basic financial statements is on both the Authority as a whole and the major individual programs. Both perspectives allow the user to address relevant questions, broaden a basis for comparison (year to year or Authority to Authority), and enhance the Authority's accountability. The basic financial statements are designed to be corporate -like in that all business type activities are consolidated into columns that add to a total for the entire Authority. These Statements include a Statement of Net Position, which is similar to a balance sheet. The Statement of Net Position reports all financial and capital resources for the Authority. The statement is presented in the format where assets minus liabilities, equals "Net Position ", formerly known as equity and net assets. Assets and liabilities are presented in order of liquidity, and are classified as "current" (convertible into cash within one year), and "non- current ". COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida MANAGEMENT'S DISCUSSION AND ANALYSIS -- SEPTEMBER 30, 2013 (Continued) Basic Financial Statements The focus of the Statement of Net Position ( "Unrestricted Net Position ") is designed to represent the net available liquid (non - capital) assets, net of liabilities, for the entire Authority. Net Position (formerly equity and net assets) are reported in three broad categories: Net Investment in Capital Assets: This component of Net Position consists of all Capital Assets, reduced by the outstanding balances of any bonds, mortgages, notes or other borrowings that are attributable to the acquisition, construction, or improvement of those assets. Restricted Net Position: This component of Net Position consists of restricted assets that have constraints —' placed on the assets by creditors (such as debt covenants), grantors, contributors, laws, regulations, etc. Unrestricted Net Position: Consists of Net Position that does not meet the definition of "Net Investment in Capital Assets ", or "Restricted Net Position ". -- The basic financial statements also include a Statement of Revenues, Expenses and Changes in Net Position: (similar to an Income Statement). This Statement includes operating revenues, such as rental income, operating expenses such as administrative, utilities, maintenance, and depreciation, and non - operating revenue and expenses such as capital grant revenue, investment income, and interest expense. The focus of the Statement of Revenues, Expenses and Changes in Net Position is the "Change in Net Position ", which is similar to net income or loss. Finally, the Statement of Cash Flows is included, which discloses net cash provided by, or used for operating activities, non - capital financing activities, and from capital and related financing activities. —" The Authority consists of exclusively Enterprise Funds. Enterprise funds utilize the full accrual basis of accounting. The Enterprise method of accounting is similar to accounting utilized by the private sector --• accounting. Many of the programs maintained by the Authority are required by the Department of Housing and Urban -- Development. Others are segregated to enhance accountability and control. The Authority's Programs The Authority has many programs that are consolidated into a single enterprise fund. The major programs consist of the following: Farm Labor Housing - Under the Rural Development -Farm Labor Housing Program, the Authority rents units that it owns to low income households. The Authority has 641 units of farm labor housing units which provide assistance to very-low income families. The Authority worked with Rural Development to remove 276 units. from the Farm Labor Housing Program. It is planning to demolish 50 units and rehabilitate the remaining 315 units. The 276 units will be operated as non - subsidized affordable housing units. In addition, the Authority owns and operates a 192 -bed dormitory style facility that houses unaccompanied male -- farm workers. The Authority continues to experience significant shortfalls in rental income. Efforts are being made to sell the property. ii COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida MANAGEMENT'S DISCUSSION AND ANALYSIS SEPTEMBER 30, 2013 (Continued) The Authority's Programs (Continued) Tenant Based Rental Assistance Program (TBRA) - The Tenant Based Rental Assistance Program is a HUD HOME Grant funded through Collier County Government to provide rental assistance to homeless and disabled families. Housing Choice Vouchers - Under the Housing Choice Voucher Program, the Authority administers contracts with independent landlords that own the property. The Authority subsidizes the family's rent through the Housing Assistance Payment made to the landlord. The program is administered under an Annual Contributions —' Contract (ACC) with HUD. HUD provides Annual Contributions Funding to enable the Authority to structure a lease that sets the participants' rent at approximately 30% of household income. Florida Family Literacy Initiative — This is a jumpstart program which provides early childhood training, parenting classes, English classes and parent/child activities. The Authority as a Whole The Authority's net position decreased by $1,198,926 during the fiscal year as detailed below. The Authority's revenues under the Farm Labor Housing Program are primarily from rental income and under the Housing Choice Voucher Program revenues are from subsidies and grants received from HUD. The Authority received subsidies each month based on a pre- approved amount by HUD. Grants are drawn down based on need against a pre - authorized funding level. The Authority's revenue was not sufficient to cover all expenses, including depreciation during the fiscal year in the Farm Labor Housing Program. By far, the largest portion of the Authority's net position reflects its investment in capital assets (e.g. land, building, equipment and construction in progress). The Authority uses these capital assets to provide housing services to its tenants; consequently, these assets are not available as a source of funds for future spending. The unrestricted net position of the Authority is available for the future use to provide program service. iii COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida MANAGEMENT'S DISCUSSION AND ANALYSIS SEPTEMBER 30, 2013 (Continued) Statement of Net Position The following table reflects the condensed Statement of Net Assets compared to prior year. The Authority is engaged only in Business -Type Activities. Table 1— Statement of Net Position September 30, Liabilities Current liabilities 556,678 607,898 (51,220) Noncurrent liabilities 2,602,769 2,728,999 (126,230) Total liabilities 3,159,447 3,336,897 (177,450) — Total Net Positon $ 9,964,849 $ 11,163,775 $ (1,198,926) — Net position Net investment in capital assets 2013 2012 Variance Assets 2,688,064 2,842,655 (154,591) Unrestricted current assets $ 916,756 $ 839,471 $ 77,285 Restricted current assets 2,690,790 2,968,381 (277,591) Noncurrent assets 9,516,750 10,692,820 (1,176,070) —' Total assets 13,124,296 14,500,672 (1,376,376) Liabilities Current liabilities 556,678 607,898 (51,220) Noncurrent liabilities 2,602,769 2,728,999 (126,230) Total liabilities 3,159,447 3,336,897 (177,450) — Total Net Positon $ 9,964,849 $ 11,163,775 $ (1,198,926) — Net position Net investment in capital assets $ 7,619,250 $ 8,626,820 $ (1,007,570) Restricted 2,688,064 2,842,655 (154,591) Unrestricted (342,465) (305,700) (36,765) Total net position $ 9,964,849 $ 11,163,775 $ (1,198,926) — There was a decrease in total net position of $1,198,926 due mainly to depreciation and the reduction in tenant _ revenues in the rural assistance program. Items to note: (1) Depreciation is treated as an expense and reduces the results of operations but does not have an impact on Unrestricted Net Position. (2) Capital expenditures represent an outflow of unrestricted net position but are not treated as an expense against Results of Operations, and therefore must be deducted. iv COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida MANAGEMENT'S DISCUSSION AND ANALYSIS SEPTEMBER 30, 2013 (Continued) Table 2 - Statement of Revenues, Expenses and Changes in Net Position The following schedule compares the revenues and expenses for the current and previous fiscal year. Statement of Revenues, Expenses and Changes in Net Position are as follows: v September 30, _. 2013 2012 Variance Operating Revenues Rental revenues $ 1,168,373 $ 1,219,335 $ (50,962) -.. HUD grants 3,280,042 2,805,502 474,540 Other governmental grants 734,725 824,489 (89,764) Other revenues 456,640 279,734 176,906 Total operating revenues 5,639,780 5,129,060 510,720 Operating Expenses Administrative 1,017,161 982,749 34,412 r Tenant services 37,471 20,068 17,403 Utilities 96,081 98,911 (2,830) Ordinary maintenance and operation 473,485 568,450 (94,965) Protectivd services 97,072 87,278 9,794 Insurance 337,215 318,597 18,618 General expense 62,007 64,809 (2,802) Housing assistance payments 3,264,718 3,274,827 (10,109) Depreciation 1,191,425 1,063,185 128,240 Total operating expenses 6,576,635 6,478,874 97,761 Operating income (loss) (936,855) (1,349,814) 412,959 Nonoperating revenues (expenses) ` Interest revenue, unrestricted 22,661 24,679 (2,018) Interest revenue, restricted 23 37 (14) Interest expense (47,290) (45,469) (1,821) ` Fraud recovery 18,277 43,040 (24,763) Other expense (261,844) (144,696) (117,148) Gain (loss) on disposition of captial assets 6,102 - 6,102 Total Nonoperating revenues (expenses) (262,071) (122,409) (139,662) Increase (decrease) in net assets (1,198,926) (1,472,223) 273,297 Net position, beginning of year 11,163,775 12,635,998 (1,472,223) Net position, end of year $ 9,964,849 $ 11,163,775 $ (1,198,926) v COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida MANAGEMENT'S DISCUSSION AND ANALYSIS SEPTEMBER 30, 2013 (Continued) Major Factors Affecting the Statement of Revenues, Expenses and Changes in Net Position Operating revenues had a decrease due to a reduction in tenant rental revenue caused by high vacancies. Government operating revenue decreased in Rural Development and Housing Choice Voucher Programs. Operating expenses increased mainly due to the increase in housing assistance payments in the Housing Voucher Program. Budgetary Highlights For the year ended September 30, 2013, individual program or grant budgets were prepared by the Authority and were approved by the Board of Commissioners. The budgets were prepared in accordance with accounting procedures prescribed by the applicable funding agency. Capital Assets and Debt Administration As of September 30, 2013, the Authority's investment in capital assets was $9,516,250 (net of accumulated depreciation). This investment in capital assets includes land, buildings, equipment, and construction in progress. The Authority has total long -term liabilities as of September 30, 2013 in the amount of $2,577,181. These are in the USDA Farm Labor Program and the Horizon Village Program. These debts have been incurred to meet its mission of constructing low income rural housing in the Collier County area. Additional information on the Authority's capital assets and debt administration can be found in the Notes to Basic financial statements, which are included in this report. Capital Assets As of year end, the Authority had $9,516,250 invested in a variety of capital assets as reflected in the following schedule. vi COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida -- MANAGEMENT'S DISCUSSION AND ANALYSIS SEPTEMBER 30, 2013 (Continued) Table 3 — Capital Assets at Year End Non - depreciable: Land Depreciable: Buildings Equipment Accumulated depreciation Total Capital assets, net September 30, 2013 2012 Variance $ 2,568,713 2,568,713 29,456,386 1,981,846 31,438,232 (24,490,695) 6,947,537 $ 9,516,250 $ 2,568,713 2,568,713 29,456,386 1,997,378 31,453,764 (23,329,657) 8,124,107 $ 10,692,820 (15,532) (15,532) (1,161,038) (19176,570) _1__(1,176,570) Factors Affecting Next Year's Budget It is uncertain of the impact the upcoming rules changes regarding Housing Assistance Payments grants will have on the Authority or the Section 8 Voucher Programs. It is anticipated that administrative fees and Grant subsidy may decrease in the Housing Choice Voucher Program due to recent federal budget constraints. Economic Factors Significant economic factors affecting the Authority are as follows: —' • Federal funding provide by Congress to the Department of Housing and Urban Development • Local labor supply and demand, which can affect salary and wage rates • Local inflationary, recessionary and employment trends, which can affect resident incomes and therefore the amount of rental income • Inflationary pressure on utility rates, supplies and other costs • Local development pressures affecting the market rents and demand for affordable housing �— • Salary and benefits costs increases (e.g. health insurance cost increase). Contacting the Authority's Financial Management The financial report is designed to provide a general overview of the Authority's finances for all those with an interest. If you have questions about this report or wish to request additional information, please contact Esmeralda Serrata, Executive Director at Collier County Housing Authority, 1800 Farm Worker Way, Immokalee, Florida, 34142, telephone number (239) 657 -3649. vii COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida STATEMENT OF NET POSITION SEPTEMBER 30, 2013 ASSETS Current assets Cash and cash equivalents, unrestricted $ 475,705 Cash and cash equivalents, restricted 2,690,790 Investments, restricted 143,882 Accrued interest receivable 594 Accounts receivable, net of allowance 61,165 Due from other governments 150,839 Inventories, net of obsolescence 6,525 Prepaid expense 78,046 Total current assets 3,607,546 Noncurrent assets 2,688,064 Utilities deposit 500 Capital assets $ 9,964,849 Not being depreciated 2,568,713 Depreciable, net 6,947,537 Total capital assets, net 9,516,250 Total assets 13,124,296 LIABILITIES Current liabilities Vendors and contractors payable 160,901 Accrued wages /taxes payable 9,221 Accrued compensated absences 34,880 Accrued interest payable 5,184 Due to other governments 9,372 Unearned revenue 29,513 Notes and bonds payable 202,412 Total current liabilities 451,483 Current liabilities payable from restricted assets Resident security deposits 105,195 Noncurrent liabilities Notes and bonds payable 2,526,475 Accrued compensated absences 34,881 Other accrued liabilities 41,413 -- Total noncurrent liabilities 2,602,769 Total liabilities 3,159,447 NET POSITION Net 'investment in capital assets 7,619,250 Restricted 2,688,064 Unrestricted (342,465) Total net position $ 9,964,849 The accompanying notes are an integral part of these basic financial statements. 3 COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET POSITION FOR THE YEAR ENDED SEPTEMBER 30, 2013 Operating revenues _., Rental revenue $ 1,168,373 HUD grant 3,280,042 Other governmental grants 734,725 Other revenue 456,640 Total operating revenues 5,639,780 Operating expenses Administrative 1,017,161 Tenant services 37,471 Utilities 96,081 Ordinary maintenance & operation 473,485 Protective services 97,072 Insurance 337,215 _ General expenses 62,007 Housing assistance payments 3,264,718 Depreciation 1,191,425 _ Total operating expenses 6,576,635 Operating income (loss) (936,855) Nonoperating revenues (expenses) _ Interest revenue, unrestricted 22,661 Interest revenue, restricted 23 Interest expense (47,290) Fraud recovery 18,277 Other expense (261,844) Gain/(loss) on disposition of capital assets 6,102 .. Total nonoperating revenues (262,071) Increase (decrease) in net position (1,198,926) Net position, beginning of year 11,163,775 _ Net position, end of year $ 9,964,849 The accompanying notes are an integral part of these basic financial statements. 4 COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida STATEMENT OF CASH FLOWS FOR THE YEAR ENDED SEPTEMBER 30, 2013 Cash Flows From Operating Activities Receipts from dwelling rentals $ 1,171,621 Operating grants 4,014,767 Other receipts 491,635 Payments to employees and suppliers (1,801,521) Payments to landlords and resident benefits (3,696,865) Net cash provided (used) by operating activities 179,637 Cash Flows From Noncapital Financing Activities Principal paid on operating debt (58,455) Interest paid on operating debt (3,815) Net cash provided (used) by noncapital financing activitiews -(62,270) Cash Flows From Capital and Related Financing Activities Purchases of capital assets (18,431) Proceeds from disposals of capital assets 9,679 Principal paid on capital debt (169,000) Interest paid on capital debt (47,290) Net cash provided (used) by capital and related financing activities (225,042) Cash Flows From Investing Activities Purchase /sale of investments 64,577 Interest 22,742 Net cash provided (used) by investing activities 87,319 Net increase (decrease) in cash and cash equivalents (20,356) Balance - beginning of the year 3,186,851 Balance - end of the year $ 3,166,495 Reconciliation of Cash Flows to Statement of Net Position Cash and cash equivalents, unrestricted $ 475,705 Cash and cash equivalents, restricted 2,690,790 $ 3,166,495 There are no non -cash transactions. 5 COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida STATEMENT OF CASH FLOWS FOR THE YEAR ENDED SEPTEMBER 30, 2013 (Continued) Reconciliation of Net Operating Income (Loss) to Net Cash Provided (Used) By Operating Activities Operating income/(loss) $ (936,855) _ Adjustments to reconcile net operating income (loss) to net cash provided (used) by operating activities: Depreciation elimination 1,191,425 — Increase in accounts receivable (10,203) Decrease in due to /from other governments 67,413 Decrease in inventory 859 — Decrease in prepaid expenses 59,967 Increase in other assets (500) Increase in security deposits 4,165 — Increase in accounts payable 10,811 Increase in accrued wages 3,077 Increase in accrued compensated absences 9,612 '— Decrease in accrued liabilities (2,897) Increase in unearned revenue 26,330 — Other revenue and expense reported as nonoperating (243,567) $ 179,637 The accompanying notes are an integral part of these basic financial statements. COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida NOTES TO BASIC FINANCIAL STATEMENTS SEPTEMBER 30, 2013 A - Summary of Significant Accounting Policies and Organization: 1. Organization: Collier County Housing Authority ( "the Authority ") is a public body corporate and politic pursuant to Chapter 421 Laws of the State of Florida which was organized to provide low rent housing for qualified individuals in accordance with the rules and regulations prescribed by the U.S. Department of Housing and Urban Development (HUD) and other federal agencies. The Authority has been a recipient of several loans and grants from Rural Housing Services (RHS) since 1971 under Project NO. 09- 011- 05914055 pursuant to Sections 514 and 516 of the Housing Act of 1949, as amended. The Rural Housing Services programs are designed to provide decent, safe and sanitary low -rent housing and related facilities for domestic farm laborers. Effective July 1, 1992, the Board of Commissioners of Collier County transferred all of its HUD Housing Assistance Payments programs to the Authority, pursuant to an Assumption and Inter -local agreement. The transfer was approved by the U.S. Department of Housing and Urban Development pursuant to a Contract of Novation between the Authority, the County and HUD. The Authority has agreed to undertake the development and operation of certain low rent housing project and to provide decent, safe and sanitary housing for eligible families pursuant to Section 8 of the Housing Assistance Act by means of Housing Assistance Payments to owners through Annual Contributions Contract number A -3402V (Housing Choice Vouchers, Housing Assistance Program). 2. Reporting Entity: In determining how to define the reporting entity, management has considered all —. potential component units. The decision to include a component unit in the reporting entity was made by applying the criteria set forth in Section 2100 and 2600 of the Codification of Governmental Accounting and Financial Reporting Standards and Statement No. 14, (amended) of the Governmental Accounting Standards Board: The Financial Reporting Entity. These criteria include manifestation of oversight responsibility including financial accountability, appointment of a voting majority, imposition of will, financial benefit to or burden on a primary organization, financial accountability as a result of fiscal dependency, potential for dual inclusion, and organizations included in the reporting entity although the primary organization is not financially accountable. Based upon the application of these criteria, the reporting entity has the following component units. CCHA Land Development Corporation — this component unit has been blended for financial statement presentation. The basic financial statements of the Collier County Housing Authority include Farm Labor Housing Loans and Grants (Rural Housing Service Capital Projects Program), Section 8 Housing Assistance Programs under Annual Contributions Contract A -3402, Horizon Village (A business activity) which provides affordable housing to low to moderate income families, Local grants (Homeless Prevention Rapid Re- housing Program), and the CCHA Land Development Corporation, which is a non - profit corporation organized, incorporated and controlled, by the Collier County Housing Authority for the _ advancement of affordable housing. 7 COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida NOTES TO BASIC FINANCIAL STATEMENTS SEPTEMBER 30, 2013 (Continued) A - Summary of Significant Accounting Policies and Organization: (Continued) 3. Basis of Presentation and Accounting: In accordance with uniform financial reporting standards for HUD housing programs, the basic financial statements are prepared in accordance with U. S. generally accepted accounting principles (GAAP). Based upon compelling reasons offered by HUD, the Authority reports its basic financial statements as a special purpose government engaged solely in business -type activities, which is similar to the governmental proprietary fund type (enterprise fund), which uses the accrual basis of accounting and the flow of economic resources measurement focus. Revenues are recorded when earned and expenses are recorded at the time the liabilities are incurred. Pursuant to the election option made available by GASB Statement No. 62, Codification of Accounting and Financial Reporting Guidance Contained in Pre - November 30, 1989 FASB and AICPA Pronouncements, certain accounting and financial reporting guidance is applied in the preparation of the basic financial statements, unless those pronouncements conflict with or contradict GASB pronouncements. Generally accepted accounting principles for state and local governments requires that resources be classified for accounting and reporting purposes into the following three net position categories: Net Investment in Capital Assets — Capital assets, net of accumulated depreciation and outstanding principal balances of debt attributable to the acquisition, construction or improvement of those assets. Restricted - Net position whose use by the Authority is subject to externally imposed stipulations that can be fulfilled by actions of the Authority pursuant to those stipulations or that expire by the passage of time. Such assets include assets restricted for capital acquisitions and debt service. Unrestricted — Net position that is not subject to externally imposed stipulations. Unrestricted net position may be designated for specific purposes by action of management or the Authority Board or may otherwise be limited by contractual agreements with outside parties. 4. Budgets: Budgets are prepared on an annual basis for each major operating program and are used as a management tool throughout the accounting cycle. The capital fund budgets are adopted on a "project length" basis. Budgets are not, however, legally adopted nor legally required for basic financial statement presentation. 5. Cash and Cash Equivalents: For purposes of the Statement of Cash Flows, the Authority considers all highly liquid investments (including restricted assets) with a maturity of three months or less when purchased and non - negotiable certificates of deposit to be cash equivalents. 6. Interprogram Receivables and Payables: Interprogram receivables /payables, when present, are all current, and are the result of the use of the Public Housing Program as the common paymaster for shared costs of the Authority. Cash settlements are made periodically, and all interprogram balances net zero. Offsetting due to /due from balances are eliminated for the basic financial statement presentation. COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida NOTES TO BASIC FINANCIAL STATEMENTS SEPTEMBER 30, 2013 (Continued) A - Summary of Significant Accounting Policies and Organization: (Continued) 7. Investments: Investments, when present, are recorded at fair value. Investment instruments consist only of items specifically approved for public housing agencies by HUD and the U.S. Department of Agriculture. Investments are either insured or collateralized using the dedicated method. Under the dedicated method of collateralization, all deposits and investments over the federal depository insurance coverage are collateralized with securities held by the Authority's agent in the Authority's name. It is the Authority's policy that all funds on deposit are collateralized in accordance with both HUD requirements and requirements of the State of Florida. 8. Inventories: Inventories (consisting of materials and supplies) are valued at cost using the first in, first out (FIFO) method. If inventory falls below cost due to damage, deterioration or obsolescence, the Authority establishes an allowance for obsolete inventory. In accordance with the consumption _. method, inventory is expensed when items are actually placed in service. 9. Prepaid Items: Payments made to vendors for goods or services that will benefit periods beyond the fiscal year end are recorded as prepaid items. 10. Use of Estimates: The preparation of basic financial statements in conformity with U.S. generally -- accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent liabilities at the date of the basic financial statements and reported amounts of revenues and expenditures during the reporting .... period. Actual results could differ from those estimates. 11. Fair Value of Financial Instruments: The carrying amount of the Authority's financial instruments at September 30, 2013 including cash, investments, accounts receivable, and accounts payable closely approximates fair value. 12. Capital Assets: a. Book Value: All purchased fixed assets are valued at cost when historical records are available. When no historical records are available, fixed assets are valued at estimated historical cost. —' Land values were derived from development closeout documentation. Donated fixed assets are recorded at their fair value at the time they are received. Donor imposed restrictions are deemed to expire as the asset depreciates. All normal expenditures of preparing an asset for use are capitalized when they meet or exceed the capitalization threshold. C1 COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida NOTES TO BASIC FINANCIAL STATEMENTS SEPTEMBER 30, 2013 (Continued) A - Summary of Significant Accounting Policies and Organization: (Continued) _ 12. Capital Assets: (Continued) b. Depreciation: The cost of buildings and equipment is depreciated over the estimated useful lives of the related assets on a composite basis using the straight -line method. Depreciation commences on modernization and development additions in the year following completion The useful lives of buildings and equipment for purposes of computing depreciation are as follows: Buildings 20 -30 years Modernization 15 years Office and Other Furniture 3 -5 years c. Maintenance and Repairs Expenditures: Maintenance and repairs expenditures are charged to operations when incurred. Betterments in excess of $500 are capitalized. When buildings and equipment are sold or otherwise disposed of, the asset account and related accumulated depreciation account are relieved, and any gain or loss is included in operations. 13. Compensated Absences: Compensated absences are those absences for which employees will be paid, such as vacation and sick leave computed in accordance with GASB Statement No. 16. A liability for compensated absences that is attributable to services already rendered and that are not —' contingent on a specific event that is outside the control of the Authority and its employees, is accrued as employees earn the rights to the benefits. Compensated absences that relate to future services or that are contingent on a specific event that is outside the control of the Authority and its employees are accounted for in the period in which such services are rendered or in which such events take place. 14. Other Post Employment Benefits (OPEB): In relation to its employee benefit programs, the Authority does not provide any Other Post Employment Benefits, as outlined under GASB 45. 15. Litigation Losses: The Authority recognizes estimated losses related to litigation in the period in which the occasion giving rise to the loss occurred, the loss is probable and the loss is reasonably estimable. 16. Annual Contribution Contracts: Annual Contribution contracts provide that HUD shall have the authority to audit and examine the records of public housing authorities. Accordingly, final determination of the Authority's financing and contribution status for the Annual Contribution Contracts is the responsibility of HUD based upon financial reports submitted by the Authority. 10 COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida NOTES TO BASIC FINANCIAL STATEMENTS SEPTEMBER 30, 2013 (Continued) A - Summary of Significant Accounting Policies and Organization: (Continued) 17. Risk Management: The Authority is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The Authority carries commercial insurance for all risks of loss, including workers' compensation and employee health and accident insurance. Settled claims resulting from these risks have not exceeded commercial insurance coverage in any of the past three fiscal years. Additionally, there have been no significant reductions in insurance coverage from the prior year. 18. Use of Restricted Assets: It is the Authority's policy to first apply restricted resources when an expense is incurred for purposes for which both restricted and unrestricted net position is available. 19. Operating Revenues and Expenses: The principal operating revenues of the Authority's enterprise fund are charges to customers for rents and services. Operating expenses for the Authority's enterprise fund include the cost of providing housing and services, administrative expenses and depreciation on capital assets. Revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. B - Deposits and Investments: For purposes of the Statement of Cash Flows, the Authority considers all highly liquid investments (including restricted assets) with a maturity of three months or less when purchased and non - negotiable certificates of deposit to be cash equivalents. There were no noncash investing, capital and financing activities during the year. 1. HUD Deposit and Investment Restrictions - HUD requires authorities to invest excess HUD program funds in obligations of the United States, certificates of deposit or any other federally insured instruments. HUD also requires that deposits of HUD program funds be fully insured or collateralized at all times. Acceptable security includes FDIC/FSLIC insurance and the market value of securities purchased and -- pledged to the political subdivision. Pursuant to HUD restrictions, obligations of the United States are allowed as security for deposits. Obligations furnished as security must be held by the Authority or with an unaffiliated bank or trust company for the account of the Authority. _ 2. Risk Disclosures a. Interest Rate Risk: As a means of limiting its exposure to fair value losses arising from rising interest rates, the Authority's investment policy limits the Authority's investment portfolio to maturities not to exceed two years at time of purchase. At September 30, 2013, the Authority's deposits and investments were not limited and all of which are either available on demand or have maturities of less than two years. b. Credit Risk: This is risk that a security or a portfolio will lose some or all of its value due to a real or perceived change in the ability of the issuer to repay its debt. The Authority's investment policy is that none of its total portfolio may be invested in securities of any single issuer, other than the US Government, its agencies and instrumentalities. 11 COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida NOTES TO BASIC FINANCIAL STATEMENTS SEPTEMBER 30, 2013 _ (Continued) B - Deposits and Investments: (Continued) 3. Deposit and Investment Risks The Authority held the following deposits and investments at September 30, 2013. Carrying Value _ Deposits: Demand deposits $ 475,405 Time deposits 2,690.790 Total deposits S 3,166,4905 _ Fair Credit Maturity Value Rating Date Callable Investments: Pinellas County Utility Bonds $ 25,110 AAA 10/01/2025 No Miami Dade FL Aviation 73,772 AAA 10/01/2014 No Lee County School Board 35,000 AAA 08/01/2022 No Florida State Education Bonds 10,000 AAA 05/01/2011 Yes Total Investments $ 143.882 ... Total Deposits and Investments S3.310,37 Custodial Credit Risk: Exposure to custodial credit related to deposits exists when the Authority holds deposits that are uninsured and uncollateralized; collateralized with securities held by the pledging financial institution, or by its trust department or agent but not in the Authority's name; or collateralized without a written or approved collateral agreement. Exposure to custodial credit risk related to investments exists when the Authority holds investment that are uninsured and unregistered, with securities held by the counterparty or by its trust department or agent but not in the Authority's name. The Authority's policy as it relates to custodial credit risk is to secure its uninsured deposits with —� collateral, valued at no more than market value, at least at a level of 100% of the uninsured deposits and accrued interest thereon. The investment policy also limits acceptable collateral to U.S. Treasury securities obligation of federal agencies, securities of government- sponsored agencies, and other instruments which may be approved by the U.S. Department of HUD. As required by Federal 12 U.S. C.A., Section 1823 (e), all financial institutions pledging collateral to the Authority must have a written collateral agreement approved by the board of directors or loan committee. At September 31, 2013 the Authority was not exposed to custodial credit as defined above 12 COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida NOTES TO BASIC FINANCIAL STATEMENTS SEPTEMBER 30, 2013 (Continued) B - Deposits and Investments: (Continued) 3. Deposit and Investment Risks (Continued) Investment Credit Risk: The Authority's investment policy limits investments to those allowed by the U.S. Department of HUD. These investment limitations are described in Note A. Credit risk is the risk that an issuer or other counterparty to an investment will not fulfill its obligations. The Authority has no formal policy limiting investments based on credit rating, but discloses any such credit risk associated with their investments by reporting the credit quality ratings of investments in debt securities as determined by nationally recognized statistical rating organizations — rating agencies — as of the year end. Unless there is information to the contrary, obligations of the U. S. government or obligations explicitly guaranteed by the U. S. government are not considered to have credit risk and do not require disclosure of credit quality. As noted in the schedule of deposits and investment above, at September 30, 2013, the investments held by the Authority mature October, 2013, through May, 2034. The Authority may sell these investments at fair value at any time. Concentration of Investment Credit Risk: Exposure to concentration of credit risk is considered to exist when investments in any one issuer represent a significant percent of total investments of the Authority. Investments issued or explicitly guaranteed by HUD- approved instruments are excluded from this consideration. At September 30, 2013, the Authority had no concentration of credit risk as defined above. C - Accounts Receivable: Dwelling rents (net of allowance for doubtful accounts of $24,807) Fraud Receivables (Net of allowance for doubtful accounts of $15,066) D - Due From Other Governments: Rural Rental Assistance - September 30, 2012 allocation County of Collier County - Tenant Based Rental Assistance County of Collier County - Shelter Plus Care Program Portability — Other Public Housing Authorities E - Prepaid Expense: Prepaid insurance 13 $ 38,566 22,599 -' $ 60,909 77,028 7,143 5,759 _ COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida NOTES TO BASIC FINANCIAL STATEMENTS SEPTEMBER 30, 2013 _ (Continued) F - Land, Buildings and Equipment: Interest and principal shall be paid as follows: (a) Annual principal payments of $20,000 each plus accrued interest shall be payable in arrears on the 150' day of November 2005, and on the 15t'' day in the month of November in each subsequent year of the loan term; (b) If the due date for any payment hereunder would fall on a day that is not a business day (i.e., a day that is a Saturday, Sunday or banking holiday), then the payment shall instead be due on the next succeeding business day; and (c) Interest shall cease to accrue on any amount of principal paid in advance of its due date. Interest Rate — The unpaid principal balance of the Note, shall bear interest, while current, at the Applicable Interest Rate. As used in this Note, the term "applicable Interest Rate: means: • Since the interest paid in connection with this Loan is exempt from income taxation by the United States of America and by the State of Florida, the Applicable Interest Rate shall be an annual rate of interest equal to one percent (1 %) less than the "highest prime rate" of interest published in the Wall Street Journal, but not less than three percent (3 %) per annum. 14 Balance Balance September 30, September 30, 2012 Additions Deletions 2013 Not being depreciated: Land $ 2,568,713 $ - $ - $ 2,568,713 Total not being depreciated 2,568,713 - - 2,568,713 Depreciable: Buildings & improvements 29,456,386 - - 29,456,386 Accumulated depreciation (21,464,374) (1,183,802) - (22,648,176) Net buildings & improvements 7,992,012 (1,183,802) - 6,808,210 Equipment 1,997,378 18,431 (33,963) 1,981,846 _ Accumulated depreciation (1,865,283) (7,622) 30,386 (1,842,519) Net equipment 132,095 10,809 (3,577) 139,327 Net depreciable assets 8,124,107 (1,172,993) (3,577) 6,947,537 _ TOTAL $ 10,692,820 $ (1,172,993) $ (3,577) $ 9,516,250 G - Long -Term Debt — Line of Credit: 1. The outstanding balance of Line of Credit Notes in the Business Activities (Horizon Village) at _,. September 30, 2013 was $345,613. Interest and principal shall be paid as follows: (a) Annual principal payments of $20,000 each plus accrued interest shall be payable in arrears on the 150' day of November 2005, and on the 15t'' day in the month of November in each subsequent year of the loan term; (b) If the due date for any payment hereunder would fall on a day that is not a business day (i.e., a day that is a Saturday, Sunday or banking holiday), then the payment shall instead be due on the next succeeding business day; and (c) Interest shall cease to accrue on any amount of principal paid in advance of its due date. Interest Rate — The unpaid principal balance of the Note, shall bear interest, while current, at the Applicable Interest Rate. As used in this Note, the term "applicable Interest Rate: means: • Since the interest paid in connection with this Loan is exempt from income taxation by the United States of America and by the State of Florida, the Applicable Interest Rate shall be an annual rate of interest equal to one percent (1 %) less than the "highest prime rate" of interest published in the Wall Street Journal, but not less than three percent (3 %) per annum. 14 COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida NOTES TO BASIC FINANCIAL STATEMENTS SEPTEMBER 30, 2013 (Continued) G - Long -Term Debt — Line of Credit: (Continued) Interest Rate (Continued) The outstanding balance of Notes Payable at September 30, 2013 was $345,613. The notes are payable each year in the amounts and at the interest rate listed below: September 30, Principal Interest 2014 $ 20,000 $ 10,565 2015 20,000 9,965 2016 20,000 9,364 2017 20,000 8,764 2018 20,000 8,164 2019 -2023 100,000 36,000 2024 -2028 100,000 15,000 2029 45,613 1,800 345,613 Less Current Portion 20,000 Interest expense for the year ended September 30, 2013 was $16,207. There was no capitalized interest expense for the year ended September 30, 2013. The debt is secured by the property purchased in conjunction with the above financing as reported above. 2) The outstanding balance of Line of Credit Notes in the Farmers Home Program at September 30, 2013 was $262,851. Interest and principal shall be as follows: (a) The principal amount of the loan is due at maturity on November 25, 2013. The line of credit is for $300,000 entered into on November 25, 2012. The Authority may take multiple advances up to a maximum of $300,000. (b) The interest rate may change daily and is equal to the rate published in the Wall Street Journal. (c) Monthly payments cover the accrued interest only. (d) This note has been treated as Long -Term Debt since both the Bank and the Authority intend to roll this note over for at least one additional year. 3) The outstanding balance of Line of Credit Notes in the Component Unit (CCHA Land, Inc.) at September 30, 2013 was $89,307. 15 I" COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida NOTES TO BASIC FINANCIAL STATEMENTS SEPTEMBER 30, 2013 (Continued) G - Long -Term Debt — Line of Credit: (Continued) Interest Rate (Continued) Interest and principal shall be paid as follows: (a) The principal amount of the loan is due at maturity on November 25, 2013. The line of credit is for $200,000 entered into on November 24, 2012. The Authority may take multiple advances up to a maximum of $200,000. (b) The interest rate may change daily and is equal to the rate published in the Wall Street Journal. (c) Monthly payments cover the interest only. H Long Term Debt: Revenue Bonds Payable: Capital facilities are financed by debt which is guaranteed and subsidized by U. S. Department of Agriculture, Rural Housing Services (RHS). The Authority presently has bonds payable on its farm laborer housing projects which are due annually in installments of varying principal and interest amounts. Revenue bonds payable at September 30, 2013 are as follows: Collier County Housing Authority Revenue Bonds, Series C, 1 %, due annually on September 1 in principal amounts of $54,000 to $68,000 with interest to September 1, 2014 $ 68,000 Collier County Housing Authority Revenue Bonds, Series D, 1 %, due annually on September 1 in principal amounts of $24,380 to $33,000 with interest to September 1, 2023 312,000 Collier County Housing Authority Revenue Bonds, Series E, 1 %, due annually on September 1 in principal amounts $27,000 to $36,000 with interest to September 1, 2031 599,000 Collier County Housing Authority Revenue Bonds, Series F, 1 %, due annually on September 1 in principal amounts of $39,072 to $52,000 with interest to September 1, 2032 918,000 Total long -term debt The revenues of the project are pledged to the payment of principal and interest on the revenue bonds. The bonds are redeemable before maturity, at the option of the Authority, in inverse numerical and maturity order, on any interest payment date upon giving 40 days written notice to Rural Housing Services. 16 COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida NOTES TO BASIC FINANCIAL STATEMENTS SEPTEMBER 30, 2013 (Continued) H - Long Term Debt: (Continued) Maturities of long -term debt for each of the five succeeding years and in the aggregate are as follows at September 30, 2010: September 30, Principal Interest 2014 $ 169,000 $ 18,970 2015 174,000 17,240 2016 106,000 16,180 2017 106,000 15,120 2018 109,000 13,420 2019 -2023 554,000 32,900 2024 -2028 449,000 11,340 2029 -2032 230,000 7,100 1,897,000 Less current portion 169,000 Sinking Fund Debt Service Account: Under the terms of the revenue bonds, a sinking fund has been established to provide debt service funding. After operation and maintenance requirements are met, the Authority transfers to the sinking fund debt service account such amounts as may be due of interest and principal on the bonds. The amount required to be transferred during the year ended September 30, 2013 in order to meet debt service requirements was $189,660 which was accomplished. The cash balance in the sinking fund debt service account at September 30, 2013 was $56. Sinking Fund Reserve Account: Immediately after each transfer to the sinking fund debt service account, any excess funds are deposited in the sinking fund reserve account. Funds in the reserve account are only withdrawn upon written prior approval of Rural Housing Services: The Authority is required to make monthly reserve deposits in the amount of $33,333 plus the amount of any deficiency in prior deposits to the reserve account until funds and investments in the reserve account shall equal $2,514,900. The aggregate deposits to the reserve account and interest earned for the year ended September 30, 2013 were $106,939, which exceeded the required annual aggregate deposits. Withdrawals from the sinking fund reserve account are authorized for the following purposes: a) To meet principal and interest payments due on the bonds in the event the sinking fund debt service account balance is not sufficient for that purpose. b) To pay costs of extraordinary repairs or replacements to the project which is not considered current expenses. 17 COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida NOTES TO BASIC FINANCIAL STATEMENTS SEPTEMBER 30, 2013 (Continued) H - Long Term Debt: (Continued) Sinking Fund Reserve Account: (Continued) c) To make improvements or extensions to the project. d) For other purposes desired by the Authority which will promote its purpose without jeopardizing the collectability of the bonds or underlying security. e) To the extent the reserve account exceeds $2,514,900, to purchase bonds before maturity in the prescribed manner. Supplemental Information: (Schedule of Funding Reserve) a. Investment Reserve Funds Sinking Fund Debt Service Account (Principal and Interest) �. Beginning balance $ 56 Transfers to Debt Service Account including interest earned 189,660 Withdrawals for payment of principal and interest 189,660) Ending balance 56 Sinking Fund Reserve Replacement Account Beginning balance — less transfers to replacements and operations 2,429,116 Transfers to reserves including interest earned 106,939 Use of reserves for capital improvements - Ending balance 2,536,055 Total Investment Reserve Fund 2,536,111 Fully Funded Balance per Loan Agreement 2,514,900 Excess /(Deficiency) of Reserves on Hand 21.211 b. Compliance with Bond Indentures Requirements: The Collier County Housing Authority, Farm Worker Village, has met and exceeded the bond indenture and reserve requirements outlined in this report, as reported in this note, when considering approved withdrawals from Rural Development for long -term improvements. All interest earnings on invested funds are deposited monthly by the Bank directly into the Housing Authority's cash account and transferred to the reserve account. Construction Fund The construction fund is used to account for grant and loan funds received from Rural Housing Services and other sources and to record construction activities. During the year ended September 30, 2013, there were no expenditures from the Construction Fund for authorized construction activity. 18 COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida NOTES TO BASIC FINANCIAL STATEMENTS SEPTEMBER 30, 2013 (Continued) H - Long Term Debt: (Continued) In the Rural Housing Services enterprise fund, reservations of unrestricted net assets have been established in conjunction with debt issuance requirements or policy directives as stipulated by the respective aforementioned funds. I - State Housing Initiatives Partnership (SHIP Program) Loan: The outstanding balance of the SHIP Loan Payable at September 30, 2013 was $134,120. The loan is payable each year in the amounts and at the interest rate listed below: September 30, Amount Interest 2014 $ 13,412 0% 2015 13,412 0% 2016 13,412 0% 2017 13,412 0% 2018 13,412 0% 2019 -2023 67,060 0% 134,120 Less current portion 13,412 Interest expense for the year ended September 30, 2013 was $0. There was no capitalized interest expense for the year ended September 30, 2013. Interest: Interest on this Note shall be zero percent (0 %) per annum; except that if the Authority fails to pay this Note as required, the interest rate shall be twelve percent (12 %) per annum from the date when payment of this Note is due until the Authority pays it in full. The Authority has not failed to pay the principal payment for FY 2013 and is therefore not required to pay future payments at 12% interest as of FY 2013. Payments: Principal payments shall be deferred for a period of three years from date disbursed with seventeen equal yearly payments of $13,412 due beginning on September 1, 2007 and continuing for seventeen years thereafter until payment in full of $228,000 is received on August 1, 2023. The Authority's total payment shall be $228,000. M COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida NOTES TO BASIC FINANCIAL STATEMENTS SEPTEMBER 30, 2013 (Continued) J - Schedule of Changes in Noncurrent Liabilities: Balance at Year Ended September 30, 2012 September 30, 2013 _ September 30, 2013 Long -term Current Current Long -term Portion Portion Additions Payments Portion Portion Notes and bonds payable $ 2,679,035 $ 277,307 $ - $ (227,455) $ 202,412 $ 2,526,475 Accrued compensated absences 25,268 25,268 29,605 (10,380) 34,880 34,881 `- Family self sufficiency escrow 24,696 - 16,717 - - 41,413 $ 2,728,999 $ 302,575 $ 46,322 _1217,8351 $ 237,292 $ 2,602,769 K- Annual Contributions by HUD: Annual Contributions Contract A -3402 - Section 8 programs provide for housing assistance payments to private owners of residential units on behalf of eligible low or very low- existing and moderately rehabilitated housing covering the difference between the maximum rental on a swelling unit, and the amount of rent contribution by a participating family and related administrative expense. The Authority is also eligible to receive reimbursement for preliminary expenses prior to lease up. HUD contributions for the year ended September 30, 2013, were as follows: Housing Choice Vouchers L - Economic Dependency: The Authority receives approximately 76% of its revenues from the U.S. Department of Agriculture and the U.S. Department of Housing and Urban Development (HUD). If the amount of revenues received from these federal agencies falls below critical levels, the Authority's reserves could be adversely affected. M - Contingencies: The Authority is subject to possible examinations made by Federal and State authorities who determine compliance with terms, conditions, laws and regulations governing other grants given to the Authority in the current and prior years. There were no such examinations for the year ended September 30, 2013. N - Litigation: As of September 30, 2013, the Authority was involved with various litigations arising from operation of its rural development housing program. In the opinion of the Authority's legal counsel such losses, if any, resulting from litigation would be adequately covered by insurance. 0- Leasing Activities (as Lessor): The Authority is the lessor of dwelling units mainly to low- income residents. The rents under the leases are determined generally by the resident's income as adjusted for eligible deductions regulated by HUD and Rural Development. Leases may be cancelled by the lessee at any time. The Authority may cancel the lease only for cause. Revenues associated with these leases are recorded in the basic financial statements and schedules as "Rental Revenue ". Rental Revenue per dwelling unit generally remains consistent from year to year, but is affected by general economic conditions which impact personal income and local job availability. 20 COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida NOTES TO BASIC FINANCIAL STATEMENTS SEPTEMBER 30, 2013 (Continued) _ P - Operating Leases: The Authority is committed under a non - cancelable lease for office space. This lease has been accounted for as operating leases in the accompanying basic financial statements. The office lease is not subject to an annual escalation clause. Future minimum lease payments required under these leases are as follows: Future minimum lease payments required under these leases are as follows: September 30, Office Space 2013 -2014 Q - Decrease in Net Assets: The decrease in net assets is expected to be absorbed through operations in subsequent fiscal years, assisted by transfers from the Rural Rental Program. No fund deficit is expected _ as a result of the current year loss. 21 SUPPLEMENTAL INFORMATION ASSETS Current assets Cash and cash equivalents, unrestricted Cash and cash equivalents, restricted Investments, restricted Accrued interest receivable Accounts receivable, net of allowance Due from other governments Due from/to other programs Inventories, net of obsolescence Prepaid expense Total current assets Noncurrent assets COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida COMBINING SCHEDULE OF NET POSITION SEPTEMBER 30, 2013 Housing Rural HOME - Choice Rental Investment Blended State & Other Voucher Shelter Assistance Partnerships Component Local Business Program Plus Care Payments Program Unit Programs Activities Total 2013 $ 197,732 $ 121 $ 210,612 $ 10,974 $ 53,795 $ 11 $ 2,460 $ 475,705 193,422 - 2,494,012 - 3,356 - - 2,690,790 - - 143,882 - - - - 143,882 - - 594 - - - - 594 22,599 - 38,417 - 149 - - 61,165 5,759 7,143 60,909 77,028 - - - 150,839 -� 27,792 (6,500) 461,836 (109,175) 118,387 20,520 (512,860) - - - 6,525 - - - - 6,525 8,482 - 66,397 - - - 3,167 78,046 455,786 764 3,483,184 (21,173) 175,687 20,531 (507,233) 3,607,546 Utilities deposit - - 500 - - - - 500 Capital assets - 5,700 - - - 1,251 9,221 Not being depreciated - - 2,453,713 - - - 115,000 2,568,713 Depreciable, net 16,128 - 4,219,768 - - - 2,711,641 6 947 537 Total capital assets, net 16,128 - 6,673,481 - - - 2,826,641 9,516,250 Total assets 471,914 764 10,157,165 (21,173) 175,687 20,531 2,319,408 13,124,296 - LIABILITIES Current liabilities Vendors and contractors payable Accrued wages/taxes payable Accrued compensated absences Accrued interest payable Due to other governments Unearned revenue Notes and bonds payable Total current liabilities Current liabilities payable from restricted assets Resident security deposits Noncurrent liabilities Notes and bonds payable Accrued compensated absences Other accrued liabilities Total noncurrent liabilities Total liabilities NET POSITION Net investment in capital assets Restricted Unrestricted Total net position 38,248 - 114,623 - - - 8,030 160,901 2,270 - 5,700 - - - 1,251 9,221 11,453 - 19,328 - - - 4,099 34,880 - - - - - - 5,184 5,184 2,722 - 6,410 - - - 240 9,372 .-- - - 29,513 - - - 29,513 - - 169,000 - - - 33,412 202,412 54,693 - 344,574 - - - 52,216 451,483 - 502,632 3,159,447 - - 101,839 - 3,356 - - 105,195 - - 1,990,851 - 89,307 - 446,317 2,526,475 - 11,453 - 19,329 - - - 4,099 34,881 41,413 - - - - - - 41,413 52,866 - 2,010,180 - 89,307 - 450,416 2,602,769 107,559 - 2,456,593 - 92,663 - 502,632 3,159,447 16,128 - 4,776,481 - - - 2,826,641 7,619,250 152,009 - 2,536,055 - - - - 2,688,064 196,218 764 388,036 (21,173) 83,024 20,531 (1,009,865) (342465) $ 364,355 $ 764 $ 7,700,572 $ (21,173) $ 83,024 $ 20,531 $ 1,816,776 $ 9,964,849 22 COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida COMBINING SCHEDULE OF REVENUES, EXPENSES AND CHANGES IN NET POSITION FOR THE YEAR ENDED SEPTEMBER 30, 2013 Housing Rural HOME Choice Rental Investment Blended State & Other Voucher Shelter Assistance Partnerships Component Local Business Program Plus Care Payments Program Unit Programs Activities Total 2013 Operating revenues Rental revenue HUD grants Other governmental grants Other revenue Total operating revenues Operating expenses Administrative Tenant services Utilities Ordinary maintenance & operation Protective services Insurance General expenses Housing assistance payments Depreciation Total operating expenses Operating income (loss) Nonoperating revenues (expenses) Interest revenue, unrestricted Interest revenue, restricted Interest expense Fraud recovery Other expense Gain/(loss) on disposition of capital assets Total nonoperating revenues Increase (decrease) in net position Net position, beginning of year Net position, end of year $ - $ - $ 1,006,326 $ - $ 13,600 $ - $ 148,447 $ 1,168,373 3,280,042 - - - - - 3,280,042 - - 732,714 2,011 - - - 734,725 301,522 - 40,002 15,000 94,050 - 6,066 456,640 3,581,564 - 1,779,042 17,011 107,650 - 154,513 5,639,780 378,476 - 517,666 - 35,857 51 85,111 1,017,161 - - 1,356 - 36,115 - - 37,471 2,756 - 58,614 - - - 34,711 96,081 10,791 - 424,645 - - - 38,049 473,485 - - 45,255 - - - 51,817 97,072 8,973 - 299,300 - - - 28,942 337,215 30,729 - 28,174 - - - 3,104 62,007 3,200,465 - - 64,253 - - - 3,264,718 2,902 - 986,166 - - - 202,357 1,191,425 3,635,092 - 2,361,176 64,253 71,972 51 444,091 6,576,635 (53,528) - (582,134) (47,242) 35,678 (51) (289,578) (936,855) 12 - 22,633 - 16 - - 22,661 23 - - - - - 23 - - (29,960) - (1,123) - (16,207) (47,290) 18,277 - - - 18,277 (261,844) - - - - - - (261,844) 6,102 - - - - - - 6,102 (237,430) - (7,327) - (1,107) - (16,207) (262,071) (290,958) - (589,461) (47,242) 34,571 (51) (305,785) (1,198,926) 655,313 764 8,290,033 26 069 48,453 20,582 2122,561 11 163,775 $ 364,355 $ 764 $ 7,700,572 $ (21,173) $ 83,024 $ 20,531 $ 1,816,776 $ 9,964,849 23 J Z` E E N L J U L 0) d d C N u j O 2 = E m a 3 U d W O U M 0 0 O {iL } 8 LL CO H O E ....................... _ ...... ................... .,...... _ ....... .- - 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I..............x......i.......: N ILI r 7; 1 = 0 0 E :C Ed 0 V r w LL 2 0 C-4 —4 1 . ........... MfIE i i � ' " � M I i I ; i � I il� � I� ra i i �i�� �1�� ( (! i •€ ( I�i�i � iii I° P� ! °ICS 6" 81 Hz i;z ;z ;z 18 s 818 C-4 —4 � M o °a pm m boy i� yp� cr m� q o V m N+ e it y� I G � ; 1 i N' e' In� & s I at o I I I i N » 1� tl N + IOl ! M x � W i M N N tl• I N i M � N I N� N A M E ry � i O_ 1 i i� i i I i U -� , ~� | -~ ~- / \ ~~ ~� | ~- ~` 14 46 cq ci ol -� , ~� | -~ ~- / \ ~~ ~� | ~- ~` COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida FARM WORKER SUBSIDIZED HOUSING PROGRAM SUPPLEMENTAL INFORMATION SEPTEMBER 30, 2013 The following is supplemental information requested by the U.S. Department of Agriculture - Rural Housing Services (formerly Farmers Home Administration). 1. Schedule of Insurance Coverages At September 30, 2013, the Authority had the following insurance coverage in effect: Amount of Insurance Carrier Type of Coverage Coverage Term ITT Hartford Insurance Company Opticom Insurance Philadelphia Insurance Florida PH Authority Insurance Praetorian Insurance Co Fidelity bond /Employee Dishonesty $100,000 Deductible Workers' Compensation Automobile liability Property, Office Building & Personal Property Fire & Extended Coverage (90% coinsurance) General Liability Personal Injury, products, advertising, property damage $2,000,000 7/12/13 - 7/12/14 Statutory 10/1/13- 10/1/13 $500,000 10/1/12- 10/1/13 $35,000,000 5/8/13- 5/8/14 $2,000,000 10/1/12-10/1/13 US Liability Insurance Directors & officers liability $1,000,000 5/22/13- 5/22/14 Fidelity & Deposit Co. Employee dishonesty $100,000 7/12/13- 7/12/14 ITT Hartford Insurance Company Employee dishonesty (ERISA Bond) $100,000 7/11/13- 7/11/14 Praetorian Insurance Co. Garbage Truck $500,000 10/1/12- 10/1/13 2. Exemption from Real Estate and Income Taxes - The Authority is a public body corporate and politic pursuant to Chapter 421, Laws of the State of Florida, which is subsidized by the federal government. The Authority is not subject to federal, state income taxes, or local property taxes, nor is it required to file federal and state income tax returns as a public body corporate and politic pursuant to Chapter 423, Laws of the State of Florida. 3. Reserves - The Housing Authority has maintained adequate reserves for operations and Bond debt service at September 30, 2013. See also Note B to basic financial statements. 4. Accounting Records and Fixed Asset Control - The accounting records maintained are adequate to facilitate budgetary reporting and analytical purposes. The fixed assets are also adequately safeguarded by the Authority personnel. 5. Financial Reports - The financial reports included in this audit are in agreement with the accounting records of the Authority after audit adjustments have been made. 6. Deposit Funds - We noted that deposit funds are adequately insured by the FDIC and properly collateralized and are at or exceed the required reserve levels required under the Loan and Grant Agreement as of September 30, 2013. 29 COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida FARM WORKER SUBSIDIZED HOUSING PROGRAM SUPPLEMENTAL INFORMATION SEPTEMBER 30, 2013 (Continued) 7. Comments on Compliance and Administrative Internal Control - We have audited the basic financial statements of the Collier County Housing Authority - Farm Worker Subsidized Housing Program for the year ended September 30, 2013, and have issued our report thereon dated December 20, 2012. Based on our tests of transactions and examination of records as required by the Audit Guide, we believe that Collier County Housing Authority - Farm Worker Subsidized Housing Program has complied with the financial terms and conditions of the contract with the regulations, policies and procedures prescribed by the U.S. Department of Agriculture, Rural Housing Services (formerly Farmers Home Administration), loan agreement, and the financial regulations and procedures prescribed by management and those of its governing board. As a part of our audit, we reviewed and tested the Authority's system of internal control to the extent we considered it necessary to evaluate the system as required by generally accepted auditing standards. Under these standards, the purposes of such evaluations are to establish a basis of reliance on the system of internal accounting control in determining the nature, timing and extent of other auditing procedures that are necessary for expressing an opinion on the basic financial statements and to assist the auditor in planning and performing the audit of the basic financial statements. Additionally, our audit included procedures necessary in our judgment to determine compliance with contractual terms and conditions and regulations, policies and procedures prescribed by the Rural Housing Services (formerly Farmers Home Administration) and by management and the governing —. board of the Authority. The objective of internal accounting control is to provide reasonable, but not absolute, assurance as to the safeguarding of assets against loss from unauthorized use or disposition, and the reliability of financial records for preparing basic financial statements and maintaining accountability for assets. The concept of reasonable assurance recognizes that the cost of a system of internal accounting control should not exceed the benefits derived and also recognizes that the evaluation of these factors necessarily requires estimates and judgments by management. There are inherent limitations that should be recognized in considering the potential effectiveness of any system of internal accounting control. In the performance of most control procedures, errors can result from misunderstanding of instructions, mistakes of judgment, carelessness, or other personal factors. Control procedures whose effectiveness depends upon segregation of duties can be circumvented by -- collusion. Similarly, control procedures can be circumvented intentionally by management with respect to the estimates and judgments required in the preparation of basic financial statements. Further, projection of any evaluation of internal accounting control to future periods is subject to the risk that the procedures may become inadequate because of changes in conditions, and that the degree of compliance with the procedures may deteriorate. Kill COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida FARM WORKER SUBSIDIZED HOUSING PROGRAM SUPPLEMENTAL INFORMATION SEPTEMBER 30, 2013 (Continued) 7. Comments on Compliance and Administrative Internal Control (Continued) Our audit of the basic financial statements made in accordance with generally accepted auditing standards, including the study and evaluation of the Authority's system of internal control for the period ended September 30, 2013, that was made for the purposes set forth in the first paragraph of this report, would not necessarily disclose all weaknesses in the system because it was based on selective tests of accounting records and related data. However, such study and evaluation disclosed no conditions that we believe to be material weaknesses or evidence of noncompliance. These conditions were considered in determining the nature, timing, and extent of audit tests to be applied to our audit of the basic financial statements and this report of such conditions does not modify our report dated December 20, 2012 on such basic financial statements. 8. Other Findings or Recommendations for the Period Ended September 30, 2013 - There were no reportable findings. 9. The Required Schedule of Expenditures of Federal Awards along with required reports on Internal Controls and Federal Compliance as outlined under Office of Management and Budget (OMB) Circular A -133 were issued to the Authority as one report, as mandated by the Amended Single Audit Act of 1996 Amendment (Public Law 104 -156). 10. Accounts Receivable- Tenants - Tenants accounts receivable at September 30, 2013 totaling $63,373, were accounts aged at ninety days (90) or less. 11. Accounts Payable consists of $160,901 at September 30, 2013. This balance which is payable to reoccurring vendors is for services or purchases of ninety days (90) or less. 12. Management Fees - The Collier County Housing Authority is the owner of the Farm Worker Subsidized Housing Program, and does not charge any management fees to administer this project. 31 COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida FARM WORKER SUBSIDIZED HOUSING PROGRAM SUPPLEMENTAL INFORMATION SEPTEMBER 30, 2013 (Continued) 13. Schedule of Financial Institutions Where the Housing Authority Maintains its Bank Accounts Name of Financial Institution Account Name Account Balance Classification Florida Community Bank Bond and Interest $ 56 Cash - Reserve Fund - Restricted Investments - Reserve Fund 1400 North 15th Street Certificates of Deposit 200,000 Restricted Immokalee, Florida 33934 CCHA Land, Inc. 33,869 Cash - Unrestricted Fund Reserve 2,192,173 Reserve Management Consultant Inc. 19,961 Cash - Unrestricted Fund Management Consultant Inc. 3,321 Cash - Security Deposits 2,449,380 Bank of America Section 8 Operation 324,416 Cash - Unrestricted P.O. Box 31590 Payroll Account 23,971 Cash - Unrestricted Fund Tampa, Florida 33631 -3590 Section 8 - Admin Funds 53,405 Operational Maintenance - RD 37,613 Revenue Fund 141,060 Security Deopsit Fund 103,656 Horizon Village 2,360 TBRA Operating 10,974 Shelter Plus Care Operating 121 Section 8 - Escrow 19,096 HPRP - Operating 11 716,683 Independent Bankers' Bank of Pinellas County Sewer Revenue 25,110 Investments- Reserve Fund - Florida Bond Restricted P.O. Box 4998 Lee County Florida School Board 35,000 Investments- Reserve Fund - Unrestricted Orlando, Florida 32802 -4998 Florida State Edcational System 10,000 Restricted Miami -Dade FL Aviation 73,772 143,882 Petty Cash & Return Check Fund 400 $ 3,310,345 32 COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida FARM WORKER SUBSIDIZED HOUSING PROGRAM SUPPLEMENTAL INFORMATION SEPTEMBER 30, 2013 (Continued) 13. Schedule of Financial Institutions Where the Housing Authority Maintains its Bank Accounts (Continued) The above amounts were confirmed with the institution listed at September 30, 2013. 14. Schedule and Computation of Current Return to Owners Allowed - Not applicable, because the Authority, is a legal public Authority and not a private enterprise. 15. Schedule of Changes in Owners and Board of Commissioners - This is a local Public Authority and can never change its owners. The following is a list of the current Board of Commissioners. Commissioner Expiration of Term Address Z. Floyd Crews October 27, 2015 Immokalee, Florida David B. Genson November 7, 2014 Naples, Florida Bill McDaniel October 17, 2014 Naples, Florida Kenneth Kelly November 7, 2013 Naples, Florida 16. Schedule of Rental Information The Authority worked with Rural Development to remove 276 of these units from the Farm Labor Housing Program. It is planning to demolish 50 units and rehabilitate the remaining 315 units. The 276 units will be operated as non - subsidized affordable housing units. 33 Number of Gross Potential Unit Size Units Rental Rate Months Rent One bedroom unit 66 $ 425 12 $ 336,600 Two bedroom unit 252 451 12 1,363,824 Three bedroom unit 187 477 12 1,070,388 Four bedroom unit 136 499 12 814,368 641 $ 3,585,180 The Authority worked with Rural Development to remove 276 of these units from the Farm Labor Housing Program. It is planning to demolish 50 units and rehabilitate the remaining 315 units. The 276 units will be operated as non - subsidized affordable housing units. 33 COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida FARM WORKER SUBSIDIZED HOUSING PROGRAM SUPPLEMENTAL INFORMATION SEPTEMBER 30, 2013 ^ (Continued) 16. Schedule of Rental Information (Continued) Actual Rental Revenue Percentage Amount Tenants 57.87% $ 1,006,326 RHA rental assistance subsidy 42.13% 732,714 $ 1,739,040 Note 1- Rental rates were effective October 1, 2008. Management provides for the monthly collection of rent. 17. Real Estate Taxes - The Authority is a local public body corporate and politic and is tax exempt by State of Florida, Section 423. 34 MALCOLM JOHNSON & COMPANY, P.A. CERTIFIED PUBLIC ACCOUNTANTS P.O. Box 530848 DeBary, Florida 32753 -0848 Phone (386) 668 -6464 Fax (386) 668 -6463 malcolmjohnson(ampinet:net December 05, 2013 USDA Rural Development Office 420 South State Road 7 Suite #166 Royal Palm Beach, FL 33414 In accordance with the criteria specified in Section 5; Paragraph 4.32 C. of the USDA Rural Development Handbook (HB -2 -3560) for the year ended September 30, 2013, the borrower must self certify that Collier County Housing Authority (the Authority) is in compliance with the nine performance standards. The following is a summary of our compliance with the performance standards. 1. The required accounts are properly maintained and tracked separately. The accounts we maintain are marked below: x Operating Account(s) x Security Deposit Account _ x Tax and Insurance Account x Reserve Account x Other Accounts: Debt Service 2. The payments from operating account(s) are disclosed and accurately represented. 3. The reserve account(s): a. is on schedule with the Agency required minimum funding requirements; b. is maintained in a supervised bank account that requires the Agency's countersignature on all withdrawals; c. is on schedule with contributions to the reserve account for the current year with the Agency required minimum funding; and d. has no encumbrances on the reserve funds. 4. The tenant security deposits accounts are fully funded and are maintained in separate accounts. 5. The payment. of owner return was: Not Applicable (owner is a government entity) na paid in the amount of $ -0- for the 2013 fiscal year and was in accordance with the Agency's requirements OR na not paid during the reporting year OR na not.allowable due to our nonprofit status OR na not allowable due to our nonprofit status. An asset management fee in the amount of $ -0 was paid for 2013 fiscal year. 35 6. The borrow=er has maintained proper insurance in accordance with the requirements in 7CFR 3560.105. Coverage maintained for the Authority is as follows: x Liability Insurance _ Flood Insurance x Property .insurance _ Earthquake Insurance x Fidelity Bond x 'Other: Public Officials Liability 7. All financial records are adequate and suitable for examination. 8. There have been no changes in the ownership of the Farm Worker Subsidized Housing Program, other than those approved by the Agency and identified in the certification. The Board of Commissioners is active and maintains oversight responsibilities for the project. 9. Exemptions from Real Estate and Income Taxes: The Authority is a public body corporate and politic pursuant to Chapter 421, Laws of the State of Florida, which is subsidized by the Federal Government. The Authority is not subject to Federal, State income taxes, or Local property taxes, nor is it required to file Federal and State income tax returns as apublic body corporate and politic pursuant to Chapter 423; Laws of the State of Florida. I certify that the above is true, accurate and is properly supported by documentation kept in our files. meralda Senata, Executive Director, Collier County Housing Authority 9 COLLIER COUNTY HOUSING AUTHORITY -- Immokalee, Florida SCHEDULE OF EXPENDITURES OF FEDERAL AWARDS — FOR THE YEAR ENDED SEPTEMBER 30, 2013 Federal Grantor: Pass Through Federal CFDA Number Program Title Entity Expenditures U.S. Department of Agriculture Farm Labor Cluster _ 10.427 Rural Rental Assistance Payments Program NA $ 732,714 10.415 Rural Rental Housing Debt NA 1,897,000 Total U.S. Department of Agriculture 2,629,714 U.S. Department of Housing and Urban Development Collier County, — 14.239 HOME Partnership - Tenant Based Rental Assistance Florida $ 2,011 Housing Choice Voucher Cluster _ 14.871 Housing Choice Voucher Program NA 3,280,042 14.871 Housing Choice Voucher -Pass dim Other PHA's 307,624 Total Housing Choice Voucher Cluster 3,587,666 Total Federal Awards Expenditures $ 6,219,391 _ Notes to the Schedule of Expenditures of Federal Awards A. Basis of Accounting This schedule is prepared on the accrual basis of accounting. B. The information in this schedule is presented in accordance with the requirements of OMB Circular A -133, "Audits of States, Local Governments and Non - Profit Organizations ". C. Reconciliation of Total Federal Awards Expenditures to Financial Data Schedule FDS line 706 FDS line 708 FDS line 715 FDS line 343 & 351 HUD PHA Grants Other government grants HCVP other income Rural rental loan debt 37 $ 3,280,042 734,725 307,624 1,897,000 $ 6,219,391 SINGLE AUDIT SECTION r MALCOLM JOHNSON & COMPANY, P.A. CERTIFIED PUBLIC ACCOUNTANTS P.O. Box 530848 DeBary, Florida 32753 -0848 Phone (386) 668 -6464 Fax (386) 668 -6463 malcolmjohnson@mpinet.net INDEPENDENT AUDITOR'S REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING -" AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF BASIC FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT A UDITING STANDARDS Board of Commissioners HUD, Miami Area Office Collier County Housing Authority Office of Public Housing Immokalee, Florida 909 S. E. First Avenue, Room 500 Miami, Florida 33131 -3028 We have audited, in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States, the basic financial statements of Collier County Housing Authority (the Authority), which include the statement of net position as of September 30, 2013, and the related statements of revenue, expenses and changes in net position, cash flows for the year then ended, and the related notes to the financial statements and have issued our report thereon December 20, 2013. Internal Control Over Financial Reporting In planning and performing our audit of the basic financial statements, we considered the Authority's internal control over financial reporting (internal control) to determine the audit procedures that are appropriate in the circumstances for the purpose of expressing our opinion on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the Authority's internal control. Accordingly, we do not express an opinion on the effectiveness of the Authority's internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct misstatements on a timely basis. A material weakness is a deficiency, or combination of deficiencies, in internal control, such that there is a reasonable possibility that a material misstatement of the Authority's financial statements will not be prevented, or detected and corrected on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control, that might be material weaknesses or significant deficiencies. Given these limitations, during our audit we did not identify any deficiencies in internal control that we consider to be material weaknesses. However, material weaknesses may exist that have not been identified. Compliance and Other Matters As part of obtaining reasonable assurance about whether the Authority's basic financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. 38 We noted certain matters that we reported to management of the Authority in a separate letter dated December 20, 2013. Purpose of this Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the Authority's internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the Authority's internal control and compliance. Accordingly, this communication is not suitable for any other purpose. DeBary, Florida December 20, 2013 6M -Q* sk. 44yowl, 9 A a Malcolm Johnson & Company, P.A. Certified Public Accountants MALCOLM JOHNSON & COMPANY, P.A. CERTIFIED PUBLIC ACCOUNTANTS P.O. Box 530848 DeBary, Florida 32753 -0848 Phone (386) 668 -6464 Fax (386) 668 -6463 malcolmjohnson@mpinet.net INDEPENDENT AUDITOR'S REPORT ON COMPLIANCE WITH REQUIREMENTS THAT COULD HAVE A DIRECT AND MATERIAL EFFECT ON EACH MAJOR FEDERAL PROGRAM AND ON INTERNAL CONTROL OVER COMPLIANCE IN ACCORDANCE WITH OMB CIRCULAR A -133 Board of Commissioners HUD, Miami Area Office Collier County Housing Authority Office of Public Housing Immokalee, Florida 909 S. E. First Avenue, Room 500 Miami, Florida 33131 -3028 Report on Compliance for Each Major Program We have audited Collier County Housing Authority's (the Authority) compliance with the types of compliance requirements described in the OMB Circular A -133 Compliance Supplement, that could have a direct and material effect on each of the Authority's major federal programs for the year ended September 30, 2013. The Authority's major federal programs are identified in the summary of auditor's results section of the accompanying schedule of findings and questioned costs. Management's Responsibility Management is responsible for compliance with the requirements of laws, regulations, contracts and grants applicable to its federal programs. Auditor's Responsibility Our responsibility is to express an opinion on compliance for each of the Authority's major federal programs based on our audit of the types of compliance requirements referred to above. We conducted our audit of compliance in accordance with auditing standards generally accepted in the United States of America; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States; and OMB Circular A -133, Audits of States, Local Governments, and Non - Profit Organizations (OMB Circular A -133). Those standards and OMB Circular A -133 require that we plan and perform the audit to obtain reasonable assurance about whether noncompliance with the compliance requirements referred to above that could have a material effect on a major federal program occurred. An audit .... includes examining, on a test basis, evidence about the Authority's compliance with those requirements and performing such other procedures as we considered necessary in the circumstances. _ We believe that our audit provides a reasonable basis for our opinion on compliance for each major program. However, our audit does not provide a legal determination of the Authority's compliance. Opinion on Each Major Program In our opinion, the Authority complied, in all material respects, with the compliance requirements referred to above that could have a direct and material effect on each of its major Federal programs for the year ended September 30, 2013. 40 Report on Internal Control Over Compliance Management of the Authority is responsible for establishing and maintaining effective internal control over compliance with the types of compliance requirements referred to above. In planning and performing our audit of compliance, we considered the Authority's internal control over compliance with the types of requirements that could have a direct and material effect on each major program to determine the auditing procedures that are appropriate in the circumstances for the purpose of expressing an opinion on compliance for each major federal program and to test and report on internal control over compliance in accordance with the OMB Circular A -133, but not for the purpose of expressing an opinion on the effectiveness of internal control over compliance. Accordingly, we do not express an opinion on the effectiveness of the Authority's internal control over compliance. A deficiency in internal control over compliance exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, noncompliance with a type of compliance requirements of a federal program on a timely basis. A material weakness in internal control over compliance is a deficiency, or combination of deficiencies, in internal control over compliance, such that there is a reasonable possibility that material noncompliance with a compliance requirement will not be prevented, or detected and corrected, on a timely basis. A significant deficiency in internal control over compliance is a deficiency, or combination of deficiencies, in internal control over compliance with a type of compliance requirement of a federal program that is less severe than a material weakness in internal control over compliance, yet important enough to merit the attention by those charged with governance. Our consideration of internal control over compliance was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control over compliance that might be material weaknesses or significant deficiencies. We did not identify any deficiencies in internal control over compliance that we consider to be material weaknesses, as defined above. However, material weaknesses may exist that have not been identified. The purpose of this report on internal control over compliance is solely to describe the scope of our testing of internal control over compliance and the results of our testing based on the requirements of OMB Circular A -133. Accordingly, this report is not suitable for any other purpose. Report on Schedule of Expenditures of Federal Awards Required By OMB Circular A -133 We have audited the financial statements of the Authority as of and for the year ended September 30, 2013 and have issued our report thereon dated December 20, 2013, which contained an unmodified opinion on those financial statements. Our audit was conducted for the purpose of forming an opinion on the financial statements as a whole. The accompanying schedule of expenditures of federal awards is presented for purposes of additional analysis as required by OMB A -133 and is not a required part of the financial statements. Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the financial statements. The information has been subjected to the auditing procedures applied in the audit of the financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the financial statements or to the financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the schedule of expenditure of federal awards is fairly stated in all material respects in relation to the financial statements as a whole. DeBary, Florida December 20, 2013 41 MalcJ4h on & Co pa y, P.A. Certified Public Accountants COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida SCHEDULE OF FINDINGS AND QUESTIONED COSTS FOR THE YEAR ENDED SEPTEMBER 30, 2013 SECTION I - SUMMARY OF AUDITORS' RESULTS Basic Financial Statements Type of auditors' report issued: Unqualified — Internal control over financial reporting: Material weakness(es) identified? No Significant deficiency(s) identified that are not considered to be material weaknesses? None reported Noncompliance material to basic financial statements noted? No , Federal Awards Internal control over major programs: — – Material weakness(es) identified? No Significant deficiency(s) identified that are not considered to be material — weakness(es)? None reported Type of auditors' report issued on compliance for major programs: Unqualified Any audit findings disclosed that are required to be reported in accordance with section 510(a) of OMB Circular A -133? No Identification of major programs: CFDA Number Name of Federal Program or Cluster — 14.871 Housing Choice Vouchers Dollar threshold used to distinguish between type A and type B programs: $300,000 Auditee qualified as low -risk auditee? Yes 42 COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida SCHEDULE OF FINDINGS AND QUESTIONED COSTS FOR THE YEAR ENDED SEPTEMBER 30, 2013 (Continued) SECTION H — BASIC FINANCIAL STATEMENT FINDINGS There were no Financial Statement Findings. SECTION III — FEDERAL AWARD FINDINGS AND QUESTIONED COSTS There were no Federal Award Findings and Questioned Costs. 43 COLLIER COUNTY HOUSING AUTHORITY Immokalee, Florida SUMMARY SCHEDULE OF PRIOR AUDIT FINDINGS FOR THE YEAR ENDED SEPTEMBER 30, 2013 There were no Prior Audit Findings. El El!